Seacoast Banking (SBCF)
Florida-centered commercial and consumer bank with wealth, mortgage, and insurance services.
$33.09
vs last close−0.20 (−0.59%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 198 | 194 | 196 | 202 | 208 | 203 | 206 | 218 | 227 | 248 | 221 | 256 |
| Cost of revenue | 63 | 70 | 72 | 81 | 84 | 74 | 75 | 71 | 78 | 111 | 75 | 75 |
| Gross profit | 134 | 124 | 124 | 121 | 124 | 129 | 131 | 147 | 149 | 137 | 146 | 180 |
| 94 | 86 | 90 | 82 | 85 | 85 | 90 | 92 | 102 | 93 | 105 | 132 | |
| 58 | 51 | 53 | 51 | 52 | 53 | 56 | 58 | 59 | 75 | 75 | 127 | |
| Selling & marketing | 2 | 3 | 3 | 3 | 3 | 2 | 3 | 3 | 3 | 0 | 0 | 4 |
| General & administrative | 56 | 48 | 50 | 48 | 50 | 51 | 53 | 55 | 56 | 75 | 75 | 123 |
| Other expenses | 36 | 35 | 37 | 31 | 32 | 32 | 34 | 34 | 43 | 19 | 30 | 5 |
| Operating income | 40 | 38 | 34 | 39 | 39 | 44 | 41 | 55 | 47 | 43 | 41 | 48 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 28 | |
| Interest income | 180 | 177 | 176 | 180 | 184 | 186 | 184 | 193 | 203 | 256 | 251 | 256 |
| Interest expense | 61 | 66 | 71 | 75 | 77 | 70 | 66 | 66 | 69 | 81 | 74 | 75 |
| Other non-operating income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | −28 |
| Income before tax | 40 | 38 | 34 | 39 | 39 | 44 | 41 | 55 | 47 | 43 | 41 | 76 |
| Income tax expense | 9 | 8 | 8 | 9 | 9 | 10 | 9 | 13 | 10 | 9 | 9 | 17 |
| Net income from continuing operations | 31 | 30 | 26 | 30 | 31 | 34 | 31 | 43 | 36 | 34 | 32 | 60 |
| Net income | 31 | 30 | 26 | 30 | 31 | 34 | 31 | 43 | 36 | 34 | 32 | 60 |
| EPS, basic | $0.37 | $0.35 | $0.31 | $0.36 | $0.36 | $0.40 | $0.37 | $0.50 | $0.42 | $0.33 | $0.31 | $0.60 |
| EPS, diluted | $0.37 | $0.35 | $0.31 | $0.36 | $0.36 | $0.40 | $0.37 | $0.50 | $0.42 | $0.29 | $0.29 | $0.55 |
| Weighted average shares, basic | 85 | 85 | 85 | 84 | 84 | 85 | 85 | 85 | 87 | 97 | 97 | 96 |
| Weighted average shares, diluted | 86 | 85 | 85 | 85 | 85 | 85 | 85 | 85 | 87 | 109 | 109 | 97 |
| EBITDA | 40 | 41 | 38 | 44 | 46 | 65 | 47 | 59 | 52 | 67 | 50 | 89 |
| Depreciation & amortization | 0 | 3 | 4 | 5 | 6 | 21 | 6 | 4 | 6 | 24 | 9 | 13 |
| EBIT | 40 | 38 | 34 | 39 | 39 | 44 | 41 | 55 | 47 | 43 | 41 | 76 |