Popularity #2,409Ex-dividend in 3d · $0.28
TowneBank (TOWN)
Relationship bank pairing local lending with mortgage, insurance, wealth, trust, and exchange services.
$36.36
After hours−0.02 (−0.04%)
At close$36.38(−0.89%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 243 | 233 | 251 | 261 | 259 | 254 | 261 | 278 | 287 | 255 | 261 | 497 |
| Cost of revenue | 71 | 79 | 83 | 86 | 83 | 80 | 72 | 77 | 87 | 72 | 78 | 76 |
| Gross profit | 172 | 154 | 168 | 175 | 176 | 174 | 190 | 201 | 200 | 184 | 183 | 421 |
| 118 | 123 | 126 | 124 | 127 | 126 | 131 | 151 | 154 | 130 | 133 | 168 | |
| 74 | 78 | 82 | 78 | 81 | 81 | 84 | 86 | 87 | 102 | 111 | 106 | |
| Selling & marketing | 4 | 3 | 5 | 4 | 4 | 3 | 4 | 3 | 4 | 0 | 0 | 0 |
| General & administrative | 71 | 75 | 77 | 74 | 77 | 78 | 79 | 82 | 83 | 102 | 111 | 106 |
| Other expenses | 43 | 44 | 44 | 46 | 46 | 45 | 47 | 65 | 67 | 28 | 21 | 62 |
| Operating income | 54 | 31 | 42 | 51 | 49 | 48 | 59 | 50 | 47 | 53 | 50 | 254 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Interest income | 183 | 184 | 187 | 195 | 197 | 196 | 190 | 208 | 218 | 231 | 250 | 261 |
| Interest expense | 70 | 76 | 84 | 86 | 84 | 78 | 69 | 70 | 71 | 72 | 77 | 76 |
| Income before tax | 54 | 31 | 42 | 51 | 49 | 48 | 59 | 50 | 47 | 53 | 50 | 254 |
| Income tax expense | 9 | 3 | 7 | 8 | 6 | 7 | 8 | 11 | 7 | 13 | 9 | 60 |
| Net income from continuing operations | 45 | 29 | 35 | 43 | 43 | 41 | 51 | 39 | 39 | 41 | 41 | 194 |
| Net income | 45 | 29 | 35 | 43 | 43 | 41 | 51 | 39 | 39 | 41 | 41 | 193 |
| EPS, basic | $0.60 | $0.39 | $0.46 | $0.57 | $0.57 | $0.55 | $0.67 | $0.52 | $0.51 | $0.51 | $0.45 | $2.10 |
| EPS, diluted | $0.60 | $0.39 | $0.46 | $0.57 | $0.57 | $0.55 | $0.67 | $0.52 | $0.51 | $0.51 | $0.45 | $2.09 |
| Weighted average shares, basic | 75 | 75 | 75 | 75 | 75 | 75 | 75 | 75 | 76 | 79 | 90 | 92 |
| Weighted average shares, diluted | 75 | 75 | 75 | 75 | 75 | 75 | 76 | 76 | 77 | 79 | 91 | 92 |
| EBITDA | 63 | 40 | 51 | 60 | 57 | 57 | 68 | 60 | 57 | 65 | 63 | 254 |
| Depreciation & amortization | 9 | 9 | 9 | 9 | 9 | 9 | 9 | 10 | 10 | 12 | 13 | 0 |
| EBIT | 54 | 31 | 42 | 51 | 49 | 48 | 59 | 50 | 47 | 53 | 50 | 254 |