Royal Bank of Canada (RY)
Combines Canadian personal and commercial banking with global wealth, insurance and capital-markets franchises.
$202.76
vs last close−3.43 (−1.66%)
In millions of USD, except per-share figures · converted from CAD at the latest rate
| In millions | Q4 FY23Oct 2023 | Q1 FY24Jan 2024 | Q2 FY24Apr 2024 | Q3 FY24Jul 2024 | Q4 FY24Oct 2024 | Q1 FY25Jan 2025 | Q2 FY25Apr 2025 | Q3 FY25Jul 2025 | Q4 FY25Oct 2025 | Q1 FY26Jan 2026 | Q2 FY26Apr 2026 | Q3 FY26Jul 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 22,179 | 23,475 | 23,531 | 24,483 | 24,084 | 25,034 | 23,146 | 24,673 | 24,760 | 25,187 | 24,115 | 27,468 |
| Cost of revenue | 13,275 | 14,277 | 14,249 | 14,513 | 13,977 | 13,898 | 13,032 | 13,247 | 13,255 | 13,225 | 12,381 | 13,396 |
| Gross profit | 8,904 | 9,197 | 9,281 | 9,970 | 10,108 | 11,136 | 10,114 | 11,427 | 11,505 | 11,963 | 11,734 | 14,072 |
| 6,011 | 6,107 | 5,781 | 6,151 | 6,402 | 6,564 | 6,193 | 6,543 | 6,653 | 6,699 | 6,704 | 8,581 | |
| 3,406 | 3,669 | 3,618 | 3,842 | 3,854 | 4,255 | 3,893 | 4,171 | 4,113 | 4,469 | 5,109 | 5,323 | |
| General & administrative | 3,406 | 3,669 | 3,618 | 3,842 | 3,854 | 4,255 | 3,893 | 4,171 | 4,113 | 4,469 | 5,109 | 5,323 |
| Other expenses | 2,605 | 2,438 | 2,163 | 2,310 | 2,548 | 2,310 | 2,300 | 2,372 | 2,539 | 2,229 | 1,596 | 3,259 |
| Operating income | 2,893 | 3,090 | 3,501 | 3,818 | 3,706 | 4,572 | 3,921 | 4,884 | 4,852 | 5,264 | 5,047 | 5,510 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | −17 | 0 | |
| Interest income | 17,413 | 18,199 | 18,302 | 19,252 | 18,831 | 18,801 | 17,745 | 18,555 | 18,683 | 18,551 | 17,776 | 18,902 |
| Interest expense | 12,763 | 13,699 | 13,596 | 14,045 | 13,380 | 13,152 | 12,020 | 12,621 | 12,540 | 12,450 | 11,733 | 12,685 |
| Other non-operating income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 17 | 19 |
| Income before tax | 2,893 | 3,090 | 3,501 | 3,818 | 3,706 | 4,572 | 3,921 | 4,884 | 4,852 | 5,264 | 5,030 | 5,490 |
| Income tax expense | −43 | 544 | 694 | 630 | 706 | 925 | 802 | 1,036 | 991 | 1,153 | 1,133 | 1,227 |
| Net income from continuing operations | 2,936 | 2,546 | 2,807 | 3,188 | 3,000 | 3,646 | 3,120 | 3,848 | 3,862 | 4,111 | 3,897 | 4,264 |
| Other adjustments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 17 | 19 |
| Net income | 2,934 | 2,544 | 2,806 | 3,186 | 2,998 | 3,645 | 3,117 | 3,848 | 3,860 | 4,110 | 3,912 | 4,282 |
| EPS, basic | $2.06 | $1.78 | $1.95 | $2.20 | $2.07 | $2.52 | $2.15 | $2.67 | $2.67 | $2.87 | $2.74 | $3.01 |
| EPS, diluted | $2.06 | $1.78 | $1.95 | $2.20 | $2.07 | $2.52 | $2.15 | $2.66 | $2.66 | $2.86 | $2.74 | $3.01 |
| Weighted average shares, basic | 1,400 | 1,406 | 1,413 | 1,414 | 1,416 | 1,414 | 1,411 | 1,407 | 1,407 | 1,026 | 1,025 | 989 |
| Weighted average shares, diluted | 1,400 | 1,408 | 1,414 | 1,416 | 1,416 | 1,416 | 1,414 | 1,410 | 1,410 | 1,029 | 1,027 | 992 |
| EBITDA | 3,435 | 3,569 | 4,015 | 4,361 | 4,290 | 5,122 | 4,476 | 5,429 | 5,390 | 5,768 | 5,562 | 6,033 |
| Depreciation & amortization | 542 | 479 | 514 | 542 | 583 | 550 | 554 | 546 | 538 | 505 | 513 | 526 |
| EBIT | 2,893 | 3,090 | 3,501 | 3,818 | 3,706 | 4,572 | 3,921 | 4,884 | 4,852 | 5,264 | 5,030 | 5,490 |