AVAL · NYSE · Banks - Regional

Grupo Aval (ADR) (AVAL)

Owns Colombian banks and financial businesses alongside Central American banking operations.

$5.10
vs last close+0.02 (+0.39%)
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Grupo Aval Acciones y Valores S.A.AVAL
Financial sector

Operates banking, pension-and-severance fund management, and merchant-banking businesses. Its Colombian bank group is complemented by Central American operations through BAC, while the NYSE security is an ADS representing preferred shares.

Combines banking, pension-and-severance fund management, and merchant-banking activities within a Colombian financial holding company. Its banking network includes Banco de Bogotá, Banco de Occidente, Banco Popular and Banco AV Villas, alongside Multibank and BAC Credomatic in Central America.

Colombia is the group’s domestic base, while the BAC acquisition created its Central American operations. Porvenir manages pensions and severance funds, and Corficolombiana sits in merchant banking.

The NYSE security is an ADS, with each ADS representing 20 preferred shares rather than an ordinary-share listing. Luis Carlos Sarmiento Angulo is the controlling shareholder; the group’s structure spans its financial businesses.

Company facts

CEOMaría Lorena Gutiérrez Botero
ListedSep 23, 2014
ExchangeNYSE
HeadquartersBogotá, Colombia
CountryColombia
Employees70,271
CIK0001504764
ISINUS40053W1018

Market cap$6.03B
EPS (ttm)$0.4515
P/E (ttm)11.25
ROE9.5%
P/B1.07
P/S0.4559
Dividend yieldDiv yield3.25%
Beta1.11vs XLF 0.08

No analyst consensus on record.

Next report
Nov 12, 26
in 51 days
EPS estimate
$0.13
Revenue estimate
$1.60B
Fiscal quarter
Q3 FY26

EPSReportedEstimate

Feb '25May '25Aug '25Nov '25Feb '26May '26Aug '26Nov '26
Reported$0.05$0.07$0.10$0.11$0.12$0.08$0.13Pending
Estimate$0.07$0.10$0.10$0.10$0.10$0.12$0.13
Surprise−28.6%−30.0%0.0%+10.0%+20.0%+8.3%

RevenueReportedEstimate

Feb '25May '25Aug '25Nov '25Feb '26May '26Aug '26Nov '26
Reported$900.1M$2.16B$2.32B$2.43B$1.16B$1.39B$1.53BPending
Estimate$1.00B$1.10B$1.11B$1.24B$1.23B$1.18B$1.49B$1.60B
Surprise−10.2%+96.1%+108.6%+95.6%−6.0%+17.4%+2.9%
Estimate$0.13
ReportedDue Nov 12, 2026
Estimate$1.60B
ReportedDue Nov 12, 2026
View details

Debt to equity379.10%

ProfitabilityRevenueNet incomeNet margin

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Revenue$2.92B$2.75B$2.82B$2.91B$2.94B$3.60B$3.04B$3.64B
Net income$129.9M$88.0M$113.0M$154.7M$162.9M$106.4M$105.2M$166.8M
Net margin4.5%3.2%4.0%5.3%5.5%3.0%3.5%4.6%

GrowthOperating income

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Operating income$334.8M$188.7M$369.0M$396.2M$390.1M$337.4M$420.7M$413.5M
YoY growth+124.6%−2.6%+68.9%+65.8%+16.5%+78.8%+14.0%+4.4%

Balance sheet, Jun 30, 2026Cash & short-term investments $6.81B · Total debt $21.29B · Total assets $106.05B · Shareholders' equity $5.62B

Revenue
$3.64B
Operating income
$413.5M
Net income
$166.8M

Reported in COP, converted at the latest exchange rate

View details

Dividend yield
3.25%
Next ex-date
Sep 30, 26
in 8 days
Annual dividend
$0.16
per share
Schedule
Monthly
12 payments a year

HistoryDividendAnnual yieldUpcoming

May '26May '26Jun '26Jul '26Aug '26Sep '26Nov '26Nov '26
Dividend$0.0142$0.0165$0.0158$0.0165$0.0169$0.0165$0.0165$0.0165
Annual yield3.28%3.49%3.06%3.02%3.15%3.32%3.41%3.50%
Ex-dateMay 1May 29Jun 30Jul 31Aug 31Sep 30Nov 2Nov 30
Payment dateMay 11Dec 8Jul 9Aug 10Sep 9Oct 8Nov 10Dec 8
View details

Institutions0.39%4.60M ADS
60 holders · as of Jun 30, 2026
Other99.61%1.18B ADS
remainder

1.19B ADS as of Aug 23, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing

The share count is from the company's Dec 2022 annual report; nothing newer is on file here.

The share count has not been confirmed by a second filing; stakes use it as it stands.

Some positions are filed in underlying shares, not receipts; the ratio is unknown, so no percentage.

Top shareholders13F · 13D/G · Form 4

HolderStakeSharesDate
Truffle Hound Capital, LLCInstitution
0.08%1.00M ADSas of Jun 30, 2026
Renaissance Technologies LLCInstitution
0.07%865,172 ADSas of Jun 30, 2026
Pekin Hardy Strauss, Inc.Institution
0.04%517,050 ADSas of Jun 30, 2026
Banco BTG Pactual S.A.Institution
0.02%226,559 ADSas of Jun 30, 2026
Stokes Family Office, LLCInstitution
0.02%210,123 ADSas of Jun 30, 2026

Insider tradesForm 4

Nothing filed in the last 12 months.

View details

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