Sallie Mae (SLM)
Originates private education loans and deposit products for students and families.
$23.82
vs last close−0.43 (−1.77%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 676 | 726 | 838 | 783 | 677 | 689 | 862 | 684 | 830 | 734 | 834 | 670 |
| Cost of revenue | 466 | 298 | 289 | 286 | 565 | 407 | 304 | 429 | 464 | 261 | 262 | 395 |
| Gross profit | 211 | 427 | 549 | 497 | 112 | 282 | 558 | 255 | 366 | 473 | 571 | 275 |
| 170 | 202 | 162 | 159 | 172 | 150 | 155 | 167 | 180 | 157 | 171 | 195 | |
| 96 | 89 | 110 | 97 | 101 | 94 | 103 | 95 | 90 | 92 | 108 | 105 | |
| General & administrative | 96 | 89 | 110 | 97 | 101 | 94 | 103 | 95 | 90 | 92 | 108 | 105 |
| Other expenses | 74 | 113 | 52 | 62 | 71 | 56 | 51 | 73 | 90 | 65 | 63 | 90 |
| Operating income | 41 | 225 | 387 | 339 | −60 | 132 | 403 | 88 | 186 | 316 | 400 | 80 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Interest income | 652 | 669 | 664 | 641 | 653 | 661 | 656 | 657 | 658 | 657 | 649 | 602 |
| Interest expense | 268 | 283 | 277 | 269 | 293 | 299 | 281 | 280 | 285 | 280 | 274 | 269 |
| Income before tax | 41 | 225 | 387 | 339 | −60 | 132 | 403 | 88 | 186 | 316 | 400 | 80 |
| Income tax expense | 11 | 57 | 98 | 87 | −14 | 21 | 99 | 16 | 50 | 83 | 92 | 22 |
| Net income from continuing operations | 29 | 168 | 290 | 252 | −45 | 112 | 305 | 71 | 136 | 233 | 308 | 59 |
| Net income | 29 | 168 | 290 | 252 | −45 | 112 | 305 | 71 | 136 | 233 | 308 | 59 |
| EPS, basic | $0.11 | $0.73 | $1.29 | $1.13 | −$0.23 | $0.51 | $1.43 | $0.32 | $0.64 | $1.13 | $1.56 | $0.29 |
| EPS, diluted | $0.11 | $0.72 | $1.27 | $1.11 | −$0.23 | $0.50 | $1.40 | $0.32 | $0.63 | $1.11 | $1.54 | $0.29 |
| Weighted average shares, basic | 226 | 223 | 220 | 219 | 215 | 211 | 211 | 209 | 207 | 207 | 195 | 189 |
| Weighted average shares, diluted | 226 | 227 | 224 | 222 | 215 | 216 | 215 | 209 | 207 | 207 | 198 | 189 |
| EBITDA | 48 | 289 | 393 | 345 | −54 | 132 | 408 | 93 | 191 | 317 | 405 | 85 |
| Depreciation & amortization | 7 | 63 | 6 | 6 | 5 | 0 | 5 | 5 | 5 | 1 | 5 | 5 |
| EBIT | 41 | 225 | 387 | 339 | −60 | 132 | 403 | 88 | 186 | 316 | 400 | 80 |