United Bankshares (UBSI)
Operates United Bank across Mid-Atlantic and Southeast community-banking markets.
$46.82
vs last close+0.06 (+0.13%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 389 | 401 | 400 | 403 | 414 | 404 | 433 | 452 | 475 | 461 | 448 | 418 |
| Cost of revenue | 134 | 146 | 152 | 154 | 159 | 150 | 173 | 153 | 163 | 143 | 141 | 133 |
| Gross profit | 254 | 255 | 247 | 249 | 254 | 254 | 260 | 300 | 312 | 318 | 306 | 285 |
| 134 | 151 | 139 | 133 | 134 | 133 | 153 | 147 | 148 | 152 | 150 | 160 | |
| 77 | 84 | 80 | 76 | 76 | 76 | 79 | 79 | 148 | 152 | 101 | 155 | |
| General & administrative | 77 | 84 | 80 | 76 | 76 | 76 | 79 | 79 | 148 | 152 | 101 | 155 |
| Other expenses | 57 | 67 | 59 | 57 | 58 | 57 | 74 | 69 | 0 | 0 | 49 | 5 |
| Operating income | 121 | 104 | 108 | 115 | 120 | 121 | 107 | 152 | 164 | 167 | 156 | 126 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | −7 | 0 | 39 | |
| Interest income | 357 | 369 | 369 | 374 | 383 | 376 | 404 | 421 | 431 | 430 | 416 | 418 |
| Interest expense | 128 | 139 | 147 | 148 | 152 | 143 | 144 | 147 | 151 | 143 | 133 | 133 |
| Income before tax | 121 | 104 | 108 | 115 | 120 | 121 | 107 | 152 | 164 | 160 | 156 | 164 |
| Income tax expense | 25 | 25 | 21 | 19 | 25 | 27 | 23 | 31 | 34 | 31 | 32 | 33 |
| Net income from continuing operations | 96 | 79 | 87 | 97 | 95 | 94 | 84 | 121 | 131 | 129 | 124 | 131 |
| Net income | 96 | 79 | 87 | 97 | 95 | 94 | 84 | 121 | 131 | 129 | 124 | 131 |
| EPS, basic | $0.71 | $0.59 | $0.64 | $0.71 | $0.70 | $0.70 | $0.59 | $0.85 | $0.92 | $0.92 | $0.89 | $0.94 |
| EPS, diluted | $0.71 | $0.59 | $0.64 | $0.71 | $0.70 | $0.70 | $0.59 | $0.85 | $0.92 | $0.91 | $0.89 | $0.94 |
| Weighted average shares, basic | 135 | 135 | 135 | 135 | 135 | 135 | 142 | 142 | 142 | 140 | 140 | 140 |
| Weighted average shares, diluted | 135 | 135 | 135 | 135 | 136 | 136 | 143 | 142 | 142 | 141 | 140 | 140 |
| EBITDA | 121 | 104 | 108 | 115 | 120 | 121 | 107 | 152 | 164 | 167 | 156 | 127 |
| Depreciation & amortization | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2 |
| EBIT | 121 | 104 | 108 | 115 | 120 | 121 | 107 | 152 | 164 | 167 | 156 | 126 |
