Zions Bancorporation (ZION)
Banking western businesses and households through seven locally managed franchises.
$63.92
vs last close−1.06 (−1.63%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1,190 | 1,188 | 1,210 | 1,243 | 1,276 | 1,255 | 1,199 | 1,241 | 1,253 | 1,251 | 1,183 | 1,479 |
| Cost of revenue | 466 | 457 | 481 | 481 | 497 | 476 | 422 | 402 | 441 | 364 | 327 | 345 |
| Gross profit | 724 | 731 | 729 | 762 | 779 | 779 | 777 | 839 | 812 | 887 | 856 | 1,134 |
| 496 | 581 | 526 | 500 | 502 | 509 | 538 | 527 | 527 | 548 | 562 | 551 | |
| Research & development | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 70 | 0 | 0 | 0 |
| 341 | 332 | 362 | 350 | 347 | 353 | 375 | 368 | 404 | 378 | 489 | 474 | |
| Selling & marketing | 10 | 11 | 10 | 13 | 12 | 10 | 11 | 12 | 11 | 0 | 13 | 14 |
| General & administrative | 331 | 321 | 352 | 337 | 335 | 343 | 364 | 356 | 393 | 378 | 476 | 460 |
| Other expenses | 155 | 249 | 164 | 150 | 155 | 156 | 163 | 159 | 53 | 170 | 73 | 77 |
| Operating income | 228 | 150 | 203 | 262 | 277 | 270 | 239 | 312 | 285 | 339 | 294 | 583 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Interest income | 1,010 | 1,040 | 1,054 | 1,073 | 1,104 | 1,062 | 1,028 | 1,051 | 1,064 | 1,041 | 996 | 1,019 |
| Interest expense | 425 | 457 | 468 | 476 | 484 | 435 | 404 | 403 | 392 | 358 | 334 | 342 |
| Income before tax | 228 | 150 | 203 | 262 | 277 | 270 | 239 | 312 | 285 | 339 | 294 | 583 |
| Income tax expense | 53 | 24 | 50 | 61 | 63 | 54 | 69 | 68 | 63 | 76 | 61 | 130 |
| Net income from continuing operations | 175 | 126 | 153 | 201 | 214 | 216 | 170 | 244 | 222 | 263 | 233 | 453 |
| Net income | 175 | 126 | 153 | 201 | 214 | 216 | 170 | 244 | 222 | 263 | 233 | 453 |
| EPS, basic | $1.13 | $0.78 | $0.96 | $1.28 | $1.37 | $1.34 | $1.13 | $1.63 | $1.48 | $1.78 | $1.56 | $3.05 |
| EPS, diluted | $1.13 | $0.78 | $0.96 | $1.28 | $1.37 | $1.34 | $1.13 | $1.63 | $1.48 | $1.77 | $1.56 | $3.05 |
| Weighted average shares, basic | 148 | 148 | 147 | 147 | 147 | 147 | 147 | 147 | 147 | 147 | 147 | 146 |
| Weighted average shares, diluted | 148 | 148 | 147 | 147 | 147 | 147 | 147 | 147 | 147 | 147 | 147 | 146 |
| EBITDA | 264 | 182 | 235 | 293 | 309 | 299 | 267 | 341 | 313 | 368 | 324 | 610 |
| Depreciation & amortization | 36 | 32 | 32 | 31 | 32 | 29 | 28 | 29 | 28 | 29 | 30 | 27 |
| EBIT | 228 | 150 | 203 | 262 | 277 | 270 | 239 | 312 | 285 | 339 | 294 | 583 |