Credicorp (BAP)
Runs Peru-centered banking, payments, microfinance, insurance, pensions, and investment services across Latin America.
Something off on this page? Send us feedback.
Provides universal banking and payments, microfinance, insurance and pensions, and investment management and advisory across Latin America. Most activity remains anchored in Peru and BCP, while income spans lending spreads, transactions, premiums, asset-based fees, and capital-markets services.
Provides universal banking and payments through BCP and Yape, microfinance through Mibanco, insurance and health services through Pacífico, pensions through Prima AFP, and investment management and advisory through Credicorp Capital, BCP Wealth Management, and ASB Bank.
Operates primarily in Peru, with selected businesses extending across Bolivia, Colombia, Chile, Panama, the United States, and Mexico. The group combines a large retail and wholesale banking network with digital channels and specialist financial franchises.
Execution centers on customer-focused digital transformation across established subsidiaries and newer platforms. Economic weight remains concentrated in BCP and the Peruvian market, while results depend on credit quality, deposits, interest and currency movements, claims, pension rules, capital-markets conditions, and technology and cybersecurity controls.
Company facts
Target rangeAs of Sep 22, 2026
Latest analyst notes
| Date | Firm | Action | Prior | Current |
|---|---|---|---|---|
| Sep 16, 2026 | JP Morgan | Upgrade | ||
| Aug 20, 2026 | UBS | Reiterate | Rating: —Target: $412 | Target: $473 |
| Jun 17, 2026 | Morgan Stanley | Upgrade | Target: $195 | Target: $480 |
| Jun 15, 2026 | JP Morgan | Downgrade | ||
| May 26, 2026 | UBS | Reiterate | Rating: —Target: $408 | Target: $412 |
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $12.21B · Total debt $10.67B · Total assets $83.61B · Shareholders' equity $11.27B
- Revenue
- $2.40B
- Operating income
- $834.6M
- Net income
- $582.4M
Reported in PEN, converted at the latest exchange rate
HistoryDividendAnnual yield
| Institutions | 72.25% | 57.40M shares | |
|---|---|---|---|
| 444 holders · as of Jun 30, 2026 | |||
| Insiders | 64.89% | 51.55M shares | |
| 10 holders · as of Jun 9, 2026 | |||
| Strategic holders | 20.00% | 15.89M shares | |
| 1 holder · as of Feb 14, 2024 | |||
| Adds to | 157.14% | ||
79.45M company shares as of Aug 23, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing
These groups come from separate filings that can overlap, so they add to 157.14%; nothing is left for Other.
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Date |
|---|---|---|---|
but shall be subject to all other provisions of the Act (however, see the Notes).Insider | 20.92% | 16.62M | filed Feb 28, 2019 |
RuleInsider | 20.29% | 16.12M | filed Feb 9, 2022 |
Atlantic Security Holding CorpStrategic | 20.00% | 15.89M | filed Feb 14, 2024 |
Belismelis Luis Enrique Romero1,2Insiderdirector, officer: EXECUTIVE CHAIRMAN | 11.82% | 9.39M | filed Dec 31, 2022 |
Luis Romero BelismelisInsider | 11.80% | 9.37M | filed Feb 16, 2021 |
- Belismelis Luis Enrique Romero's transaction reports restate only vehicles that traded; the 2023 ownership statement (9.39M) is used instead.
- Belismelis Luis Enrique Romero reports a block also reported by Dodge & Cox; it is counted once, under Dodge & Cox.
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Jun 5, 2026 | Diego Antonio Cavero | officer: CEO Head Universal Banking | −3,500 | $319.00 |
| May 21, 2026 | Alejandro Perez-Reyes | officer: CFO | −1,073 | $337.50 |
- Intercorp Financial Services
Broad Peruvian rival in banking, payments, insurance and wealth
- BBVA (ADR)
Peruvian rival across retail, business, digital and investment banking
- Scotiabank
Peru banking and private pensions overlap through major subsidiaries
CompareAfter hours
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Credicorp | $393.22 | +0.01% | $30.98B | 14.2 | 15.3 | 3.6 | +15.4% |
| Intercorp Financial Services | $56.12 | −0.02% | $6.17B | 10.0 | 10.8 | 2.3 | +16.9% |
| BBVA (ADR) | $28.67 | −0.03% | $159.74B | 13.4 | 10.6 | 2.9 | +17.8% |
| Scotiabank | $94.45 | +0.43% | $116.24B | 17.4 | 15.3 | 2.3 | −42.3% |
| Median | 13.4 | 10.8 | 2.3 | +16.9% |