BBVA · NYSE · Banks - Diversified

BBVA (ADR) (BBVA)

Runs digitally focused banking franchises across Spain, Mexico, Türkiye and South America.

$28.78
vs last close−0.13 (−0.45%)
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Banco Bilbao Vizcaya Argentaria, S.A.BBVA
Financial sector

Provides banking through core franchises in Spain, Mexico, Türkiye and South America, with retained wholesale operations in the United States. A merger-built group with roots in 1857, it has made digital distribution and customer-led transformation central to how it operates.

Operates banking franchises in Spain, Mexico, Türkiye and South America, while retaining institutional and wholesale activities in the United States. The group was assembled through the mergers that created BBV and then BBVA, followed by acquisitions and selective exits across several regions.

Uses digital distribution as a central operating model, formalized as a top strategic priority and continued under the current split between board-led strategy and day-to-day business management. Customer focus, enterprise growth and AI now sit within the stated transformation agenda.

Depends on country-level banking regulation and the performance of concentrated core franchises. The U.S.-listed security is an ADR representing one ordinary share, while a Spanish criminal proceeding concerning historical assignments remains pending without a finding of guilt.

Company facts

CEOOnur Genç
ListedDec 15, 1988
ExchangeNYSE
HeadquartersBilbao, Spain
CountrySpain
Employees127,174
CIK0000842180
ISINUS05946K1016

Market cap$159.74B
EPS (ttm)$2.16
P/E (ttm)13.41
ROE19.3%
P/B2.36
P/S2.85
Dividend yieldDiv yield3.73%
Beta1.50vs XLF 0.28

No analyst consensus on record.

Next report
Oct 29, 26
in 37 days
EPS estimate
$0.59
Revenue estimate
$12.52B
Fiscal quarter
Q3 FY26

EPSReportedEstimate

Jan '25Apr '25Jul '25Oct '25Feb '26Apr '26Jul '26Oct '26
Reported$0.44$0.47$0.52$0.49$0.50$0.60$0.63Pending
Estimate$0.37$0.47$0.47$0.48$0.50$0.57$0.59$0.59
Surprise+19.7%0.0%+10.6%+2.1%0.0%+5.3%+6.8%

RevenueReportedEstimate

Jan '25Apr '25Jul '25Oct '25Feb '26Apr '26Jul '26Oct '26
Reported$9.72B$20.05B$10.26B$20.97B$11.55B$12.50B$12.09BPending
Estimate$8.88B$9.94B$10.31B$10.63B$11.24B$11.78B$11.94B$12.52B
Surprise+9.5%+101.6%−0.6%+97.2%+2.8%+6.1%+1.2%
Estimate$0.59
ReportedDue Oct 29, 2026
Estimate$12.52B
ReportedDue Oct 29, 2026
View details

Debt to equity180.10%
Current ratio46.70%

ProfitabilityRevenueNet incomeNet margin

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Revenue$20.53B$10.67B$10.68B$9.97B$20.50B$11.22B$12.20B$12.03B
Net income$3.01B$2.79B$3.09B$3.15B$2.90B$2.90B$3.42B$3.51B
Net margin14.7%26.1%28.9%31.6%14.1%25.9%28.1%29.1%

GrowthOperating income

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Operating income$4.43B$4.30B$4.98B$4.67B$4.43B$4.51B$5.41B$5.56B
YoY growth+14.9%+28.2%+25.7%−5.7%+0.0%+4.7%+8.6%+19.2%

Balance sheet, Jun 30, 2026Cash & short-term investments $372.67B · Total debt $121.57B · Total assets $1.11T · Shareholders' equity $67.51B

Revenue
$12.03B
Operating income
$5.56B
Net income
$3.51B

Reported in EUR, converted at the latest exchange rate

View details

Dividend yield
3.73%
Next ex-date
Oct 9, 26
estimated · in 17 days
Annual dividend
$1.08
per share
Schedule
Semi-annual
2 payments a year

HistoryDividendAnnual yield

Oct '22Apr '23Oct '23Apr '24Oct '24Apr '25Nov '25Apr '26
Dividend$0.1168$0.3333$0.1695$0.4253$0.3244$0.4584$0.3695$0.7084
Annual yield8.38%6.58%6.29%5.16%7.39%6.21%4.00%4.75%
Ex-dateOct 7Apr 3Oct 6Apr 8Oct 9Apr 9Nov 6Apr 9
Payment dateOct 26Apr 20Oct 26Apr 25Oct 25Apr 25Nov 24Apr 27
View details

Institutions3.15%180.01M ADS
537 holders · as of Jun 30, 2026
Other96.85%5.53B ADS
remainder

5.71B ADS as of Sep 22, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing

Top shareholders13F · 13D/G · Form 4

HolderStakeSharesDate
Morgan StanleyInstitution
0.23%13.13M ADSas of Jun 30, 2026
Goldman Sachs Group IncInstitution
0.21%11.93M ADSas of Jun 30, 2026
Fisher Asset Management, LLCInstitution
0.20%11.57M ADSas of Jun 30, 2026
Dimensional Fund Advisors LPInstitution
0.18%10.35M ADSas of Jun 30, 2026
FMR LLCInstitution
0.16%8.87M ADSas of Jun 30, 2026

Insider tradesForm 4

Nothing filed in the last 12 months.

View details

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Compare

CompanyPriceChange
BBVA (ADR)$28.78−0.45%$159.74B13.410.62.9+17.8%
Banco Santander (ADR)$14.53−0.65%$214.60B12.410.52.1+6.2%
Credicorp$386.59−0.87%$30.98B14.214.93.6+15.4%
Grupo Cibest (ADR)$97.54+0.28%$23.08B9.610.31.7−7.6%
Median12.410.52.1+6.2%