Westamerica Bancorp (WABC)
Serves small businesses and households across Northern and Central California banking markets.
$59.40
vs last close+0.36 (+0.61%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 84 | 82 | 79 | 80 | 80 | 73 | 70 | 68 | 67 | 67 | 65 | 66 |
| Cost of revenue | 2 | 2 | 3 | 5 | 6 | 3 | 3 | 3 | 4 | 3 | 3 | 3 |
| Gross profit | 83 | 80 | 76 | 74 | 74 | 70 | 67 | 65 | 64 | 63 | 62 | 63 |
| 26 | 26 | 26 | 26 | 26 | 26 | 25 | 26 | 26 | 25 | 26 | 26 | |
| 12 | 12 | 13 | 12 | 13 | 12 | 12 | 12 | 22 | 25 | 18 | 18 | |
| General & administrative | 12 | 12 | 13 | 12 | 13 | 12 | 12 | 12 | 22 | 25 | 18 | 18 |
| Other expenses | 14 | 13 | 14 | 14 | 14 | 13 | 13 | 13 | 4 | 1 | 8 | 8 |
| Operating income | 57 | 55 | 49 | 48 | 48 | 44 | 42 | 39 | 38 | 38 | 36 | 37 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Interest income | 73 | 71 | 69 | 69 | 68 | 62 | 59 | 57 | 57 | 57 | 56 | 56 |
| Interest expense | 1 | 2 | 3 | 5 | 6 | 3 | 3 | 3 | 4 | 3 | 3 | 3 |
| Income before tax | 57 | 55 | 49 | 48 | 48 | 44 | 42 | 39 | 38 | 38 | 36 | 37 |
| Income tax expense | 15 | 15 | 13 | 13 | 13 | 12 | 11 | 10 | 10 | 10 | 9 | 9 |
| Net income from continuing operations | 42 | 39 | 36 | 35 | 35 | 32 | 31 | 29 | 28 | 28 | 27 | 27 |
| Net income | 42 | 39 | 36 | 35 | 35 | 32 | 31 | 29 | 28 | 28 | 27 | 27 |
| EPS, basic | $1.56 | $1.48 | $1.37 | $1.33 | $1.31 | $1.19 | $1.17 | $1.12 | $1.12 | $1.12 | $1.13 | $1.18 |
| EPS, diluted | $1.56 | $1.48 | $1.37 | $1.33 | $1.31 | $1.19 | $1.17 | $1.12 | $1.12 | $1.12 | $1.13 | $1.17 |
| Weighted average shares, basic | 27 | 27 | 27 | 27 | 27 | 27 | 27 | 26 | 25 | 25 | 24 | 23 |
| Weighted average shares, diluted | 27 | 27 | 27 | 27 | 27 | 27 | 27 | 26 | 25 | 25 | 24 | 23 |
| EBITDA | 60 | 58 | 52 | 51 | 50 | 46 | 44 | 41 | 40 | 39 | 37 | 37 |
| Depreciation & amortization | 3 | 3 | 3 | 3 | 2 | 2 | 2 | 2 | 2 | 1 | 1 | 0 |
| EBIT | 57 | 55 | 49 | 48 | 48 | 44 | 42 | 39 | 38 | 38 | 36 | 37 |
