BCH · NYSE · Banks - Regional

Banco de Chile (ADR) (BCH)

Serves Chilean customers through universal banking, digital channels, and specialized financial businesses.

$42.22
After hours−0.13 (−0.30%)
At close$42.35(+1.74%)
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Banco de ChileBCH
Financial sector

Provides financial services across customer segments in Chile through Banco de Chile, Banco Edwards, and specialized Banchile businesses. Digital channels complement the branch model, while governance is shaped by the Quiñenco–Citigroup ownership structure and banking regulation.

Provides financial services across distinct customer segments in Chile, supported by Banco de Chile and Banco Edwards distribution brands and specialized Banchile businesses. Customer service, simple and secure products, and always-available channels define the disclosed operating model.

Digital modernization has expanded electronic signatures and fully online account opening, while the bank continues transforming Banchile asset management and brokerage and integrating Socofin collection operations. Its activity remains centered on Chile, and it also operates a New York branch.

Control rests through LQIF-linked shareholders, with Quiñenco retaining governance control alongside Citigroup. The workforce is highly unionized, and banking operations depend on regulatory compliance, including anti-money-laundering controls in the United States.

Company facts

CEOEduardo Ebensperger Orrego
ListedJan 2, 2002
ExchangeNYSE
HeadquartersSantiago de Chile, Chile
CountryChile
Employees11,156
CIK0001161125
ISINUS0595201064

Market cap$21.02B
EPS (ttm)$2.59
P/E (ttm)16.05
ROE21.0%
P/B3.47
P/S5.68
Dividend yieldDiv yield5.26%
Beta1.16vs XLF 0.06

Price target$39.00−8.3%Average of 9 analysts
ConsensusHold5 of 9 analysts
Ratings

Target rangeAs of Sep 22, 2026

Latest analyst notes

DateFirmActionPriorCurrent
May 22, 2026UBSReiterate
Rating: Target: $48
Rating: NeutralTarget: $39
Feb 6, 2026UBSTarget
Target:
Target: $48
Jan 13, 2026Goldman SachsTarget
Target:
Target: $36

Next report
Oct 29, 26
in 37 days
EPS estimate
$0.72
Revenue estimate
$892.8M
Fiscal quarter
Q3 FY26

EPSReportedEstimate

Feb '25Apr '25Jul '25Oct '25Feb '26Apr '26Jul '26Oct '26
Reported$0.59$0.97$0.64$0.60$0.58$0.60$0.86Pending
Estimate$0.65$0.58$0.63$0.62$0.60$0.58$0.65$0.72
Surprise−9.2%+67.2%+1.6%−3.2%−3.3%+3.4%+32.3%

RevenueReportedEstimate

Feb '25Apr '25Jul '25Oct '25Feb '26Apr '26Jul '26Oct '26
Reported$1.49B$1.06B$1.08B$681.4M$832.7M$820.6M$997.5MPending
Estimate$847.9M$817.5M$801.8M$841.6M$855.9M$831.5M$973.1M$892.8M
Surprise+75.8%+29.6%+35.0%−19.0%−2.7%−1.3%+2.5%
Estimate$0.72
ReportedDue Oct 29, 2026
Estimate$892.8M
ReportedDue Oct 29, 2026
View details

Debt to equity244.80%
Current ratio35.60%

ProfitabilityRevenueNet incomeNet margin

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Revenue$1.04B$1.56B$1.06B$1.06B$1.03B$31.9M$1.11B$1.51B
Net income$303.1M$356.8M$346.0M$320.7M$308.1M$279.3M$293.1M$417.1M
Net margin29.1%22.8%32.5%30.3%30.0%875.5%26.5%27.7%

GrowthOperating income

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Operating income$386.7M$450.2M$429.2M$405.4M$399.5M$357.0M$378.3M$503.5M
YoY growth+4.5%−28.1%+6.4%−4.4%+3.3%−20.7%−11.9%+24.2%

Balance sheet, Jun 30, 2026Cash & short-term investments $1.42B · Total debt $14.71B · Total assets $58.03B · Shareholders' equity $6.01B

Revenue
$1.51B
Operating income
$503.5M
Net income
$417.1M

Reported in CLP, converted at the latest exchange rate

View details

Dividend yield
5.26%
Next ex-date
Mar 30, 27
estimated · in 189 days
Annual dividend
$2.19
per share
Schedule
Annual
one payment a year

HistoryDividendAnnual yield

Mar '22Mar '23Mar '24Mar '25Mar '26
Dividend$1.3688$2.0786$1.6362$2.0758$2.1877
Annual yield6.54%11.12%7.70%7.87%6.14%
Ex-dateMar 24Mar 16Mar 21Mar 21Mar 30
Payment dateApr 7Mar 30Apr 8Apr 3Apr 13
View details

Institutions2.14%10.81M ADS
156 holders · as of Jun 30, 2026
Other97.86%494.28M ADS
remainder

505.09M ADS as of Aug 24, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing

The share count is from the company's Dec 2021 annual report; nothing newer is on file here.

Some positions are filed in underlying shares, not receipts; the ratio is unknown, so no percentage.

Top shareholders13F · 13D/G · Form 4

HolderStakeSharesDate
Itau Unibanco Holding S.A.Institution
0.27%1.35M ADSas of Jun 30, 2026
Renaissance Technologies LLCInstitution
0.18%893,832 ADSas of Jun 30, 2026
Dimensional Fund Advisors LPInstitution
0.17%868,858 ADSas of Jun 30, 2026
BlackRock, Inc.Institution
0.15%735,041 ADSas of Jun 30, 2026
American Century Companies IncInstitution
0.12%589,199 ADSas of Jun 30, 2026

Insider tradesForm 4

Nothing filed in the last 12 months.

View details

CompareAfter hours

CompanyPriceChange
Banco de Chile (ADR)$42.22−0.30%$21.02B16.019.85.7−7.8%
Banco Santander-Chile (ADR)$34.90−0.34%$16.26B13.315.83.2+19.0%
abrdn Bloomberg All Commodity Strategy K-1 Free ETF$26.340.00%$2.50B
Median13.315.83.2+19.0%