PNC · NYSE · Banks - Regional

PNC Financial Services Group (PNC)

Connects coast-to-coast retail banking with commercial finance, treasury management, and wealth services.

$225.85
vs last close−2.12 (−0.93%)
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The PNC Financial Services Group, Inc.PNC
Financial sector

Provides consumer and small-business banking, commercial lending, treasury management, capital-markets services, and wealth management across a coast-to-coast U.S. footprint. Customer deposits fund much of the balance sheet, while lending spreads and fee-based services drive revenue under extensive bank regulation.

Runs Retail Banking, Corporate & Institutional Banking, and Asset Management Group across a coast-to-coast U.S. franchise. Branches and digital channels deliver deposits, consumer and small-business loans, payments, cards, mortgages, and investments.

Corporate & Institutional Banking combines commercial lending with treasury management, real estate finance, asset-based lending, capital markets, and advisory services; wealth businesses provide private banking, investment management, custody, and fiduciary services. The relationship model links deposits and credit with fee-based services, and the completed FirstBank conversion added branches in Colorado and Arizona.

Earnings and funding depend on loan demand, credit quality, deposit pricing, interest rates, market levels, and capital-markets activity. The holding company is supervised by the Federal Reserve; PNC Bank is principally regulated by the OCC and also overseen by the FDIC and CFPB.

Company facts

CEOWilliam S. Demchak
ListedNov 17, 1975
ExchangeNYSE
HeadquartersPittsburgh, PA
CountryUnited States
Employees55,333
CIK0000713676
ISINUS6934751057

Market cap$90.96B
EPS (ttm)$18.17
P/E (ttm)12.55
ROE12.3%
P/B1.42
P/S2.59
Dividend yieldDiv yield3.11%
Beta0.58vs XLF 1.08

Price target$280.00+22.8%Average of 46 analysts
ConsensusBuy23 of 46 analysts
Ratings

Target rangeAs of Sep 22, 2026

Latest analyst notes

DateFirmActionPriorCurrent
Jul 22, 2026Deutsche BankDowngrade
Rating: BuyTarget: $190
Rating: HoldTarget: $265
Jul 16, 2026Argus ResearchReiterate
Rating: Target: $220
Rating: BuyTarget: $280
Jul 16, 2026OppenheimerReiterate
Rating: Target: $271
Rating: OutperformTarget: $281
Jul 16, 2026RBC CapitalReiterate
Rating: Target: $235
Rating: OutperformTarget: $273
Jul 16, 2026StephensReiterate
Rating: Target: $200
Rating: OverweightTarget: $275

Next report
Oct 15, 26
in 22 days
EPS estimate
$4.90
Revenue estimate
$6.61B
Fiscal quarter
Q3 FY26

EPSReportedEstimate

Jan '25Apr '25Jul '25Oct '25Jan '26Apr '26Jul '26Oct '26
Reported$3.77$3.51$3.85$4.35$4.88$4.13$4.85Pending
Estimate$3.26$3.38$3.55$4.05$4.23$3.93$4.46$4.90
Surprise+15.6%+3.8%+8.5%+7.4%+15.4%+5.1%+8.7%

RevenueReportedEstimate

Jan '25Apr '25Jul '25Oct '25Jan '26Apr '26Jul '26Oct '26
Reported$5.56B$5.45B$5.66B$5.92B$6.07B$6.17B$6.88BPending
Estimate$5.51B$5.48B$5.61B$5.83B$5.96B$6.24B$6.51B$6.61B
Surprise+1.0%−0.7%+1.0%+1.5%+1.9%−1.2%+5.5%
Estimate$4.90
ReportedDue Oct 15, 2026
Estimate$6.61B
ReportedDue Oct 15, 2026
View details

Debt to equity133.90%
Current ratio8.30%

ProfitabilityRevenueNet incomeNet margin

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Revenue$8.84B$8.53B$8.10B$8.38B$8.78B$8.72B$8.64B$9.02B
Net income$1.49B$1.61B$1.48B$1.63B$1.81B$2.02B$1.76B$2.04B
Net margin16.8%18.9%18.3%19.4%20.6%23.2%20.4%22.6%

GrowthOperating income

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Operating income$1.86B$1.91B$1.85B$2.02B$2.29B$2.33B$2.19B$2.59B
YoY growth+0.2%+80.6%+11.5%+11.3%+22.8%+22.3%+18.5%+27.8%

Balance sheet, Jun 30, 2026Cash & short-term investments $37.35B · Total debt $85.72B · Total assets $616.03B · Shareholders' equity $64.01B

Revenue
$9.02B
Operating income
$2.59B
Net income
$2.04B
View details

Dividend yield
3.11%
Next ex-date
Oct 20, 26
estimated · in 27 days
Annual dividend
$7.10
per share
Schedule
Quarterly
4 payments a year

HistoryDividendAnnual yield

Oct '24Jan '25Apr '25Jul '25Oct '25Jan '26Apr '26Jul '26
Dividend$1.60$1.60$1.60$1.70$1.70$1.70$1.70$2.00
Annual yield3.32%3.17%4.22%3.38%3.48%3.03%3.07%2.84%
Ex-dateOct 16Jan 15Apr 16Jul 15Oct 14Jan 20Apr 14Jul 20
Payment dateNov 5Feb 5May 5Aug 5Nov 5Feb 5May 5Aug 5
View details

Institutions84.86%338.56M shares
2,104 holders · as of Jun 30, 2026
Insiders0.33%1.31M shares
22 holders · as of Aug 14, 2026
Other14.81%59.08M shares
remainder

398.94M company shares as of Sep 23, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing

Top shareholders13F · 13D/G · Form 4

HolderStakeSharesDate
BlackRock, Inc.Institution
8.06%32.17Mas of Jun 30, 2026
Vanguard Capital Management LLCInstitution
6.57%26.21Mas of Jun 30, 2026
Capital World InvestorsInstitution
5.04%20.09Mfiled Feb 14, 2020
State Street CorpInstitution
4.62%18.43Mas of Jun 30, 2026
FMR LLCInstitution
3.57%14.25Mas of Jun 30, 2026

Insider tradesForm 4

DateInsiderRoleSharesAvg price
Aug 13, 2026Stacy M. Juchnoofficer: Executive Vice President−3,354$255.84
Jul 22, 2026Guild Deborahofficer: Executive Vice President−1,200$252.20
Jun 12, 2026Michael Duane Thomasofficer: Executive Vice President−1,500$238.14
Jun 8, 2026Alexander E. C. Overstromofficer: Executive Vice President−1,500$227.97
Jun 5, 2026Stephanie Novoselofficer: Executive Vice President−1,800$228.73
View details

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Compare

CompanyPriceChange
PNC Financial Services Group$225.85−0.93%$90.96B12.511.12.6+21.4%
U.S. Bancorp$59.02−0.71%$92.59B11.910.92.1+10.6%
Truist Financial$47.67−0.83%$59.89B11.410.12.0+6.5%
Fifth Third$52.48−0.54%$47.82B18.012.13.2+45.2%
Wells Fargo$82.64−0.61%$251.45B12.011.01.9+8.6%
Citizens Financial Group$65.33−0.24%$27.69B14.211.12.4+12.1%
M&T Bank$221.07−1.05%$32.38B11.811.12.6+5.7%
KeyCorp$20.44−0.22%$22.11B11.910.52.1+7.3%
Median11.911.02.1+8.6%