BCBP · NASDAQ · Banks - Regional

BCB Bancorp (BCBP)

Provides relationship banking, lending, deposits, and cash management across New Jersey and New York.

$8.67
After hours−0.02 (−0.23%)
At close$8.69(−0.11%)
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BCB Bancorp, Inc.BCBP
Financial sector

Offers lending, deposit accounts, and cash management through BCB Community Bank, serving individuals and businesses primarily in New Jersey and New York. A single banking segment makes credit performance and deposit funding central to operations.

BCB Community Bank provides commercial, residential, and consumer lending, deposit accounts, and cash-management services to individuals and businesses in New Jersey and New York.

The parent company has one reportable banking segment and no significant activity beyond owning the bank. Its relationship-banking model emphasizes access to loan officers and senior leaders, alongside branches, ATMs, and online convenience.

Operations depend on credit underwriting, collateral recovery, commercial and real-estate borrower performance, and deposit funding and pricing. Recent credit costs were concentrated in cannabis-related, commercial, and Business Express lending portfolios, as disclosed in the latest filing.

Company facts

CEOThomas M. O'Brien
ListedOct 15, 2003
ExchangeNASDAQ
HeadquartersBayonne, NJ
CountryUnited States
Employees329
CIK0001228454
ISINUS0552981039

Market cap$151.1M
EPS (ttm)−$1.11
P/E (ttm)−7.84
ROE-5.8%
P/B0.5175
P/S1.03
Dividend yieldDiv yield5.52%
Beta0.53vs XLF 0.77

Price target$9.50+9.4%Average of 4 analysts
ConsensusHold4 of 4 analysts
Ratings

Target rangeAs of Sep 22, 2026

Latest analyst notes

DateFirmActionPriorCurrent
Sep 21, 2026Piper SandlerReiterate
Rating: Target: $9
Rating: NeutralTarget: $9.50
Feb 10, 2026Piper SandlerReiterate
Rating: Target: $14
Rating: NeutralTarget: $9

Next report
Oct 26, 26
in 34 days
EPS estimate
−$8.53
Revenue estimate
$74.0K
Fiscal quarter
Q3 FY26

EPSReportedEstimate

Jan '25Apr '25Jul '25Oct '25Jan '26Apr '26Aug '26Oct '26
Reported$0.16−$0.51$0.18$0.22−$0.73$0.26−$0.85Pending
Estimate$0.29$0.23$0.18$0.21−$0.80$0.25$0.25−$8.53
Surprise−44.8%−321.7%0.0%+4.8%+8.2%+4.0%−446.9%

RevenueReportedEstimate

Jan '25Apr '25Jul '25Oct '25Jan '26Apr '26Aug '26Oct '26
Reported$23.1M$23.8M$25.2M$26.5M$26.2M$24.9M$22.9MPending
Estimate$24.7M$24.0M$25.5M$25.2M$18.1M$25.8M$25.6M$74.0K
Surprise−6.2%−0.6%−1.2%+4.9%+44.6%−3.3%−10.5%
Estimate−$8.53
ReportedDue Oct 26, 2026
Estimate$74.0K
ReportedDue Oct 26, 2026
View details

Debt to equity61.40%
Current ratio266.90%

ProfitabilityRevenueNet incomeNet margin

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Revenue$51.8M$47.6M$46.0M$45.3M$45.8M$29.4M$42.4M$29.4M
Net income$6.7M$3.3M−$8.3M$3.6M$4.3M−$12.0M$4.9M−$14.8M
Net margin12.9%6.9%0.0%7.9%9.3%0.0%11.6%0.0%

GrowthOperating income

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Operating income$9.4M$4.6M−$11.7M$5.0M$5.8M−$17.4M$6.6M−$18.2M
YoY growth−0.7%−46.7%Turned loss+26.1%−37.9%Turned lossTurned profitTurned loss

Balance sheet, Jun 30, 2026Cash & short-term investments $14.6M · Total debt $179.3M · Total assets $3.12B · Shareholders' equity $291.9M

Revenue
$29.4M
Operating income
−$18.2M
Net income
−$14.8M
View details

Dividend yield
5.52%
Next ex-date
Nov 6, 26
estimated · in 45 days
Annual dividend
$0.48
per share
Schedule
Quarterly
4 payments a year

HistoryDividendAnnual yield

Aug '24Nov '24Feb '25May '25Aug '25Nov '25Feb '26May '26
Dividend$0.16$0.16$0.16$0.16$0.16$0.16$0.08$0.08
Annual yield5.55%5.39%6.01%7.89%7.66%8.28%6.76%4.80%
Ex-dateAug 2Nov 1Feb 7May 7Aug 11Nov 10Feb 11May 6
Payment dateAug 16Nov 15Feb 24May 21Aug 25Nov 24Feb 26May 20
View details

Institutions≈ 45.90%7.97M shares
108 holders · as of Jun 30, 2026 · largest filers plus last quarter's tail
Insiders19.55%3.39M shares
16 holders · as of Sep 22, 2026
Other≈ 34.55%6.00M shares
remainder

17.36M company shares as of Aug 24, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing

This quarter's institutional total failed a plausibility check; shown: the largest filers plus last quarter's remainder.

Top shareholders13F · 13D/G · Form 4

HolderStakeSharesDate
BlackRock, Inc.Institution
7.39%1.28Mas of Jun 30, 2026
Thomas M. OBrienInsiderdirector, officer: CHIEF EXECUTIVE OFFICER
5.01%869,220filed Sep 22, 2026
Dimensional Fund Advisors LPInstitution
4.32%750,081as of Jun 30, 2026
Mark D. HoganInsiderdirector
4.21%730,444filed Mar 2, 2026
Vanguard Capital Management LLCInstitution
4.11%713,181as of Jun 30, 2026

Insider tradesForm 4

DateInsiderRoleSharesAvg price
Sep 18, 2026Thomas M. OBriendirector, officer: CHIEF EXECUTIVE OFFICER+160,000$7.75
Sep 18, 2026Jawad Chaudhryofficer: CHIEF FINANCIAL OFFICER+10,000$7.75
Jun 4, 2026Gerald Werdanndirector+4,400$11.28
Feb 27, 2026Mark D. Hogandirector+5,000$7.97
Feb 10, 2026Michael J. Widmerdirector+2,000$8.40
View details

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