Banco Santander-Chile (ADR) (BSAC)
Connects Chilean households and businesses to banking, payments, wealth and corporate finance.
$34.76
vs last close−0.31 (−0.90%)
In millions of USD, except per-share figures · converted from CLP at the latest rate
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 1,278 | 1,423 | 1,214 | 1,275 | 582 | 1,295 | 1,097 | 1,244 | 1,135 | 1,879 | 765 | 1,278 |
| Cost of revenue | 957 | 952 | 833 | 674 | −69 | 784 | 577 | 589 | 591 | 728 | 0 | 542 |
| Gross profit | 321 | 472 | 381 | 601 | 651 | 511 | 520 | 655 | 543 | 1,151 | 765 | 736 |
| 243 | 139 | 215 | 310 | 301 | 163 | 171 | 315 | 226 | 859 | 414 | 266 | |
| 193 | 190 | 195 | 204 | 205 | 197 | 213 | 208 | 206 | 191 | 96 | 214 | |
| Selling & marketing | 6 | 6 | 6 | 7 | 5 | 6 | 0 | 6 | 0 | 5 | 0 | 0 |
| General & administrative | 187 | 184 | 189 | 197 | 201 | 191 | 213 | 202 | 206 | 186 | 96 | 214 |
| Other expenses | 50 | −51 | 20 | 106 | 95 | −35 | −42 | 107 | 20 | 668 | 318 | 52 |
| Operating income | 78 | 333 | 165 | 292 | 349 | 349 | 349 | 340 | 317 | 292 | 351 | 470 |
| 0 | 0 | 0 | 0 | −30 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Interest income | 1,029 | 1,610 | 1,022 | 920 | 922 | 1,404 | 874 | 890 | 894 | 1,299 | 868 | 878 |
| Interest expense | 830 | 982 | 699 | 541 | 498 | 668 | 432 | 436 | 441 | 577 | 391 | 411 |
| Other non-operating income | 0 | 0 | 0 | 0 | 32 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Income before tax | 78 | 333 | 165 | 292 | 319 | 349 | 349 | 340 | 317 | 292 | 351 | 470 |
| Income tax expense | 14 | 62 | 37 | 62 | 62 | 68 | 55 | 52 | 56 | 53 | 58 | 62 |
| Net income from continuing operations | 64 | 271 | 128 | 230 | 258 | 280 | 294 | 289 | 261 | 238 | 292 | 408 |
| Other adjustments | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net income | 59 | 271 | 125 | 227 | 253 | 283 | 290 | 284 | 258 | 233 | 285 | 399 |
| EPS, basic | $0.13 | $0.58 | $0.27 | $0.48 | $0.54 | $0.61 | $0.61 | $0.60 | $0.55 | $0.56 | $0.60 | $0.85 |
| EPS, diluted | $0.13 | $0.58 | $0.27 | $0.48 | $0.54 | $0.61 | $0.61 | $0.60 | $0.55 | $0.56 | $0.60 | $0.85 |
| Weighted average shares, basic | 471 | 471 | 470 | 471 | 471 | 471 | 471 | 471 | 471 | 471 | 471 | 471 |
| Weighted average shares, diluted | 471 | 471 | 470 | 471 | 471 | 471 | 471 | 471 | 471 | 471 | 471 | 471 |
| EBITDA | 116 | 371 | 203 | 328 | 353 | 386 | 385 | 375 | 352 | 327 | 387 | 504 |
| Depreciation & amortization | 38 | 38 | 38 | 36 | 36 | 37 | 37 | 34 | 35 | 35 | 36 | 33 |
| EBIT | 78 | 333 | 165 | 292 | 317 | 349 | 349 | 340 | 317 | 292 | 351 | 470 |
