Camden National (CAC)
Operates a Northern New England bank with lending, deposits, wealth services, and digital delivery.
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Provides deposits, lending, mortgage banking, wealth management, brokerage, insurance, and treasury services through Camden National Bank. The franchise is concentrated in Maine and New Hampshire, and its earnings depend mainly on spread banking shaped by rates, deposit costs, credit demand, and local competition.
Runs a Northern New England community-bank franchise built around Camden National Bank, taking deposits and making consumer, municipal, nonprofit, institutional, and commercial loans through one banking and related financial-services segment.
Alongside branch banking, the platform offers wealth management and trust services, brokerage, investment advisory, insurance, mortgage banking, treasury management, and digital tools such as MortgageTouch, BusinessTouch, and TreasuryLink. The footprint is concentrated in Maine and New Hampshire after the Northway merger, with select Massachusetts activity.
Relationship banking, local decision-making, digital delivery, and customer service define the operating model. Earnings depend heavily on spread banking, so interest rates, deposit costs, credit demand, and competition from banks, credit unions, fintechs, lenders, brokers, and advisors shape the business.
Company facts
Target rangeAs of Sep 22, 2026
Latest analyst notes
| Date | Firm | Action | Prior | Current |
|---|---|---|---|---|
| Sep 15, 2026 | National Bank | Target | Target: $55 | Target: $60 |
| Sep 15, 2026 | Hovde Group | Initiate | Rating: — | |
| Jul 30, 2026 | National Bank | Target | Target: $50 | Target: $55 |
| Jul 1, 2026 | Raymond James | Reiterate | Rating: —Target: $56 | Target: $58 |
| Apr 29, 2026 | Raymond James | Target | Target: — | Target: $56 |
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $99.9M · Total debt $571.1M · Total assets $6.95B · Shareholders' equity $725.9M
- Revenue
- $79.0M
- Operating income
- $14.9M
- Net income
- $23.0M
HistoryDividendAnnual yield
| Institutions | ≈ 76.08% | 12.86M shares | |
|---|---|---|---|
| 193 holders · as of Jun 30, 2026 · largest filers plus last quarter's tail | |||
| Insiders | 2.55% | 431.2K shares | |
| 24 holders · as of Sep 22, 2026 | |||
| Other | ≈ 21.37% | 3.61M shares | |
| remainder | |||
16.90M company shares as of Sep 22, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing
This quarter's institutional total failed a plausibility check; shown: the largest filers plus last quarter's remainder.
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Date |
|---|---|---|---|
BlackRock, Inc.Institution | 10.55% | 1.78M | as of Jun 30, 2026 |
Franklin Resources IncInstitution | 9.33% | 1.58M | as of Jun 30, 2026 |
FMR LLCInstitution | 7.88% | 1.33M | as of Jun 30, 2026 |
Dimensional Fund Advisors LPInstitution | 5.10% | 862,045 | as of Jun 30, 2026 |
Vanguard Capital Management LLCInstitution | 4.46% | 753,784 | as of Jun 30, 2026 |
Insider tradesForm 4
No open-market trades in the last 12 months.
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CompareAfter hours
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Camden National | $56.86 | −0.12% | $967.4M | 11.0 | 10.3 | 2.8 | +20.5% |
| Bar Harbor Bankshares | $40.13 | +0.19% | $674.4M | 13.6 | 10.8 | 3.0 | +43.8% |
| The First Bancorp | $34.64 | +0.09% | $392.4M | 10.3 | — | 2.2 | +1.2% |
| Eastern Bankshares | $21.37 | 0.00% | $4.96B | 12.2 | 10.7 | 3.5 | +29.6% |
| Independent Bank | $80.30 | −0.09% | $3.92B | 14.7 | 10.4 | 3.1 | +1.1% |
| Citizens Financial Group | $65.49 | −0.01% | $28.49B | 14.6 | 11.1 | 2.5 | +12.1% |
| Northeast Bank | $131.86 | −0.12% | $1.10B | 10.4 | 9.0 | 2.9 | +4.1% |
| Charles Schwab | $100.35 | 0.00% | $185.88B | 19.4 | 13.9 | 6.2 | +20.9% |
| Median | 13.6 | 10.7 | 3.0 | +12.1% |