CIB · NYSE · Banks - Regional

Grupo Cibest (ADR) (CIB)

Coordinates Bancolombia and a multi-brand financial ecosystem across Colombia and Central America.

$97.31
vs last close−0.66 (−0.67%)
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Grupo Cibest S.A.CIB
Financial sector

Coordinates country banks and financial platforms across Colombia, El Salvador and Guatemala, led by Bancolombia and complemented by Nequi, Wompi, Wenia and Renting Colombia. The holding structure separates the parent’s strategy role from Bancolombia’s banking role, while Banistmo remains held for sale.

Coordinates a financial ecosystem built around Bancolombia, Bancoagrícola, BAM and Nequi, with Wompi handling online payments, Wenia connecting traditional and digital finance, and Renting Colombia providing vehicle leasing.

The banking franchise is centered on Colombia, with continuing Central American operations in El Salvador and Guatemala. Digital distribution has expanded over decades from online and mobile banking to wallets, merchant payments and integrated transfers between Bancolombia and Nequi.

The holding-company structure separates Bancolombia’s banking role from group-level strategy while preserving the CIB depositary-share program. The business depends on its banking franchises and coordinated execution across countries and brands; Banistmo is classified as held for sale rather than an enduring operating platform.

Company facts

CEOJuan Carlos Mora Uribe
ListedMay 19, 2025
ExchangeNYSE
HeadquartersMedellín, Colombia
CountryColombia
Employees33,951
CIK0002058897
ISINUS40090E1064

Market cap$23.24B
EPS (ttm)$10.13
P/E (ttm)9.67
ROE19.8%
P/B2.02
P/S1.68
Dividend yieldDiv yield2.61%
Beta0.83vs XLF 0.03

Price target$110.00+12.3%Average of 15 analysts
ConsensusBuy7 of 15 analysts
Ratings

Target rangeAs of Sep 22, 2026

Latest analyst notes

DateFirmActionPriorCurrent
Sep 16, 2026JP MorganDowngrade
Rating: Overweight
Rating: Neutral
Aug 13, 2026CitigroupUpgrade
Rating: Neutral
Rating: Buy
Aug 13, 2026Goldman SachsReiterate
Rating: Target: $98
Rating: BuyTarget: $110
Aug 11, 2026RBC CapitalTarget
Target:
Target: $110
Aug 11, 2026JP MorganUpgrade
Rating: Neutral
Rating: Overweight

Next report
Nov 5, 26
in 43 days
EPS estimate
$2.87
Revenue estimate
$2.55B
Fiscal quarter
Q3 FY26

EPSReportedEstimate

Feb '25May '25Aug '25Nov '25Feb '26May '26Aug '26Nov '26
Reported$1.57$1.74$1.79$2.18$1.77$1.62$3.32Pending
Estimate$1.35$6,654.50$7,010.12$1.81$2.04$1.84$2.14$2.87
Surprise+16.3%−100.0%−100.0%+20.4%−13.2%−12.0%+55.1%

RevenueReportedEstimate

Feb '25May '25Aug '25Nov '25Feb '26May '26Aug '26Nov '26
Reported$1.52B$2.46B$2.63B$2.76B$1.69B$2.00B$2.43BPending
Estimate$1.64B$2.01B$1.97B$2.04B$2.40B$2.55B
Surprise−7.2%+37.3%−14.1%−1.9%+1.4%
Estimate$2.87
ReportedDue Nov 5, 2026
Estimate$2.55B
ReportedDue Nov 5, 2026
View details

Debt to equity64.30%
Current ratio415.70%

ProfitabilityRevenueNet incomeNet margin

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Revenue$3.28B$3.38B$3.16B$3.23B$3.27B$3.59B$3.21B$3.53B
Net income$460.9M$510.6M$533.5M$549.9M$658.2M$486.1M$447.3M$774.6M
Net margin14.0%15.1%16.9%17.0%20.1%13.5%13.9%21.9%

GrowthOperating income

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Operating income$647.7M$750.1M$756.3M$762.6M$920.7M$611.7M$658.6M$1.05B
YoY growth+7.5%+26.8%+3.5%+36.1%+42.2%−18.4%−12.9%+37.1%

Balance sheet, Jun 30, 2026Cash & short-term investments $8.24B · Total debt $7.28B · Total assets $107.81B · Shareholders' equity $11.32B

Revenue
$3.53B
Operating income
$1.05B
Net income
$774.6M

Reported in COP, converted at the latest exchange rate

View details

Dividend yield
2.61%
Next ex-date
Sep 30, 26
in 7 days
Annual dividend
$2.55
per share
Schedule
Quarterly
4 payments a year

HistoryDividendAnnual yieldUpcoming

Jun '24Sep '24Dec '24Mar '25Apr '25Mar '26Jun '26Sep '26
Dividend$0.8545$0.8297$0.801$3.7117$0.3508$1.2242$1.3288$1.4438
Annual yield10.35%10.64%10.71%15.42%14.00%1.68%3.66%4.11%
Ex-dateJun 27Sep 27Dec 30Mar 31Apr 28Mar 31Jun 30Sep 30
Payment dateJul 12Oct 11Jan 13Apr 11May 6Apr 13Jul 13Oct 13
View details

Institutions8.97%21.29M ADS
222 holders · as of Jun 30, 2026
Other91.03%215.97M ADS
remainder

237.27M ADS as of Aug 22, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing

The share count is from the company's Dec 2024 annual report; nothing newer is on file here.

The share count has not been confirmed by a second filing; stakes use it as it stands.

Some positions are filed in underlying shares, not receipts; the ratio is unknown, so no percentage.

Top shareholders13F · 13D/G · Form 4

HolderStakeSharesDate
Earnest Partners LLCInstitution
1.11%2.62M ADSas of Jun 30, 2026
Vanguard Capital Management LLCInstitution
0.90%2.13M ADSas of Jun 30, 2026
BlackRock, Inc.Institution
0.80%1.89M ADSas of Jun 30, 2026
Vanguard Fiduciary Trust CoInstitution
0.39%923,617 ADSas of Jun 30, 2026
SEI Investments CoInstitution
0.33%776,279 ADSas of Jun 30, 2026

Insider tradesForm 4

Nothing filed in the last 12 months.

View details

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Compare

CompanyPriceChange
Grupo Cibest (ADR)$97.31−0.67%$23.24B9.710.91.7−7.6%
Grupo Aval (ADR)$5.04−1.18%$6.05B11.30.5−34.1%
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Nu$13.97−1.34%$68.58B19.113.93.5+66.0%
MercadoLibre$1,810.99−0.85%$92.60B49.742.02.6+50.2%
Median16.213.92.7+34.0%