Regions Financial (RF)
Consumer, commercial and wealth banking anchored in the South, Midwest and Texas.
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Provides consumer and commercial banking, wealth management, mortgages and specialty finance through Regions Bank, earning interest on loans and fees from payments, advisory and investment services. Its branch-based deposit franchise is concentrated across the South, Midwest and Texas, with specialty capabilities serving clients nationwide.
Runs Regions Bank across the South, Midwest and Texas through Consumer Bank, Corporate Bank and Wealth Management. Consumer services include deposits, cards, mortgages and small-business banking; corporate offerings span lending, treasury management, capital markets, equipment finance and real estate finance. Wealth Management provides investment management, trust, brokerage and advisory services, while EnerBank supplies home-improvement financing.
A branch-based deposit franchise funds consumer and commercial loans, while treasury management, wealth, capital markets and mortgage fees broaden revenue beyond interest income. Specialty teams serve clients beyond the branch footprint, including municipal and corporate investment banking. Earnings depend on deposit pricing, interest-rate spreads and borrower credit quality, and the bank operates under extensive federal and state supervision.
Company facts
Target rangeAs of Sep 22, 2026
Latest analyst notes
| Date | Firm | Action | Prior | Current |
|---|---|---|---|---|
| Sep 23, 2026 | Truist Financial | Target | Target: $34 | Target: $31 |
| Sep 18, 2026 | Baird | Upgrade | ||
| Sep 8, 2026 | Morgan Stanley | Reiterate | Rating: —Target: $35 | Target: $36 |
| Aug 26, 2026 | Deutsche Bank | Downgrade | Target: $26 | Target: $34 |
| Jul 21, 2026 | Cantor Fitzgerald | Reiterate | Rating: —Target: $34 | Target: $35 |
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $42.59B · Total debt $7.63B · Total assets $161.30B · Shareholders' equity $18.84B
- Revenue
- $2.38B
- Operating income
- $718.0M
- Net income
- $570.0M
HistoryDividendAnnual yield
| Institutions | 88.12% | 750.74M shares | |
|---|---|---|---|
| 1,141 holders · as of Jun 30, 2026 | |||
| Insiders | 0.14% | 1.16M shares | |
| 21 holders · as of Sep 14, 2026 | |||
| Other | 11.74% | 100.02M shares | |
| remainder | |||
851.93M company shares as of Sep 23, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Date |
|---|---|---|---|
BlackRock, Inc.Institution | 9.55% | 81.33M | as of Jun 30, 2026 |
Vanguard Capital Management LLCInstitution | 6.54% | 55.72M | as of Jun 30, 2026 |
State Street CorpInstitution | 5.95% | 50.67M | as of Jun 30, 2026 |
Vanguard Portfolio Management LLCInstitution | 4.68% | 39.84M | as of Jun 30, 2026 |
Charles Schwab Investment Management IncInstitution | 3.26% | 27.77M | as of Jun 30, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Sep 10, 2026 | Anil D. Chadha | officer: Chief Financial Officer | −1 | $29.90 |
| May 7, 2026 | Brian R. Willman | officer: SEVP | −7,014 | $27.91 |
| Jan 22, 2026 | William D. Ritter | officer: SEVP | −36,000 | $28.78 |
- Truist Financial
Largest Southeast peer; full overlap in consumer, commercial, and wealth.
- Fifth Third
Midwest + Southeast rival aggressively expanding into RF's Southern markets.
- Pinnacle Financial Partners
Pinnacle+Synovus combined — $117B Southeast growth bank with direct RF overlap.
- Huntington Bancshares
Midwest super-regional with Southeast expansion and equipment-finance overlap.
- First Horizon
Tennessee-and-South regional bank with direct RF geographic overlap.
- KeyCorp
Super-regional with Consumer and Commercial Bank segments across 15 states.
- M&T Bank
Mid-Atlantic super-regional with CRE, C&I, and wealth management overlap.
- Citizens Financial Group
New England/Mid-Atlantic super-regional with national POS and education lending.
Compare
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Regions Financial | $27.69 | −0.81% | $23.82B | 11.4 | 10.2 | 2.5 | +2.2% |
| Truist Financial | $47.62 | −0.94% | $59.89B | 11.4 | 10.1 | 2.0 | +6.5% |
| Fifth Third | $52.43 | −0.63% | $47.82B | 18.0 | 12.1 | 3.2 | +45.2% |
| Pinnacle Financial Partners | $94.79 | +0.20% | $14.28B | 11.6 | 8.8 | 2.9 | +145.2% |
| Huntington Bancshares | $15.57 | −0.80% | $31.70B | 11.7 | 9.4 | 2.2 | +47.4% |
| First Horizon | $23.37 | +0.11% | $11.08B | 11.2 | 10.8 | 2.4 | +9.9% |
| KeyCorp | $20.44 | −0.22% | $22.11B | 11.9 | 10.5 | 2.1 | +7.3% |
| M&T Bank | $220.96 | −1.10% | $32.38B | 11.8 | 11.1 | 2.6 | +5.7% |
| Citizens Financial Group | $65.27 | −0.34% | $27.69B | 14.2 | 11.1 | 2.4 | +12.1% |
| Median | 11.7 | 10.6 | 2.4 | +11.0% |