Truist Financial (TFC)
Banking franchise spanning retail deposits, commercial lending, capital markets, wealth and payments.
Something off on this page? Send us feedback.
Provides consumer, small-business, commercial and corporate banking, with lending and securities generating interest income and capital markets, wealth and payments adding fees. A branch-focused Southeast and Mid-Atlantic franchise is complemented by digital delivery and national specialized-lending platforms.
Provides consumer and small business banking through deposits, cards, mortgages and specialized lending, distributed across a digital platform and a branch network concentrated in the Southeast and Mid-Atlantic. Consumer and Small Business Banking serves retail, premier and small-business clients, while Wholesale Banking covers commercial and corporate lending, investment banking and capital markets, wealth management, payments and treasury services.
Earns interest income from loans and securities, alongside fees from capital markets, wealth, payments and other services. Combines community-bank reach with national specialist platforms, extending lending beyond its core footprint. After selling its insurance brokerage, the revenue mix centers on banking and adjacent fee businesses. Earnings and capital deployment remain tied to deposit pricing, interest rates, borrower credit performance and regulatory capital requirements.
Company facts
Target rangeAs of Sep 22, 2026
Latest analyst notes
| Date | Firm | Action | Prior | Current |
|---|---|---|---|---|
| Jul 21, 2026 | Stephens | Reiterate | Rating: —Target: $50 | Target: $57 |
| Jul 20, 2026 | Robert W. Baird | Target | Target: — | Target: $56 |
| Jul 20, 2026 | Truist Financial | Downgrade | ||
| Jul 20, 2026 | JP Morgan | Downgrade | ||
| Jul 8, 2026 | B of A Securities | Downgrade |
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $4.71B · Total debt $69.86B · Total assets $556.02B · Shareholders' equity $64.10B
- Revenue
- $7.61B
- Operating income
- $1.82B
- Net income
- $1.55B
HistoryDividendAnnual yield
| Institutions | 76.90% | 958.12M shares | |
|---|---|---|---|
| 1,770 holders · as of Jun 30, 2026 | |||
| Insiders | 0.10% | 1.30M shares | |
| 14 holders · as of Sep 18, 2026 | |||
| Other | 23.00% | 286.46M shares | |
| remainder | |||
1.25B company shares as of Sep 22, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Date |
|---|---|---|---|
BlackRock, Inc.Institution | 7.99% | 99.56M | as of Jun 30, 2026 |
Capital International InvestorsInstitution | 7.49% | 93.34M | as of Jun 30, 2026 |
Vanguard Capital Management LLCInstitution | 6.53% | 81.31M | as of Jun 30, 2026 |
State Street CorpInstitution | 4.71% | 58.69M | as of Jun 30, 2026 |
Vanguard Portfolio Management LLCInstitution | 3.36% | 41.89M | as of Jun 30, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Sep 17, 2026 | Michael P. Lyons | director, officer: President & CEO | +21,000 | $48.36 |
| Jul 31, 2026 | Donta L. Wilson | officer: Chief Consumer & SB BK Officer | −13,280 | $51.85 |
| Jul 23, 2026 | K. David Jr. Boyer | director | −3,986 | $50.70 |
| Jul 20, 2026 | William H. Jr Rogers | director, officer: Chairman & CEO | −13,250 | $52.36 |
| Feb 2, 2026 | Cynthia B. Powell | officer: Corp. Controller & CAO | −3,500 | $52.49 |
- Regions Financial
Truist's most geographically direct rival across the Southeast.
- PNC Financial Services Group
Aggressively expanding Southeast footprint to contest Truist's home markets.
- Fifth Third
Southeast-expansion bank increasingly competing in Truist's core growth markets.
- Bank of America
Charlotte-based rival competing in consumer and wholesale banking nationally.
- Wells Fargo
National money-center with notable Southeast and Mid-Atlantic retail overlap.
- U.S. Bancorp
Payments-led super-regional with national reach in treasury and commercial.
- KeyCorp
Midwest/Mid-Atlantic super-regional competing in middle-market banking.
CompareAfter hours
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Truist Financial | $48.07 | +0.02% | $61.05B | 11.6 | 10.2 | 2.0 | +6.5% |
| Regions Financial | $28.01 | +0.38% | $24.36B | 11.7 | 10.2 | 2.5 | +2.2% |
| PNC Financial Services Group | $227.96 | +0.00% | $93.07B | 12.8 | 11.2 | 2.6 | +21.4% |
| Fifth Third | $52.85 | +0.09% | $48.32B | 18.2 | 12.2 | 3.2 | +45.2% |
| Bank of America | $56.36 | +0.27% | $411.32B | 13.4 | 11.4 | 2.1 | +19.3% |
| Wells Fargo | $83.69 | +0.64% | $261.71B | 12.5 | 11.1 | 2.0 | +8.6% |
| U.S. Bancorp | $59.44 | +0.02% | $94.15B | 12.1 | 10.9 | 2.2 | +10.6% |
| KeyCorp | $20.53 | +0.24% | $22.53B | 12.1 | 10.5 | 2.1 | +7.3% |
| Median | 12.5 | 11.1 | 2.2 | +10.6% |