Avidbank (AVBH)
Bay Area commercial bank extending nationwide reach through dedicated venture lending and specialty finance platforms.
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Lends to Bay Area operating companies, real estate developers, and construction projects, while two nationwide platforms bank venture-capital- and private-equity-backed borrowers and provide sponsor finance, asset-based lending, and receivables financing. Revenue comes from the spread between loan yields and deposit costs, with deposits concentrated among institutionally-backed clients.
Operates a single California state-chartered bank subsidiary built around five lending divisions. Three serve Bay Area operating companies and real estate developers directly — corporate banking, commercial real estate, and construction lending — drawing on decades of relationship banking rooted in Silicon Valley.
Two additional divisions extend the franchise nationwide: a venture lending platform serving VC- and PE-backed technology companies and their sponsors, and a specialty finance arm covering sponsor-backed acquisition loans, asset-based lending, and receivables financing for lower-middle-market borrowers across industries.
Earnings come from the spread between loan yields and deposit costs, with a meaningful share of deposits tied to venture- and sponsor-backed borrowing relationships rather than traditional retail accounts. Chartered in 2003 and rebranded from a community-bank identity, the bank uplisted to Nasdaq in 2025 after years of trading over the counter.
Company facts
Target rangeAs of Sep 22, 2026
Latest analyst notes
| Date | Firm | Action | Prior | Current |
|---|---|---|---|---|
| Feb 23, 2026 | Stephens | Target | Target: $23 | Target: $35 |
| Nov 12, 2024 | Janney Montgomery Scott | Upgrade |
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $246.1M · Total debt $22.0M · Total assets $2.66B · Shareholders' equity $296.2M
- Revenue
- $11.4M
- Operating income
- $10.5M
- Net income
- $7.6M
No dividends on record.
| Institutions | 82.68% | 9.06M shares | |
|---|---|---|---|
| 94 holders · as of Jun 30, 2026 | |||
| Insiders | 9.31% | 1.02M shares | |
| 19 holders · as of Sep 17, 2026 | |||
| Other | 8.01% | 877.4K shares | |
| remainder | |||
10.96M company shares as of Sep 23, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Date |
|---|---|---|---|
Patriot Financial Partners GP Ii, L.P.Institution | 9.59% | 1.05M | as of Jun 30, 2026 |
AllianceBernstein L.P.Institution | 8.06% | 883,421 | as of Jun 30, 2026 |
Fourthstone LLCInstitution | 6.40% | 700,818 | as of Jun 30, 2026 |
Banc Funds Co LLCInstitution | 6.10% | 668,100 | as of Jun 30, 2026 |
Endeavour Capital Advisors IncInstitution | 6.01% | 658,705 | as of Jun 30, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Sep 9, 2026 | Mike Rosinus | director | −1,500 | $31.45 |
| Aug 14, 2026 | Arthur Wasson | officer: EVP, Chief Revenue Officer | −10,000 | $33.14 |
| Feb 11, 2026 | Mike Rosinus | director | −2,206 | $30.45 |
| Mar 16, 2026 | Mike Rosinus | director | −56,882 | $27.41 |
| Mar 10, 2026 | Mike Rosinus | director | −19,318 | $28.28 |
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Compare
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Avidbank | $31.45 | −1.10% | $348.4M | 10.8 | 8.7 | 5.1 | −20.0% |
| Western Alliance | $77.15 | −0.77% | $8.49B | 8.7 | 7.4 | 1.7 | +17.7% |
| First Citizens BancShares | $2,060.09 | −0.38% | $23.56B | 11.1 | 11.0 | 1.6 | −5.5% |
| CVB Financial | $22.17 | +0.02% | $3.18B | 14.6 | 12.0 | 4.5 | +42.0% |
| BayCom | $29.58 | −1.17% | $326.5M | 24.9 | 13.1 | 2.3 | +2.2% |
| HSBC (ADR) | $100.26 | −1.31% | $349.14B | 14.6 | 11.5 | 2.6 | +32.2% |
| Preferred Bank | $105.45 | −0.79% | $1.26B | 9.7 | 9.8 | 2.5 | +4.0% |
| First Business Financial Services | $69.46 | −1.12% | $587.4M | 10.6 | 10.5 | 2.0 | +13.8% |
| Live Oak Bancshares | $37.69 | −0.48% | $1.75B | 13.3 | 10.4 | 1.6 | +10.0% |
| Median | 12.2 | 10.7 | 2.2 | +11.9% |