SMFG · NYSE · Banks - Diversified

Sumitomo Mitsui Financial Group (ADR) (SMFG)

Connects Japanese banking, payments, securities and consumer finance with overseas corporate and capital-markets services.

$25.89
vs last close−0.26 (−0.98%)
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Sumitomo Mitsui Financial Group, Inc.SMFG
Financial sector

Combines SMBC banking with securities, payments, consumer finance and asset management across Japan and overseas markets. Earnings and execution depend on credit quality, funding, interest rates, market conditions, capital rules and controls spanning regulated subsidiaries.

Operates through Wholesale, Retail, Global and Global Markets units, with SMBC at the center of banking. SMBC Nikko Securities, Sumitomo Mitsui Card, SMBC Consumer Finance, SMBC Trust Bank and Sumitomo Mitsui DS Asset Management extend the platform across securities, payments, consumer finance, trust banking and asset management.

Rooted in Japan and managed from Tokyo, the group also serves overseas corporate clients and builds Asian franchises through acquisitions and minority stakes. Its Jefferies alliance adds a capital-markets channel in the United States, while group-wide client coverage and digital platforms anchor the current plan.

Execution relies on integrating banking and nonbank subsidiaries while maintaining credit quality, stable funding, capital and liquidity, conduct controls, anti-money-laundering systems, information barriers, and technology resilience across multiple jurisdictions.

Company facts

CEOToru Nakashima
ListedNov 1, 2010
ExchangeNYSE
HeadquartersTokyo, Japan
CountryJapan
Employees122,970
CIK0001022837
ISINUS86562M2098

Market cap$101.27B
EPS (ttm)$3.92
P/E (ttm)6.68
ROE16.9%
P/B1.0000
P/S1.01
Dividend yieldDiv yield2.56%
Beta1.15vs XLF 0.29

No analyst consensus on record.

Next report
Nov 13, 26
estimated · in 51 days
EPS estimate
$0.47
Revenue estimate
$8.10B
Fiscal quarter
Q2 FY27

EPSReportedEstimate

Jan '25May '25Jul '25Nov '25Jan '26May '26Jul '26Nov '26
Reported$0.14$0.06$0.39$0.59$0.16$0.24$0.50Pending
Estimate$0.12$0.07$0.37$0.40$0.40$0.11$0.44$0.47
Surprise+16.7%−14.3%+7.7%+47.5%−60.0%+118.2%+13.6%

RevenueReportedEstimate

Jan '25May '25Jul '25Nov '25Jan '26May '26Jul '26Nov '26
Reported$34.03B$17.30B$7.35B$8.11B$35.90B$18.06B$8.96BPending
Estimate$6.23B$5.58B$7.46B$7.28B$7.46B$7.62B$8.09B$8.10B
Surprise+446.0%+209.9%−1.5%+11.4%+381.4%+137.1%+10.8%
Estimate$0.47
ReportedDue Nov 13, 2026
Estimate$8.10B
ReportedDue Nov 13, 2026
View details

Debt to equity367.50%
Current ratio221.30%

ProfitabilityRevenueNet incomeNet margin

Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26Q3 FY26Q4 FY26Q1 FY27
Revenue$16.02B$15.18B$14.57B$14.62B$16.80B$50.12B$15.88B$17.35B
Net income$2.24B$2.59B$265.5M$2.38B$3.52B$8.80B$1.21B$3.21B
Net margin13.9%17.1%1.8%16.3%20.9%17.5%7.6%18.5%

GrowthOperating income

Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26Q3 FY26Q4 FY26Q1 FY27
Operating income$3.22B$3.70B$552.7M$3.04B$5.01B$12.00B$2.30B$4.43B
YoY growth+28.1%+29.8%−80.2%−7.2%+55.9%+224.6%+316.1%+45.5%

Balance sheet, Jun 30, 2026Cash & short-term investments $448.70B · Total debt $371.22B · Total assets $2.05T · Shareholders' equity $101.03B

Revenue
$17.35B
Operating income
$4.43B
Net income
$3.21B

Reported in JPY, converted at the latest exchange rate

View details

Dividend yield
2.56%
Next ex-date
Sep 30, 26
estimated · in 7 days
Annual dividend
$0.67
per share
Schedule
Semi-annual
2 payments a year

HistoryDividendAnnual yield

Sep '22Mar '23Sep '23Mar '24Sep '24Mar '25Sep '25Mar '26
Dividend$0.1696$0.173$0.182$0.1677$0.2407$0.2503$0.2999$0.37
Annual yield3.00%4.35%3.52%2.96%3.23%4.26%3.29%3.39%
Ex-dateSep 29Mar 30Sep 28Mar 27Sep 30Mar 31Sep 30Mar 31
Payment dateSep 30Jul 10Dec 8Jul 8Dec 10Jul 25Dec 9
View details

Institutions3.53%135.26M ADS
470 holders · as of Jun 30, 2026
Insiders0.04%1.60M ADS
24 holders · as of Aug 14, 2026
Other96.43%3.69B ADS
remainder

3.83B ADS as of Sep 23, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing

Top shareholders13F · 13D/G · Form 4

HolderStakeSharesDate
Morgan StanleyInstitution
0.66%25.11M ADSas of Jun 30, 2026
FMR LLCInstitution
0.36%13.94M ADSas of Jun 30, 2026
Goldman Sachs Group IncInstitution
0.28%10.81M ADSas of Jun 30, 2026
BlackRock, Inc.Institution
0.21%7.85M ADSas of Jun 30, 2026
Fisher Asset Management, LLCInstitution
0.16%6.29M ADSas of Jun 30, 2026

Insider tradesForm 4

DateInsiderRoleSharesAvg price
Aug 12, 2026Kazuyuki Anchidirector, officer: Sr. Mg. Corp. EO & Group CFO−4,000$42.47
View details

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