Simmons First National (SFNC)
Regional banking parent spanning lending, deposits, wealth management, cards, and insurance.
$22.55
After hours+0.05 (+0.20%)
At close$22.51(−0.64%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 351 | 343 | 363 | 369 | 348 | 366 | 351 | 354 | −446 | 359 | 302 | 356 |
| Cost of revenue | 166 | 179 | 181 | 186 | 189 | 174 | 171 | 155 | 139 | 125 | 105 | 124 |
| Gross profit | 185 | 164 | 182 | 183 | 159 | 192 | 180 | 199 | −585 | 233 | 197 | 231 |
| 129 | 145 | 137 | 136 | 134 | 138 | 142 | 135 | 139 | 139 | 141 | 148 | |
| 78 | 88 | 86 | 83 | 82 | 84 | 87 | 85 | 88 | 90 | 141 | 96 | |
| Selling & marketing | 6 | 6 | 7 | 6 | 7 | 7 | 7 | 7 | 7 | 0 | 0 | 0 |
| General & administrative | 72 | 82 | 80 | 76 | 75 | 77 | 80 | 79 | 81 | 90 | 141 | 96 |
| Other expenses | 51 | 57 | 50 | 53 | 52 | 54 | 55 | 50 | 51 | 50 | 0 | 52 |
| Operating income | 56 | 19 | 45 | 47 | 26 | 54 | 38 | 64 | −724 | 94 | 56 | 83 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 30 | 0 | |
| Interest income | 310 | 324 | 323 | 329 | 334 | 326 | 308 | 315 | 313 | 308 | 302 | 308 |
| Interest expense | 157 | 168 | 171 | 175 | 177 | 161 | 144 | 143 | 127 | 110 | 105 | 107 |
| Income before tax | 56 | 19 | 45 | 47 | 26 | 54 | 38 | 64 | −724 | 94 | 86 | 83 |
| Income tax expense | 9 | −4 | 6 | 6 | 1 | 6 | 6 | 9 | −161 | 16 | 18 | 17 |
| Net income from continuing operations | 47 | 24 | 39 | 41 | 25 | 48 | 32 | 55 | −563 | 78 | 69 | 67 |
| Net income | 47 | 24 | 39 | 41 | 25 | 48 | 32 | 55 | −563 | 78 | 69 | 67 |
| EPS, basic | $0.38 | $0.19 | $0.31 | $0.32 | $0.20 | $0.38 | $0.26 | $0.43 | −$4.47 | $0.54 | $0.47 | $0.46 |
| EPS, diluted | $0.37 | $0.19 | $0.31 | $0.32 | $0.20 | $0.38 | $0.26 | $0.43 | −$4.00 | $0.54 | $0.47 | $0.46 |
| Weighted average shares, basic | 124 | 126 | 125 | 125 | 126 | 126 | 126 | 126 | 126 | 126 | 146 | 146 |
| Weighted average shares, diluted | 126 | 126 | 126 | 126 | 126 | 126 | 126 | 126 | 141 | 145 | 146 | 146 |
| EBITDA | 68 | 31 | 57 | 58 | 37 | 65 | 49 | 74 | −714 | 147 | 66 | 93 |
| Depreciation & amortization | 12 | 12 | 12 | 12 | 12 | 11 | 11 | 10 | 10 | 53 | 10 | 10 |
| EBIT | 56 | 19 | 45 | 47 | 26 | 54 | 38 | 64 | −724 | 94 | 56 | 83 |
