Southern Missouri Bancorp (SMBC)
Community bank holding company built by acquiring small banks across four Midwest and mid-South states.
$71.27
vs last close−0.19 (−0.26%)
In millions of USD, except per-share figures
| In millions | Q1 FY24Sep 2023 | Q2 FY24Dec 2023 | Q3 FY24Mar 2024 | Q4 FY24Jun 2024 | Q1 FY25Sep 2024 | Q2 FY25Dec 2024 | Q3 FY25Mar 2025 | Q4 FY25Jun 2025 | Q1 FY26Sep 2025 | Q2 FY26Dec 2025 | Q3 FY26Mar 2026 | Q4 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 64 | 67 | 70 | 72 | 75 | 76 | 77 | 78 | 80 | 79 | 78 | 73 |
| Cost of revenue | 24 | 28 | 30 | 30 | 33 | 32 | 31 | 33 | 35 | 29 | 30 | 24 |
| Gross profit | 40 | 39 | 39 | 42 | 42 | 44 | 45 | 45 | 44 | 50 | 48 | 49 |
| 24 | 24 | 25 | 25 | 26 | 25 | 25 | 26 | 25 | 25 | 26 | 26 | |
| 14 | 14 | 15 | 15 | 15 | 15 | 15 | 2 | 14 | 14 | 1 | 1 | |
| Selling & marketing | 0 | 0 | 1 | 1 | 1 | 0 | 1 | 1 | 1 | 1 | 1 | 1 |
| General & administrative | 13 | 14 | 14 | 15 | 15 | 14 | 14 | 1 | 14 | 13 | 1 | 1 |
| Other expenses | 10 | 10 | 10 | 10 | 10 | 10 | 10 | 24 | 11 | 12 | 25 | 24 |
| Operating income | 17 | 15 | 14 | 17 | 16 | 19 | 20 | 19 | 19 | 24 | 22 | 23 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | −2 | 0 | 0 | |
| Interest income | 58 | 62 | 64 | 65 | 67 | 69 | 70 | 71 | 73 | 72 | 71 | 67 |
| Interest expense | 23 | 27 | 30 | 30 | 31 | 31 | 30 | 30 | 31 | 29 | 28 | 28 |
| Income before tax | 17 | 15 | 14 | 17 | 16 | 19 | 20 | 19 | 19 | 23 | 22 | 23 |
| Income tax expense | 3 | 3 | 3 | 3 | 3 | 5 | 4 | 3 | 4 | 5 | 4 | 3 |
| Net income from continuing operations | 13 | 12 | 11 | 14 | 12 | 15 | 16 | 16 | 16 | 18 | 18 | 20 |
| Other adjustments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net income | 13 | 12 | 11 | 14 | 12 | 15 | 16 | 16 | 16 | 18 | 18 | 20 |
| EPS, basic | $1.16 | $1.07 | $1.00 | $1.19 | $1.10 | $1.30 | $1.39 | $1.40 | $1.39 | $1.62 | $1.60 | $1.84 |
| EPS, diluted | $1.16 | $1.07 | $0.99 | $1.19 | $1.10 | $1.30 | $1.39 | $1.39 | $1.38 | $1.62 | $1.60 | $1.83 |
| Weighted average shares, basic | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 11 |
| Weighted average shares, diluted | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 11 | 11 |
| EBITDA | 19 | 18 | 17 | 20 | 18 | 22 | 22 | 22 | 22 | 25 | 24 | 25 |
| Depreciation & amortization | 2 | 3 | 3 | 3 | 3 | 3 | 3 | 2 | 2 | 1 | 2 | 2 |
| EBIT | 17 | 15 | 14 | 17 | 16 | 19 | 20 | 19 | 19 | 24 | 22 | 23 |