TWFG (TWFG)
Connects independent agencies with personal and commercial insurance through branches and an MGA.
$24.29
After hours+0.05 (+0.21%)
At close$24.24(−5.75%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 46 | 38 | 45 | 51 | 51 | 46 | 52 | 58 | 62 | 63 | 73 | 88 |
| Cost of revenue | 36 | 35 | 33 | 39 | 39 | 37 | 40 | 44 | 45 | 43 | 49 | 70 |
| Gross profit | 10 | 4 | 12 | 13 | 12 | 10 | 12 | 14 | 17 | 20 | 23 | 18 |
| 2 | 3 | 5 | 5 | 4 | 5 | 6 | 7 | 8 | 12 | 11 | 0 | |
| 3 | 3 | 3 | 4 | 5 | 5 | 5 | 5 | 5 | 7 | 0 | 0 | |
| General & administrative | 3 | 3 | 3 | 4 | 5 | 5 | 5 | 5 | 5 | 7 | 0 | 0 |
| Other expenses | 0 | 0 | 2 | 1 | −1 | 0 | 1 | 1 | 3 | 5 | 11 | 0 |
| Operating income | 8 | 1 | 7 | 8 | 8 | 5 | 6 | 7 | 9 | 8 | 12 | 18 |
| 0 | 0 | −1 | −1 | 0 | 4 | 2 | 2 | 2 | 9 | 2 | 1 | |
| Interest income | 0 | 0 | 0 | 0 | 0 | 0 | 2 | 2 | 2 | 1 | 1 | 1 |
| Interest expense | 0 | 0 | 1 | 1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Other non-operating income | 0 | 0 | 0 | 0 | 0 | −4 | −2 | −2 | −2 | −9 | −2 | −1 |
| Income before tax | 8 | 1 | 7 | 7 | 7 | 9 | 8 | 10 | 11 | 17 | 14 | 18 |
| Income tax expense | 0 | 1 | 0 | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 1 | 1 |
| Net income from continuing operations | 8 | 0 | 7 | 7 | 7 | 8 | 7 | 9 | 10 | 16 | 13 | 17 |
| Other adjustments | 0 | −1 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net income | 8 | −17 | 0 | 0 | 1 | 2 | 1 | 2 | 2 | 3 | 2 | 2 |
| EPS, basic | $0.58 | −$1.27 | $0.10 | $0.53 | $0.08 | $0.11 | $0.09 | $0.49 | $0.11 | $0.20 | $0.12 | $0.18 |
| EPS, diluted | $0.58 | −$1.27 | $0.10 | $0.53 | $0.08 | $0.11 | $0.09 | $0.49 | $0.11 | $0.05 | $0.03 | $0.18 |
| Weighted average shares, basic | 13 | 13 | 13 | 13 | 15 | 15 | 15 | 15 | 15 | 15 | 15 | 13 |
| Weighted average shares, diluted | 13 | 13 | 13 | 13 | 15 | 15 | 15 | 15 | 15 | 56 | 56 | 13 |
| EBITDA | 9 | 3 | 10 | 11 | 11 | 12 | 11 | 14 | 16 | 23 | 20 | 25 |
| Depreciation & amortization | 1 | 2 | 3 | 3 | 3 | 3 | 3 | 4 | 5 | 6 | 6 | 7 |
| EBIT | 8 | 1 | 7 | 8 | 8 | 9 | 8 | 10 | 11 | 17 | 14 | 18 |