SouthState (SSB)
Regional bank pairing branch banking with nationwide correspondent services.
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Operates a single-segment regional bank offering deposits, lending, mortgage banking, wealth management, trust, brokerage, payments, and treasury services across eight US states. Deposit funding and credit quality underpin the model, while acquisitions have shaped a footprint spanning the Southeast, Texas, and Colorado and a correspondent banking business serving clients nationwide.
Runs a single-segment regional banking franchise across the Southeast, Texas, and Colorado. Deposits fund consumer and business lending, agriculture and real-estate-secured credit, mortgage banking, wealth management, trust, brokerage, payments, and treasury services.
Extends beyond branch markets through a nationwide correspondent banking division. A banker-led operating model places decisions close to customers, while repeated bank combinations have expanded geography and customer relationships.
Depends on credit quality, deposit funding, customer relationships, and successful integration of acquired banks. Banking and finance remain the sole reported operating segment, and the current footprint reflects the addition of Texas and Colorado.
Company facts
Target rangeAs of Sep 22, 2026
Latest analyst notes
| Date | Firm | Action | Prior | Current |
|---|---|---|---|---|
| Jul 28, 2026 | Truist Financial | Target | Target: $108 | Target: $118 |
| Jul 27, 2026 | Stephens | Reiterate | Rating: —Target: $120 | Target: $116 |
| Jul 27, 2026 | Piper Sandler | Reiterate | Rating: —Target: $120 | Target: $125 |
| Jul 24, 2026 | Piper Sandler | Reiterate | Rating: —Target: $118 | Target: $120 |
| Jul 7, 2026 | Barclays | Reiterate | Rating: —Target: $123 | Target: $118 |
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $7.25B · Total debt $1.57B · Total assets $68.91B · Shareholders' equity $9.13B
- Revenue
- $395.4M
- Operating income
- −$94.5M
- Net income
- $230.0M
HistoryDividendAnnual yield
| Institutions | 89.24% | 86.54M shares | |
|---|---|---|---|
| 561 holders · as of Jun 30, 2026 | |||
| Insiders | 1.13% | 1.09M shares | |
| 25 holders · as of Aug 19, 2026 | |||
| Other | 9.63% | 9.34M shares | |
| remainder | |||
96.97M company shares as of Sep 22, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Date |
|---|---|---|---|
BlackRock, Inc.Institution | 10.13% | 9.83M | as of Jun 30, 2026 |
Vanguard Portfolio Management LLCInstitution | 6.54% | 6.34M | as of Jun 30, 2026 |
Dimensional Fund Advisors LPInstitution | 5.26% | 5.10M | as of Jun 30, 2026 |
Vanguard Capital Management LLCInstitution | 4.55% | 4.42M | as of Jun 30, 2026 |
State Street CorpInstitution | 3.98% | 3.86M | as of Jun 30, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Aug 19, 2026 | William E. V. Matthews | officer: Chief Financial Officer | −4,000 | $108.93 |
| Aug 5, 2026 | David R. Brooks | director | −24,650 | $110.00 |
| Aug 3, 2026 | David R. Brooks | director | −6,181 | $107.92 |
| Apr 28, 2026 | David R. Brooks | director | −14,300 | $98.39 |
| Feb 18, 2026 | Richard Iv Murray | officer: President | −10,156 | $104.76 |
- Truist Financial
Super-regional overlap across Southeast banking and wealth
- Pinnacle Financial Partners
Regional overlap across the Southeast and Atlantic Coast
- Regions Financial
Broad branch and commercial overlap across Southern markets
- First Horizon
Southern banking overlap in deposits, credit, and wealth
- Huntington Bancshares
Texas and Southern overlap inherited through Cadence
- Fifth Third
Growing Southeast overlap in retail and commercial banking
- Prosperity Bancshares
Texas overlap in deposits, mortgages, and treasury services
CompareAfter hours
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| SouthState | $102.37 | 0.00% | $10.00B | 10.8 | 10.5 | 3.1 | +1.2% |
| Truist Financial | $48.07 | +0.02% | $61.05B | 11.6 | 10.2 | 2.0 | +6.5% |
| Pinnacle Financial Partners | $94.60 | −0.03% | $14.57B | 11.9 | 8.8 | 3.0 | +145.2% |
| Regions Financial | $27.91 | +0.02% | $24.36B | 11.7 | 10.2 | 2.5 | +2.2% |
| First Horizon | $23.34 | +0.06% | $11.36B | 11.4 | 10.8 | 2.5 | +9.9% |
| Huntington Bancshares | $15.74 | +0.35% | $32.41B | 12.0 | 9.2 | 2.2 | +47.4% |
| Fifth Third | $52.76 | −0.08% | $48.32B | 18.2 | 12.2 | 3.2 | +45.2% |
| Prosperity Bancshares | $68.86 | −0.05% | $8.40B | 12.1 | 10.3 | 4.7 | +25.9% |
| Median | 11.9 | 10.2 | 2.5 | +25.9% |