Regions Financial (RF)
Consumer, commercial and wealth banking anchored in the South, Midwest and Texas.
$27.64
vs last close−0.27 (−0.99%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 2,332 | 2,329 | 2,287 | 2,307 | 2,392 | 2,387 | 2,315 | 2,430 | 2,455 | 2,408 | 2,327 | 2,378 |
| Cost of revenue | 620 | 675 | 692 | 678 | 715 | 692 | 655 | 651 | 644 | 487 | 545 | 539 |
| Gross profit | 1,712 | 1,654 | 1,595 | 1,629 | 1,677 | 1,695 | 1,660 | 1,779 | 1,811 | 1,921 | 1,782 | 1,839 |
| 1,093 | 1,183 | 1,131 | 1,004 | 1,069 | 1,038 | 1,039 | 1,073 | 1,103 | 1,213 | 1,068 | 1,121 | |
| 642 | 639 | 728 | 665 | 690 | 556 | 675 | 704 | 714 | 848 | 707 | 877 | |
| Selling & marketing | 26 | 31 | 27 | 27 | 28 | 28 | 30 | 26 | 28 | 28 | 29 | 0 |
| General & administrative | 616 | 608 | 701 | 638 | 662 | 528 | 645 | 678 | 686 | 820 | 678 | 877 |
| Other expenses | 451 | 544 | 403 | 339 | 379 | 482 | 364 | 369 | 389 | 365 | 361 | 244 |
| Operating income | 619 | 471 | 464 | 625 | 608 | 657 | 621 | 706 | 708 | 708 | 714 | 718 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | |
| Interest income | 1,766 | 1,751 | 1,724 | 1,762 | 1,820 | 1,802 | 1,725 | 1,784 | 1,796 | 1,768 | 1,702 | 1,748 |
| Interest expense | 475 | 520 | 540 | 576 | 602 | 572 | 531 | 525 | 539 | 487 | 454 | 471 |
| Income before tax | 619 | 471 | 464 | 625 | 608 | 657 | 621 | 706 | 708 | 708 | 714 | 718 |
| Income tax expense | 129 | 80 | 96 | 124 | 118 | 123 | 131 | 143 | 139 | 174 | 155 | 148 |
| Net income from continuing operations | 490 | 391 | 368 | 501 | 490 | 534 | 490 | 563 | 569 | 534 | 559 | 570 |
| Net income | 490 | 391 | 368 | 501 | 490 | 534 | 490 | 563 | 569 | 534 | 559 | 570 |
| EPS, basic | $0.49 | $0.39 | $0.37 | $0.52 | $0.49 | $0.56 | $0.51 | $0.59 | $0.62 | $0.59 | $0.63 | $0.64 |
| EPS, diluted | $0.49 | $0.39 | $0.37 | $0.52 | $0.49 | $0.56 | $0.51 | $0.59 | $0.61 | $0.58 | $0.62 | $0.64 |
| Weighted average shares, basic | 939 | 931 | 921 | 917 | 914 | 911 | 906 | 898 | 890 | 875 | 863 | 854 |
| Weighted average shares, diluted | 940 | 931 | 923 | 918 | 918 | 915 | 910 | 900 | 894 | 880 | 868 | 857 |
| EBITDA | 678 | 524 | 512 | 666 | 642 | 678 | 643 | 725 | 729 | 730 | 737 | 718 |
| Depreciation & amortization | 59 | 53 | 48 | 41 | 34 | 21 | 22 | 19 | 21 | 22 | 23 | 0 |
| EBIT | 619 | 471 | 464 | 625 | 608 | 657 | 621 | 706 | 708 | 708 | 714 | 718 |