Byline Bancorp (BY)
Runs Byline Bank for commercial lending, deposits, SBA lending, leasing, and wealth services.
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Operates a full-service commercial bank serving small and midsize businesses, financial sponsors, real estate borrowers, and consumers around Chicago and Milwaukee. Business is shaped by lending, deposits, SBA-guaranteed loans, leasing, wealth management, one reportable segment, and a local-market funding base.
Operates through Byline Bank, an Illinois-chartered commercial bank with trust powers. The platform combines commercial and industrial lending, commercial real estate lending, deposits, SBA-guaranteed lending, small-ticket equipment leasing, consumer banking, and wealth-management services.
The footprint is concentrated in Chicagoland and greater Milwaukee, with deposits primarily gathered from Chicago-area customers. Its operating model blends neighborhood branches with business banking, equipment finance, and government-guaranteed lending for small and midsize companies.
Execution depends on local-market deposit relationships, commercial real estate asset quality, SBA program rules, and bank supervision at the holding-company and bank levels. In-market acquisitions and branch consolidation have been recurring tools since the post-recapitalization rebuild.
Company facts
Target rangeAs of Sep 21, 2026
Latest analyst notes
| Date | Firm | Action | Prior | Current |
|---|---|---|---|---|
| Jul 28, 2026 | Piper Sandler | Reiterate | Rating: —Target: $40 | Target: $46 |
| Jul 27, 2026 | Stephens | Target | Target: $29 | Target: $40 |
| Apr 27, 2026 | Piper Sandler | Reiterate | Rating: —Target: $37 | Target: $40 |
| Jan 27, 2026 | Piper Sandler | Target | Target: $35 | Target: $37 |
| Oct 28, 2025 | Piper Sandler | Reiterate | Rating: —Target: — | Target: $35 |
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $1.69B · Total debt $606.2M · Total assets $9.93B · Shareholders' equity $1.30B
- Revenue
- $160.1M
- Operating income
- $54.1M
- Net income
- $40.2M
HistoryDividendAnnual yield
| Institutions | ≈ 55.40% | 25.03M shares | |
|---|---|---|---|
| 210 holders · as of Jun 30, 2026 · largest filers plus last quarter's tail | |||
| Insiders | 53.28% | 24.08M shares | |
| 19 holders · as of Aug 20, 2026 | |||
| Adds to | 108.68% | ||
45.19M company shares as of Sep 22, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing
This quarter's institutional total failed a plausibility check; shown: the largest filers plus last quarter's remainder.
These groups come from separate filings that can overlap, so they add to 108.68%; nothing is left for Other.
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Date |
|---|---|---|---|
Perochena Antonio del ValleInsiderdirector, 10 percent owner | 25.62% | 11.58M | filed Aug 11, 2026 |
Investors I. L.p. Mbg1,2Insider10 percent owner | 25.53% | 11.84M | filed Aug 11, 2026 |
BlackRock, Inc.Institution | 7.77% | 3.51M | as of Jun 30, 2026 |
Dimensional Fund Advisors LPInstitution | 5.37% | 2.42M | as of Jun 30, 2026 |
T. Rowe Price Investment Management, Inc.Institution | 3.31% | 1.50M | as of Jun 30, 2026 |
- Investors I. L.p. Mbg's transaction reports restate only vehicles that traded; the 2025 ownership statement (11.84M) less the 300.0K net shares sold since is used instead.
- Investors I. L.p. Mbg reports a block also reported by Perochena Antonio del Valle; it is counted once, under Perochena Antonio del Valle.
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Aug 19, 2026 | Mary Jo S. Herseth | director | +300 | $38.40 |
| Aug 19, 2026 | William G. Kistner | director | +100 | $38.30 |
| Aug 13, 2026 | Roberto R. Herencia | director, officer: CHIEF EXECUTIVE OFFICER | −19,750 | $39.21 |
| Aug 12, 2026 | Dana Rose | officer: CHIEF HUMAN RESOURCES OFFICER | −2,421 | $39.00 |
| Aug 7, 2026 | Investors I. L.p. Mbg | 10 percent owner | −300,000 | $39.10 |
- Wintrust Financial
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- Huntington Bancshares
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- Fifth Third
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- Live Oak Bancshares
National SBA small-business lender competing beyond branch markets
Compare
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Byline Bancorp | $37.20 | −0.72% | $1.70B | 11.4 | 11.3 | 2.7 | +6.6% |
| Wintrust Financial | $145.29 | −1.22% | $9.92B | 11.7 | 11.0 | 2.3 | +10.1% |
| Old Second Bancorp | $24.72 | −0.43% | $1.28B | 14.3 | 10.6 | 3.0 | +28.6% |
| Old National Bancorp | $25.09 | −0.63% | $9.66B | 11.1 | 9.2 | 2.4 | +12.3% |
| Associated Banc-Corp | $29.11 | −0.87% | $5.54B | 10.3 | 9.3 | 2.2 | +22.7% |
| First Busey | $29.79 | −0.58% | $2.53B | 10.8 | 11.2 | 2.7 | −1.9% |
| Huntington Bancshares | $15.58 | −2.87% | $32.41B | 12.0 | 9.1 | 2.2 | +47.4% |
| Fifth Third | $52.60 | −1.33% | $48.32B | 18.2 | 12.1 | 3.2 | +45.2% |
| Live Oak Bancshares | $37.99 | −0.08% | $1.76B | 13.4 | 10.5 | 1.6 | +10.0% |
| Median | 11.8 | 10.5 | 2.3 | +17.5% |