Preferred Bank (PFBC)
Delivers commercial banking, lending and deposit services through relationship-focused California banking.
$106.29
After hours−0.06 (−0.06%)
At close$106.35(−0.01%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 129 | 124 | 130 | 131 | 133 | 127 | 119 | 124 | 131 | 129 | 121 | 126 |
| Cost of revenue | 56 | 59 | 62 | 64 | 64 | 59 | 53 | 55 | 58 | 59 | 53 | 54 |
| Gross profit | 72 | 65 | 67 | 67 | 69 | 69 | 66 | 69 | 72 | 70 | 68 | 72 |
| 19 | 15 | 20 | 20 | 22 | 26 | 23 | 22 | 21 | 21 | 23 | 24 | |
| 13 | 12 | 14 | 13 | 14 | 14 | 15 | 14 | 14 | 16 | 18 | 18 | |
| Selling & marketing | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| General & administrative | 13 | 12 | 14 | 13 | 14 | 13 | 15 | 14 | 14 | 16 | 18 | 18 |
| Other expenses | 6 | 2 | 6 | 6 | 8 | 12 | 8 | 8 | 7 | 5 | 5 | 6 |
| Operating income | 53 | 50 | 47 | 47 | 47 | 43 | 43 | 47 | 51 | 49 | 45 | 49 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Interest income | 126 | 125 | 127 | 127 | 129 | 126 | 115 | 120 | 127 | 125 | 117 | 122 |
| Interest expense | 53 | 56 | 58 | 61 | 61 | 57 | 52 | 54 | 56 | 55 | 52 | 52 |
| Income before tax | 53 | 50 | 47 | 47 | 47 | 43 | 43 | 47 | 51 | 49 | 45 | 49 |
| Income tax expense | 15 | 14 | 14 | 14 | 14 | 12 | 13 | 14 | 15 | 15 | 13 | 15 |
| Net income from continuing operations | 38 | 36 | 33 | 34 | 33 | 30 | 30 | 33 | 36 | 35 | 31 | 34 |
| Net income | 38 | 36 | 33 | 34 | 33 | 30 | 30 | 33 | 36 | 35 | 31 | 34 |
| EPS, basic | $2.74 | $2.63 | $2.48 | $2.51 | $2.50 | $2.29 | $2.27 | $2.61 | $2.90 | $2.85 | $2.57 | $2.83 |
| EPS, diluted | $2.71 | $2.60 | $2.44 | $2.48 | $2.46 | $2.25 | $2.23 | $2.57 | $2.84 | $2.79 | $2.53 | $2.78 |
| Weighted average shares, basic | 14 | 14 | 14 | 13 | 13 | 13 | 13 | 13 | 12 | 12 | 12 | 12 |
| Weighted average shares, diluted | 14 | 14 | 14 | 14 | 14 | 13 | 13 | 13 | 13 | 12 | 12 | 12 |
| EBITDA | 54 | 51 | 48 | 48 | 48 | 43 | 43 | 47 | 51 | 50 | 45 | 49 |
| Depreciation & amortization | 0 | 0 | 1 | 1 | 1 | 1 | 1 | 0 | 0 | 0 | 0 | 0 |
| EBIT | 53 | 50 | 47 | 47 | 47 | 43 | 43 | 47 | 51 | 49 | 45 | 49 |
