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PFBC · NASDAQ · Banks - Regional

Preferred Bank (PFBC)

Delivers commercial banking, lending and deposit services through relationship-focused California banking.

$106.91
vs last close+0.55 (+0.52%)
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Preferred BankPFBC
Financial sector

Provides commercial real estate finance, business lending, deposit services, trade finance, treasury management and selected consumer banking. A historical Chinese-American-market niche now sits alongside a diversified mainstream customer base, while California remains the operating focus.

Provides relationship-oriented commercial banking in California, retaining a historical Chinese-American-market niche while focusing on the diversified mainstream market.

Core offerings include commercial real estate finance, commercial and business loans, deposit services, trade finance, treasury management and selected consumer banking. Customers include small and midsized businesses, entrepreneurs, real-estate developers, professionals and high-net-worth individuals, with personalized one-on-one service.

The footprint spans Southern California, the San Francisco Bay Area, New York and Houston, although the operating focus remains California. Commercial real-estate finance, business lending and relationship-based client service remain central to its structure.

Company facts

CEOLi Yu
ListedFeb 14, 2005
ExchangeNASDAQ
HeadquartersLos Angeles, CA
CountryUnited States
Employees323
CIK0001492165
ISINUS7403674044

Market cap$1.26B
EPS (ttm)$10.94
P/E (ttm)9.72
ROE17.3%
P/B1.59
P/S2.49
Dividend yieldDiv yield2.96%
Beta0.34vs XLF 0.78

Price target$110.00+3.4%Average of 10 analysts
ConsensusBuy5 of 10 analysts
Ratings

Target rangeAs of Sep 21, 2026

Latest analyst notes

DateFirmActionPriorCurrent
Jul 23, 2026StephensTarget
Target: $93
Target: $110
Jan 26, 2026StephensTarget
Target: $94
Target: $93
Jan 26, 2026Piper SandlerReiterate
Rating: —Target: $119
Rating: OverweightTarget: $111
Oct 22, 2025DA DavidsonReiterate
Rating: —Target: $90
Rating: NeutralTarget: $104
Oct 22, 2025Piper SandlerReiterate
Rating: —Target: $105
Rating: OverweightTarget: $119

Next report
Oct 19, 26
in 27 days
EPS estimate
$2.70
Revenue estimate
$73.4M
Fiscal quarter
Q3 FY26

EPSReportedEstimate

Jan '25Apr '25Jul '25Oct '25Jan '26Apr '26Jul '26Oct '26
Reported$2.25$2.23$2.52$2.84$2.79$2.53$2.78Pending
Estimate$2.42$2.33$2.43$2.57$2.78$2.46$2.65$2.70
Surprise−7.0%−4.3%+3.7%+10.5%+0.4%+2.8%+4.9%—

RevenueReportedEstimate

Jan '25Apr '25Jul '25Oct '25Jan '26Apr '26Jul '26Oct '26
Reported$70.6M$66.7M$70.6M$75.0M$78.1M$69.6M$73.5MPending
Estimate$68.3M$72.2M$72.7M$74.5M$74.5M$69.8M$73.6M$73.4M
Surprise+3.4%−7.7%−2.9%+0.6%+4.7%−0.2%−0.2%—
Estimate$2.70
ReportedDue Oct 19, 2026
Estimate$73.4M
ReportedDue Oct 19, 2026
View details

Debt to equity48.50%
Current ratio25,501.40%

ProfitabilityRevenueNet incomeNet margin

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Revenue$132.9M$127.3M$118.5M$124.2M$130.5M$129.3M$120.8M$125.7M
Net income$33.4M$30.2M$30.0M$32.8M$35.9M$34.8M$31.1M$33.5M
Net margin25.1%23.7%25.3%26.4%27.5%26.9%25.8%26.7%

GrowthOperating income

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Operating income$47.0M$42.6M$42.6M$46.6M$51.0M$49.4M$44.6M$48.6M
YoY growth−12.0%−15.1%−9.7%−1.5%+8.4%+16.0%+4.7%+4.2%

Balance sheet, Jun 30, 2026Cash & short-term investments $749.8M · Total debt $385.2M · Total assets $7.73B · Shareholders' equity $793.5M

Revenue
$125.7M
Operating income
$48.6M
Net income
$33.5M
View details

Dividend yield
2.96%
Next ex-date
Oct 5, 26
in 13 days
Annual dividend
$3.15
per share
Schedule
Quarterly
4 payments a year

HistoryDividendAnnual yieldUpcoming

Jan '25Apr '25Jul '25Oct '25Jan '26Apr '26Jul '26Oct '26
Dividend$0.75$0.75$0.75$0.75$0.80$0.80$0.80$0.80
Annual yield3.50%3.85%3.22%3.32%3.21%3.39%2.99%3.00%
Ex-dateJan 10Apr 7Jul 8Oct 7Jan 6Apr 7Jul 7Oct 5
Payment dateJan 23Apr 21Jul 22Oct 21Jan 20Apr 21Jul 21Oct 19
View details

Institutions91.35%10.82M shares
233 holders · as of Jun 30, 2026
Strategic holders11.79%1.40M shares
1 holder · as of Jan 24, 2023
Adds to103.14%

11.84M company shares as of Aug 21, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing

These groups come from separate filings that can overlap, so they add to 103.14%; nothing is left for Other.

Top shareholders13F · 13D/G · Form 4

HolderStakeSharesDate
BlackRock, Inc.Strategic
11.79%1.40Mfiled Jan 24, 2023
BlackRock, Inc.Institution
9.79%1.16Mas of Jun 30, 2026
T. Rowe Price Investment Management, Inc.Institution
9.10%1.08Mas of Jun 30, 2026
State Street CorpInstitution
5.46%646,206as of Jun 30, 2026
Dimensional Fund Advisors LPInstitution
4.84%573,320as of Jun 30, 2026

Insider tradesForm 4

Nothing filed in the last 12 months.

View details

  • East West Bancorp

    California and cross-border commercial banking for business clients

  • Cathay General Bancorp

    California commercial banking with Chinese-American market depth

  • Banc of California

    Los Angeles relationship banking for business and treasury clients

  • Bank of Hope

    Korean-American commercial banking and commercial real-estate finance

  • RBB

    Asian-centric commercial banking in overlapping California markets

  • Hanmi Financial

    Commercial and SBA banking for California small businesses

Compare

CompanyPriceChange
Preferred Bank$106.91+0.52%$1.26B9.79.92.5+4.0%
East West Bancorp$126.71−0.83%$17.50B12.311.63.7+12.5%
Cathay General Bancorp$61.51+0.04%$4.12B12.010.73.0+12.5%
Banc of California$18.30+0.05%$2.81B—9.61.6+4.7%
Bank of Hope$13.88+0.46%$1.77B13.810.71.7+56.3%
RBB$26.85+0.37%$453.0M11.011.41.9+11.5%
Hanmi Financial$32.26+0.12%$959.1M10.89.92.5+10.1%
Median12.010.72.2+12.0%