Wintrust Financial (WTFC)
Combines locally run Midwest banks with national specialty-finance and wealth-management businesses.
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Operates locally run community banks across the Midwest alongside national specialty-finance and wealth-management businesses. Revenue comes from lending and deposits, insurance-premium and receivables financing, leasing, mortgage activity, and trust and investment services.
Community Banking provides personal and commercial banking, residential mortgage origination, and niche lending through locally run banks across metropolitan Chicago and neighboring Midwest markets. Local decision-making and customer service remain central to the operating model.
Specialty Finance serves the United States and Canada through insurance-premium financing, equipment leasing, and short-term receivables finance. Wealth Management adds trust, investment, asset-management, and tax-deferred exchange services.
Combining local bank identities with shared group capabilities allows the franchise to pair community-level relationships with specialized financial services. Operations remain concentrated in core US markets, while credit quality, deposits and liquidity, interest rates, regulation, technology, cybersecurity, and acquisition integration shape results.
Company facts
Target rangeAs of Sep 22, 2026
Latest analyst notes
| Date | Firm | Action | Prior | Current |
|---|---|---|---|---|
| Jul 22, 2026 | DA Davidson | Reiterate | Rating: —Target: $185 | Target: $190 |
| Jul 22, 2026 | Piper Sandler | Reiterate | Rating: —Target: $184 | Target: $186 |
| Jul 21, 2026 | Capital One Financial | Target | Target: — | Target: $170 |
| Jul 21, 2026 | Citigroup | Downgrade | ||
| Jul 21, 2026 | D.A. Davidson | Target | Target: $172 | Target: $185 |
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $15.02B · Total debt $4.37B · Total assets $74.67B · Shareholders' equity $7.53B
- Revenue
- $1.10B
- Operating income
- $328.1M
- Net income
- $233.7M
HistoryDividendAnnual yield
| Institutions | 97.43% | 65.73M shares | |
|---|---|---|---|
| 606 holders · as of Jun 30, 2026 | |||
| Insiders | 1.47% | 990.2K shares | |
| 25 holders · as of Aug 21, 2026 | |||
| Other | 1.10% | 745.1K shares | |
| remainder | |||
67.47M company shares as of Sep 23, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Date |
|---|---|---|---|
BlackRock, Inc.Institution | 9.76% | 6.58M | as of Jun 30, 2026 |
FMR LLCInstitution | 7.59% | 5.12M | as of Jun 30, 2026 |
Vanguard Portfolio Management LLCInstitution | 5.33% | 3.60M | as of Jun 30, 2026 |
Vanguard Capital Management LLCInstitution | 4.55% | 3.07M | as of Jun 30, 2026 |
Dimensional Fund Advisors LPInstitution | 3.97% | 2.68M | as of Jun 30, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Aug 13, 2026 | David A. Dykstra | officer: VICE CHAIRMAN AND COO | −13,515 | $162.77 |
| May 4, 2026 | Suzet M. Mckinney | director | −500 | $148.96 |
| Apr 27, 2026 | David A. Dykstra | officer: VICE CHAIRMAN AND COO | −9,579 | $148.82 |
| Apr 23, 2026 | David L. Stoehr | officer: CHIEF FINANCIAL OFFICER | −3,020 | $150.45 |
| Mar 4, 2026 | Jeffrey D. Hahnfeld | officer: EVP-CONTROLLER & CHIEF ACC OFF | −530 | $145.65 |
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Compare
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Wintrust Financial | $145.22 | +0.36% | $9.76B | 11.5 | 11.0 | 2.2 | +10.1% |
| JPMorgan Chase | $338.37 | −0.48% | $911.03B | 14.6 | 14.0 | 3.1 | +27.8% |
| Bank of Montreal | $172.42 | −1.11% | $122.12B | 20.1 | 16.2 | 2.2 | −20.6% |
| Old National Bancorp | $25.03 | −0.02% | $9.58B | 11.0 | 9.2 | 2.4 | +12.3% |
| Fifth Third | $52.38 | −0.72% | $47.82B | 18.0 | 12.1 | 3.2 | +45.2% |
| Associated Banc-Corp | $28.99 | −0.12% | $5.48B | 10.1 | 9.2 | 2.1 | +22.7% |
| Truist Financial | $47.60 | −0.99% | $59.89B | 11.4 | 10.1 | 2.0 | +6.5% |
| Median | 13.0 | 11.1 | 2.3 | +17.5% |