Banco Santander-Chile (ADR) (BSAC)
Connects Chilean households and businesses to banking, payments, wealth and corporate finance.
Something off on this page? Send us feedback.
Offers retail, wealth, middle-market, and corporate and investment banking across Chile, earning from deposits, lending, cards, payments, treasury, investments and insurance. A branch and Work/Café network operates alongside digital accounts, Getnet merchant acquiring and Santander group technology, while local economic, credit and regulatory conditions shape performance.
Serves individuals, small businesses, middle-market companies and institutional clients across Chile through retail banking, wealth management and insurance, middle-market banking, and corporate and investment banking. Products span deposits, cards, consumer and mortgage lending, commercial finance, treasury, investments and insurance.
Combines a national branch network with Work/Café service spaces, digital accounts, Getnet merchant acquiring and a cloud-migrated Gravity core platform. The franchise was assembled through local bank, card-processing and consumer-finance combinations, while Santander group technology supports its current operating model.
Revenue and credit performance depend on Chilean economic activity, inflation, interest rates and local credit conditions. Capital, liquidity, cybersecurity, financial-crime and broader regulatory requirements shape operations, and Banco Santander, S.A. retains majority control.
Company facts
Target rangeAs of Sep 21, 2026
Latest analyst notes
| Date | Firm | Action | Prior | Current |
|---|---|---|---|---|
| Jun 25, 2026 | Citigroup | Upgrade | ||
| Jun 24, 2026 | Santander | Upgrade | ||
| May 22, 2026 | UBS | Reiterate | Rating: —Target: $24 | Target: $31 |
| Mar 30, 2026 | JP Morgan | Upgrade | ||
| Mar 11, 2026 | Morgan Stanley | Target | Target: — | Target: $38 |
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $10.26B · Total debt $14.66B · Total assets $74.28B · Shareholders' equity $5.25B
- Revenue
- $1.30B
- Operating income
- $476.3M
- Net income
- $404.1M
Reported in CLP, converted at the latest exchange rate
HistoryDividendAnnual yield
| Institutions | ≈ 4.75% | 22.36M ADS | |
|---|---|---|---|
| 159 holders · as of Jun 30, 2026 · largest filers plus last quarter's tail | |||
| Other | ≈ 95.25% | 448.75M ADS | |
| remainder | |||
471.12M ADS as of Aug 25, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing
Some positions are filed in underlying shares, not receipts; the ratio is unknown, so no percentage.
This quarter's institutional total failed a plausibility check; shown: the largest filers plus last quarter's remainder.
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Date |
|---|---|---|---|
Franklin Resources IncInstitution | 0.74% | 3.46M ADS | as of Jun 30, 2026 |
Inca Investments LLCInstitution | 0.41% | 1.94M ADS | as of Jun 30, 2026 |
Uss Investment Management LtdInstitution | 0.33% | 1.56M ADS | as of Jun 30, 2026 |
Vanguard Capital Management LLCInstitution | 0.31% | 1.45M ADS | as of Jun 30, 2026 |
BlackRock, Inc.Institution | 0.29% | 1.38M ADS | as of Jun 30, 2026 |
Insider tradesForm 4
Nothing filed in the last 12 months.
- Banco de Chile (ADR)
Broad Chilean banking rival across retail, wholesale and payments
- abrdn Bloomberg All Commodity Strategy K-1 Free ETF
Large Chilean rival in consumer, business and merchant banking
- Scotiabank
Major Chilean banking rival through Scotiabank Chile
Compare
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Banco Santander-Chile (ADR) | $34.87 | +1.00% | $16.26B | 13.3 | 15.7 | 3.2 | +19.0% |
| Banco de Chile (ADR) | $42.25 | +1.50% | $21.02B | 16.0 | 19.6 | 5.7 | −7.8% |
| abrdn Bloomberg All Commodity Strategy K-1 Free ETF | $26.39 | +0.40% | $2.50B | — | — | — | — |
| Scotiabank | $94.15 | −1.26% | $116.24B | 17.4 | 15.3 | 2.3 | −42.3% |
| Median | 16.7 | 17.5 | 4.0 | −25.1% |