Upstart (UPST)
AI lending marketplace spanning personal, auto, and home-equity credit.
$25.25
vs last close−0.72 (−2.77%)
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Next report
Nov 3, 26
in 41 days
EPS estimate
$0.22
Revenue estimate
$365.2M
Fiscal quarter
Q3 FY26
EPSReportedEstimate
Feb '25May '25Aug '25Nov '25Feb '26May '26Aug '26Nov '26
Reported$0.26$0.30$0.36$0.52$0.46−$0.07$0.16Pending
Estimate−$0.04$0.19$0.27$0.42$0.47$0.39$0.18$0.22
Surprise+750.0%+57.9%+33.3%+23.8%−2.1%−117.6%−10.2%—
RevenueReportedEstimate
Feb '25May '25Aug '25Nov '25Feb '26May '26Aug '26Nov '26
Reported$211.3M$220.4M$257.3M$285.9M$296.1M$308.2M$364.7MPending
Estimate$181.9M$201.3M$281.0M$288.6M$288.5M$301.3M$354.7M$365.2M
Surprise+16.1%+9.5%−8.4%−0.9%+2.6%+2.3%+2.8%—
HistoryUpcoming
| Date / Period | Estimate | Reported | Surprise |
|---|---|---|---|
| Dec 2028 | $1.12 | — | — |
| Sep 2028 | $0.82 | — | — |
| Jun 2028 | $0.82 | — | — |
| Mar 2028 | $0.06 | — | — |
| Dec 2027 | $0.62 | — | — |
| Sep 2027 | $0.49 | — | — |
| Jun 2027 | $0.51 | — | — |
| Mar 2027 | $0.25 | — | — |
| Dec 2026 | $0.35 | — | — |
| Nov 2026 | $0.22 | — | — |
| Aug 2026 | $0.18 | $0.16 | −10.2% |
| May 2026 | $0.39 | −$0.07 | −117.6% |
| Feb 2026 | $0.47 | $0.46 | −2.1% |
| Nov 2025 | $0.42 | $0.52 | +23.8% |
| Aug 2025 | |||
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| Sep 2019 |
| Date / Period | EPS est | EPS | Surprise | Revenue est | Revenue | Surprise | Reaction |
|---|---|---|---|---|---|---|---|
| Dec 2028 | $1.12 | — | — | $755.1M | — | — | — |
| Sep 2028 | $0.82 | — | — | $635.2M | — | — | — |
| Jun 2028 | $0.82 | — | — | $628.3M | — | — | — |
| Mar 2028 | $0.06 | — | — | $530.7M | — | — | — |
| Dec 2027 | $0.62 | — | — | $516.6M | — | — | — |
| Sep 2027 | $0.49 | — | — | $479.1M | — | — | — |
| Jun 2027 | $0.51 | — | — | $468.1M | — | — | — |
| Mar 2027 | $0.25 | — | — | $411.7M | — | — | — |
| Dec 2026 | $0.35 | — | — | $384.6M | — | — | — |
| Nov 3, 2026 | $0.22 | — | — | $365.2M | — | — | — |
| Aug 4, 2026 | $0.18 | $0.16 | −10.2% | $354.7M | $364.7M | +2.8% | −0.4% |
| May 5, 2026 | $0.39 | −$0.07 | −117.6% | $301.3M | $308.2M | +2.3% | −7.9% |
| Feb 10, 2026 | $0.47 | $0.46 | −2.1% | $288.5M | $296.1M | +2.6% | −15.0% |
| Nov 4, 2025 | $0.42 | $0.52 | +23.8% | $288.6M | $285.9M | −0.9% | −9.7% |
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