TrustCo (TRST)
Runs a residential-mortgage-and-deposit bank across the New York Capital Region and four other states.
$55.75
vs last close−0.21 (−0.37%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 62 | 63 | 65 | 66 | 66 | 66 | 68 | 69 | 71 | 71 | 71 | 29 |
| Cost of revenue | 15 | 21 | 24 | 23 | 23 | 23 | 23 | 23 | 23 | 22 | 22 | 22 |
| Gross profit | 47 | 42 | 41 | 43 | 43 | 43 | 45 | 46 | 48 | 48 | 49 | 7 |
| 27 | 29 | 25 | 26 | 26 | 28 | 26 | 26 | 26 | 27 | 27 | 28 | |
| 14 | 14 | 13 | 14 | 14 | 14 | 13 | 13 | 14 | 24 | 19 | 23 | |
| Selling & marketing | 1 | 0 | 0 | 0 | 0 | 1 | 0 | 0 | 0 | 1 | 0 | 1 |
| General & administrative | 13 | 14 | 13 | 13 | 13 | 13 | 13 | 13 | 14 | 24 | 19 | 22 |
| Other expenses | 13 | 15 | 12 | 13 | 13 | 14 | 13 | 13 | 12 | 2 | 8 | 6 |
| Operating income | 19 | 13 | 16 | 16 | 17 | 15 | 19 | 20 | 21 | 21 | 22 | −22 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 44 | |
| Interest income | 58 | 59 | 60 | 61 | 61 | 62 | 63 | 64 | 66 | 66 | 66 | 68 |
| Interest expense | 15 | 20 | 23 | 23 | 22 | 23 | 22 | 23 | 23 | 22 | 22 | 22 |
| Income before tax | 19 | 13 | 16 | 16 | 17 | 15 | 19 | 20 | 21 | 21 | 22 | 23 |
| Income tax expense | 5 | 3 | 4 | 4 | 4 | 3 | 4 | 5 | 5 | 5 | 5 | 6 |
| Net income from continuing operations | 15 | 10 | 12 | 13 | 13 | 11 | 14 | 15 | 16 | 16 | 16 | 17 |
| Net income | 15 | 10 | 12 | 13 | 13 | 11 | 14 | 15 | 16 | 16 | 16 | 17 |
| EPS, basic | $0.77 | $0.52 | $0.64 | $0.66 | $0.68 | $0.59 | $0.75 | $0.79 | $0.86 | $0.85 | $0.91 | $0.98 |
| EPS, diluted | $0.77 | $0.52 | $0.64 | $0.66 | $0.68 | $0.59 | $0.75 | $0.79 | $0.86 | $0.85 | $0.91 | $0.98 |
| Weighted average shares, basic | 19 | 19 | 19 | 19 | 19 | 19 | 19 | 19 | 19 | 18 | 18 | 18 |
| Weighted average shares, diluted | 19 | 19 | 19 | 19 | 19 | 19 | 19 | 19 | 19 | 18 | 18 | 18 |
| EBITDA | 22 | 16 | 19 | 19 | 20 | 18 | 22 | 23 | 24 | 21 | 25 | −22 |
| Depreciation & amortization | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 3 | 0 | 3 | 0 |
| EBIT | 19 | 13 | 16 | 16 | 17 | 15 | 19 | 20 | 21 | 21 | 22 | −22 |