SouthState (SSB)
Regional bank pairing branch banking with nationwide correspondent services.
$102.37
After hours0.00 (0.00%)
At close$102.37(−0.72%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 573 | 542 | 589 | 606 | 619 | 579 | 895 | 927 | 981 | 955 | 917 | 395 |
| Cost of revenue | 178 | 171 | 186 | 185 | 186 | 185 | 365 | 270 | 287 | 268 | 266 | 266 |
| Gross profit | 396 | 371 | 403 | 422 | 433 | 393 | 530 | 657 | 694 | 687 | 651 | 129 |
| 238 | 234 | 249 | 249 | 247 | 206 | 409 | 375 | 372 | 365 | 360 | 224 | |
| 164 | 194 | 170 | 169 | 166 | 174 | 216 | 8 | 8 | 364 | 231 | 224 | |
| Selling & marketing | 3 | 3 | 2 | 3 | 2 | 2 | 2 | 3 | 3 | 0 | 3 | −3 |
| General & administrative | 161 | 191 | 168 | 166 | 164 | 171 | 214 | 5 | 5 | 364 | 227 | 227 |
| Other expenses | 74 | 40 | 79 | 80 | 80 | 32 | 193 | 367 | 364 | 1 | 129 | 0 |
| Operating income | 157 | 137 | 154 | 173 | 187 | 187 | 121 | 282 | 321 | 322 | 291 | −95 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | −7 | 0 | 394 | |
| Interest income | 501 | 515 | 517 | 531 | 544 | 549 | 809 | 841 | 882 | 849 | 817 | −817 |
| Interest expense | 145 | 161 | 173 | 181 | 193 | 179 | 264 | 263 | 282 | 268 | 255 | 262 |
| Income before tax | 157 | 137 | 154 | 173 | 187 | 187 | 121 | 282 | 321 | 315 | 291 | 299 |
| Income tax expense | 33 | 30 | 38 | 40 | 43 | 43 | 32 | 67 | 75 | 68 | 66 | 69 |
| Net income from continuing operations | 124 | 107 | 115 | 132 | 143 | 144 | 89 | 215 | 247 | 248 | 226 | 230 |
| Net income | 124 | 107 | 115 | 132 | 143 | 144 | 89 | 215 | 247 | 248 | 226 | 230 |
| EPS, basic | $1.63 | $1.40 | $1.51 | $1.74 | $1.88 | $1.89 | $0.88 | $2.12 | $2.44 | $2.48 | $2.29 | $2.37 |
| EPS, diluted | $1.62 | $1.39 | $1.50 | $1.73 | $1.86 | $1.88 | $0.87 | $2.11 | $2.42 | $2.46 | $2.28 | $2.36 |
| Weighted average shares, basic | 76 | 76 | 76 | 76 | 76 | 76 | 101 | 101 | 101 | 100 | 99 | 98 |
| Weighted average shares, diluted | 77 | 77 | 77 | 77 | 77 | 77 | 102 | 102 | 102 | 101 | 99 | 98 |
| EBITDA | 172 | 151 | 168 | 187 | 200 | 202 | 157 | 322 | 371 | 322 | 330 | −133 |
| Depreciation & amortization | 15 | 14 | 14 | 14 | 14 | 15 | 35 | 40 | 49 | 0 | 39 | −39 |
| EBIT | 157 | 137 | 154 | 173 | 187 | 187 | 121 | 282 | 321 | 322 | 291 | −95 |
