PNFP · NASDAQ · Banks - Regional

Pinnacle Financial Partners (PNFP)

Provides financial services across the Southeast while unifying under the Pinnacle brand.

$95.03
vs last close+0.43 (+0.45%)
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Pinnacle Financial Partners, Inc.PNFP
Financial sector

Provides banking, investment, trust, mortgage, and insurance services to commercial and consumer clients seeking comprehensive financial relationships. The post-merger bank operates across a Southeastern and Mid-Atlantic footprint while transitioning its dual brands to Pinnacle.

Provides banking, investment, trust, mortgage, and insurance products and services to commercial and consumer clients seeking a comprehensive financial relationship. Its offices span Tennessee, Georgia, Florida, the Carolinas, Alabama, Kentucky, Virginia, and Maryland.

Formed through the combination of legacy Pinnacle and Synovus, the regional bank brings together two established Southeast banking franchises. The current public parent trades on the NYSE as PNFP.

Operations continue under both the Pinnacle and Synovus brands ahead of a planned conversion to a unified Pinnacle brand. Relationship-based growth and the integration of systems and branding shape the operating model.

Company facts

CEOKevin S. Blair
ListedJan 2, 2026
ExchangeNASDAQ
HeadquartersAtlanta, GA
CountryUnited States
Employees8,433
CIK0002082866
ISINUS72348N1090

Market cap$14.28B
EPS (ttm)$8.13
P/E (ttm)11.64
ROE7.6%
P/B0.9634
P/S2.91
Dividend yieldDiv yield1.84%
Beta0.82vs XLF 1.16

Price target$120.00+26.8%Average of 23 analysts
ConsensusBuy15 of 23 analysts
Ratings

Target rangeAs of Sep 22, 2026

Latest analyst notes

DateFirmActionPriorCurrent
Sep 16, 2026Hovde GroupInitiate
Rating: Target: $106
Rating: OutperformTarget: $125
Sep 8, 2026Morgan StanleyInitiate
Rating: Target:
Rating: OverweightTarget: $137
Aug 10, 2026Wells FargoReiterate
Rating: Target: $100
Rating: Equal WeightTarget: $118
Jul 27, 2026StephensTarget
Target: $109
Target: $112
Jul 24, 2026Piper SandlerReiterate
Rating: Target: $122
Rating: OverweightTarget: $123

Next report
Oct 21, 26
in 28 days
EPS estimate
$2.62
Revenue estimate
$1.28B
Fiscal quarter
Q3 FY26

EPSReportedEstimate

Jan '25Apr '25Jul '25Oct '25Jan '26Apr '26Jul '26Oct '26
Reported$1.90$1.90$2.00$2.27$2.24$2.39$2.50Pending
Estimate$1.80$1.80$1.92$2.04$2.26$2.32$2.46$2.62
Surprise+5.6%+5.6%+4.2%+11.3%−0.9%+3.0%+1.6%

RevenueReportedEstimate

Jan '25Apr '25Jul '25Oct '25Jan '26Apr '26Jul '26Oct '26
Reported$425.0M$407.4M$505.0M$544.8M$846.2M$1.23B$1.24BPending
Estimate$470.3M$482.2M$496.3M$523.8M$552.6M$1.20B$1.24B$1.28B
Surprise−9.6%−15.5%+1.7%+4.0%+53.1%+2.4%0.0%
Estimate$2.62
ReportedDue Oct 21, 2026
Estimate$1.28B
ReportedDue Oct 21, 2026
View details

Debt to equity74.90%
Current ratio76.20%

ProfitabilityRevenueNet incomeNet margin

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Revenue$751.2M$745.5M$711.1M$820.2M$544.8M$846.2M$1.80B$1.71B
Net income$146.7M$151.3M$140.4M$158.5M$173.4M$169.8M$150.0M$328.0M
Net margin19.5%20.3%19.7%19.3%31.8%20.1%8.3%19.1%

GrowthOperating income

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Operating income$181.1M$183.8M$170.4M$194.3M$209.7M$205.4M$189.0M$419.0M
YoY growth+7.8%+42.6%+12.6%+198.9%+15.8%+11.8%+10.9%+115.6%

Balance sheet, Jun 30, 2026Cash & short-term investments $25.80B · Total debt $11.10B · Total assets $129.06B · Shareholders' equity $14.83B

Revenue
$1.71B
Operating income
$419.0M
Net income
$328.0M
View details

Dividend yield
1.84%
Next ex-date
Nov 7, 26
estimated · in 45 days
Annual dividend
$1.74
per share
Schedule
Quarterly
4 payments a year

HistoryDividendAnnual yield

Nov '24Feb '25May '25Aug '25Nov '25Feb '26May '26Aug '26
Dividend$0.22$0.24$0.24$0.24$0.24$0.50$0.50$0.50
Annual yield0.84%0.73%0.87%1.09%1.11%1.19%1.50%1.66%
Ex-dateNov 1Feb 7May 2Aug 1Nov 7Feb 6May 1Aug 7
Payment dateNov 29Feb 28May 30Aug 29Nov 28Feb 27May 29Aug 28
View details

Institutions173.69%134.74M shares
723 holders · as of Jun 30, 2026
Insiders1.16%898.4K shares
10 holders · as of Sep 11, 2026
Adds to174.85%

77.58M company shares as of Sep 23, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing

Two share counts disagree (77.58M in the company's Sep 23, 2026 report, 151.00M elsewhere); stakes use the report.

These groups come from separate filings that can overlap, so they add to 174.85%; nothing is left for Other.

Top shareholders13F · 13D/G · Form 4

HolderStakeSharesDate
BlackRock, Inc.Institution
21.78%16.90Mas of Jun 30, 2026
Wellington Management Group LLPInstitution
14.36%11.14Mas of Jun 30, 2026
FMR LLCInstitution
13.52%10.49Mas of Jun 30, 2026
Vanguard Portfolio Management LLCInstitution
8.90%6.91Mas of Jun 30, 2026
Vanguard Capital Management LLCInstitution
8.48%6.58Mas of Jun 30, 2026

Insider tradesForm 4

DateInsiderRoleSharesAvg price
Sep 10, 2026Gregory G. Montanadirector+500$98.61
Sep 1, 2026Kevin S. Blairdirector, officer: Chief Executive Officer+2,565$97.48
Nov 26, 2025Robert A. Jr Mccabedirector, officer: CHAIRMAN−6,775$93.00
Oct 20, 2025G. Kennedy Thompsondirector+5,000$87.63
View details

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Compare

CompanyPriceChange
Pinnacle Financial Partners$95.03+0.45%$14.28B11.68.82.9+145.2%
Truist Financial$47.75−0.67%$59.89B11.410.12.0+6.5%
Regions Financial$27.70−0.77%$23.82B11.410.22.5+2.2%
First Horizon$23.38+0.15%$11.08B11.210.82.4+9.9%
SouthState$102.29−0.08%$9.93B10.810.53.1+1.2%
Median11.310.32.4+4.4%