Triumph Financial (TFIN)
Builds banking, factoring, payments, and data tools for trucking transactions.
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Provides banking, invoice factoring, payment-network, and freight-intelligence services for the U.S. for-hire trucking ecosystem. TBK Bank anchors deposits and lending, while TriumphPay, LoadPay, and newer Intelligence products connect brokers, factors, carriers, and shippers around freight invoices.
Serves the U.S. for-hire trucking ecosystem through Banking, Factoring, Payments, and Intelligence. TBK Bank supplies traditional banking, specialized commercial lending, deposits, treasury management, insurance, and payment services, while the factoring business buys trucking invoices at a discount to give carriers faster working capital.
TriumphPay manages carrier payments for brokers and factors, and LoadPay gives carriers a digital bank account for invoices approved through the network or factoring operations. The Intelligence segment adds freight-pricing and performance data built from Greenscreens, Isometric, and Triumph's transaction data.
Execution depends on freight-market activity, invoice volume, bank regulation, deposit and interest-rate conditions, and adoption of TriumphPay, LoadPay, and Intelligence products.
Company facts
Target rangeAs of Sep 21, 2026
Latest analyst notes
| Date | Firm | Action | Prior | Current |
|---|---|---|---|---|
| Jul 29, 2026 | DA Davidson | Reiterate | Rating: —Target: $74 | Target: $82 |
| Jul 23, 2026 | Stephens | Target | Target: $59 | Target: $88 |
| Apr 23, 2026 | Raymond James | Upgrade | Target: $103 | Target: $72 |
| Jan 12, 2026 | B. Riley Securities | Downgrade | ||
| Oct 20, 2025 | B. Riley Securities | Upgrade |
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $342.2M · Total debt $113.3M · Total assets $7.40B · Shareholders' equity $963.3M
- Revenue
- $108.0M
- Operating income
- $15.9M
- Net income
- $11.4M
No dividends on record.
| Institutions | ≈ 97.27% | 23.24M shares | |
|---|---|---|---|
| 244 holders · as of Jun 30, 2026 · largest filers plus last quarter's tail | |||
| Insiders | 4.57% | 1.09M shares | |
| 17 holders · as of Aug 21, 2026 | |||
| Adds to | 101.84% | ||
23.89M company shares as of Sep 22, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing
This quarter's institutional total failed a plausibility check; shown: the largest filers plus last quarter's remainder.
These groups come from separate filings that can overlap, so they add to 101.84%; nothing is left for Other.
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Date |
|---|---|---|---|
BlackRock, Inc.Institution | 14.21% | 3.39M | as of Jun 30, 2026 |
State Street CorpInstitution | 6.16% | 1.47M | as of Jun 30, 2026 |
Kayne Anderson Rudnick Investment Management LLCInstitution | 5.96% | 1.42M | as of Jun 30, 2026 |
Altravue Capital, LLCInstitution | 5.88% | 1.40M | as of Jun 30, 2026 |
Thrivent Financial for LutheransInstitution | 5.44% | 1.30M | as of Jun 30, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Aug 20, 2026 | Edward Joseph Schreyer | officer: EVP, Chief Operating Officer | −2,900 | $73.75 |
| Aug 4, 2026 | Adam D. Nelson | officer: EVP and General Counsel | −3,750 | $79.05 |
| May 22, 2026 | Edward Joseph Schreyer | officer: EVP, Chief Operating Officer | −2,900 | $66.70 |
| May 8, 2026 | Todd Ritterbusch | officer: President - TBK Bank, SSB | +7,000 | $67.01 |
| Mar 10, 2026 | William B. Voss | officer: Chief Financial Officer | −427 | $59.57 |
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Compare
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Triumph Financial | $62.16 | −0.34% | $1.49B | 42.2 | 23.3 | 3.1 | +11.3% |
| Cass Information Systems | $54.72 | −0.67% | $709.1M | 19.8 | 16.3 | 3.5 | +12.5% |
| U.S. Bancorp | $59.12 | −2.18% | $94.15B | 12.1 | 10.9 | 2.2 | +10.6% |
| First Citizens BancShares | $2,078.47 | −2.04% | $24.17B | 11.3 | 11.1 | 1.7 | −5.5% |
| Corpay | $394.61 | −0.66% | $25.96B | 24.2 | 13.5 | 5.2 | +21.5% |
| WEX | $182.57 | −2.53% | $6.38B | 18.7 | 8.9 | 2.3 | +14.2% |
| Roper Technologies | $362.22 | −0.87% | $36.88B | 15.2 | 15.4 | 4.5 | +8.5% |
| Cullen/Frost Bankers | $156.60 | −1.35% | $9.87B | 15.0 | 13.8 | 3.7 | +9.4% |
| Median | 15.2 | 13.5 | 3.5 | +10.6% |