Assurant (AIZ)
Embedded protection services for connected devices, vehicles, equipment and homes.
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Sells device, electronics, appliance, vehicle, equipment and housing protection through Global Lifestyle and Global Housing. Premiums and service fees flow largely through embedded partnerships with carriers, retailers, manufacturers, lenders, dealers and property managers, making client retention, regulated underwriting and catastrophe exposure central to results.
Protects and services connected devices, consumer electronics, appliances, vehicles, commercial equipment and homes through two segments. Global Lifestyle comprises Connected Living—mobile-device solutions, electronics and appliance service contracts, financial-services products—and Global Automotive vehicle and equipment protection. Global Housing provides lender-placed homeowners, manufactured-housing and flood insurance, voluntary property coverage, renters insurance and related services.
Distributes chiefly through long-term partnerships with mobile carriers, retailers, manufacturers, financial institutions, auto dealers, mortgage servicers and property managers. Operations combine program design, underwriting, claims administration, customer support, repair, logistics and device disposition; Global Lifestyle is concentrated in North America but also serves Latin America, Europe and Asia Pacific.
Revenue and results depend on retaining large distribution partners, insurance and service-contract regulation, underwriting and claims severity, and catastrophe exposure in housing.
Company facts
Target rangeAs of Sep 22, 2026
Latest analyst notes
| Date | Firm | Action | Prior | Current |
|---|---|---|---|---|
| Aug 28, 2026 | BMO Capital | Reiterate | Rating: —Target: $246 | Target: $320 |
| Aug 19, 2026 | Morgan Stanley | Reiterate | Rating: —Target: $300 | Target: $320 |
| Aug 13, 2026 | UBS | Reiterate | Rating: —Target: $274 | Target: $331 |
| Aug 6, 2026 | Piper Sandler | Reiterate | Rating: —Target: $290 | Target: $329 |
| Aug 6, 2026 | Truist Financial | Target | Target: $310 | Target: $355 |
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $11.85B · Total debt $2.21B · Total assets $36.08B · Shareholders' equity $6.10B
- Revenue
- $3.45B
- Operating income
- $376.9M
- Net income
- $298.6M
HistoryDividendAnnual yield
| Institutions | 99.02% | 49.06M shares | |
|---|---|---|---|
| 628 holders · as of Jun 30, 2026 | |||
| Insiders | 0.79% | 389.1K shares | |
| 21 holders · as of Sep 15, 2026 | |||
| Other | 0.19% | 94.1K shares | |
| remainder | |||
49.55M company shares as of Sep 22, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Date |
|---|---|---|---|
BlackRock, Inc.Institution | 10.11% | 5.01M | as of Jun 30, 2026 |
Bank of New York Mellon CorpInstitution | 9.54% | 4.73M | as of Jun 30, 2026 |
Vanguard Capital Management LLCInstitution | 6.53% | 3.24M | as of Jun 30, 2026 |
Vanguard Portfolio Management LLCInstitution | 5.72% | 2.84M | as of Jun 30, 2026 |
State Street CorpInstitution | 5.13% | 2.54M | as of Jun 30, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Aug 6, 2026 | Nair Biju | officer: EVP, Pres, Global Conn Living | −3,931 | $302.46 |
| Jun 22, 2026 | Robert Lonergan | officer: EVP, CSTO | −7,000 | $262.71 |
| May 26, 2026 | Dimitry DiRienzo | officer: SVP, CAO, Controller | −2,000 | $255.68 |
| May 15, 2026 | Keith Meier | officer: EVP, Chief Financial Officer | −25,000 | $254.31 |
| May 14, 2026 | Jay Rosenblum | officer: EVP, Chief Legal Officer | −2,000 | $251.77 |
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- Ally Financial
Dealer-channel vehicle service contracts and GAP protection
- C.N.A. Financial
Vehicle service contracts, GAP, warranties, and dealer F&I programs
- Frontdoor
Home systems and appliance warranty coverage through AHS and 2-10
- Lemonade
Digital renters and personal property insurance
CompareAfter hours
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Assurant | $271.08 | −0.00% | $13.74B | 13.1 | 12.2 | 1.0 | +9.4% |
| Allstate | $229.50 | +0.06% | $62.52B | 4.8 | 8.1 | 0.9 | −7.2% |
| American International Group | $76.06 | +1.15% | $39.52B | 13.6 | 9.0 | 1.5 | +0.8% |
| Ally Financial | $39.07 | 0.00% | $12.13B | 9.4 | 6.5 | 0.8 | −0.3% |
| C.N.A. Financial | $47.47 | −0.04% | $12.93B | 10.5 | 10.2 | 0.9 | +3.0% |
| Frontdoor | $59.56 | −22.91% | $5.60B | 21.1 | 15.6 | 2.6 | +4.5% |
| Lemonade | $47.30 | −0.84% | $3.68B | — | — | 3.9 | +79.4% |
| Median | 10.5 | 9.0 | 1.2 | +1.9% |