Camden National (CAC)
Operates a Northern New England bank with lending, deposits, wealth services, and digital delivery.
$56.86
After hours−0.07 (−0.12%)
At close$56.93(−0.45%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 61 | 64 | 70 | 71 | 74 | 74 | 88 | 91 | 93 | 96 | 78 | 79 |
| Cost of revenue | 25 | 28 | 28 | 31 | 30 | 29 | 39 | 37 | 33 | 28 | 26 | 26 |
| Gross profit | 37 | 37 | 42 | 41 | 43 | 45 | 49 | 54 | 60 | 68 | 52 | 53 |
| 25 | 27 | 26 | 26 | 28 | 27 | 43 | 36 | 34 | 37 | 36 | 38 | |
| 15 | 15 | 16 | 16 | 17 | 16 | 20 | 19 | 20 | 1 | 34 | 37 | |
| Selling & marketing | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 2 | 0 |
| General & administrative | 15 | 15 | 16 | 16 | 17 | 16 | 20 | 19 | 20 | 1 | 33 | 37 |
| Other expenses | 10 | 11 | 10 | 10 | 11 | 11 | 23 | 16 | 13 | 36 | 2 | 1 |
| Operating income | 12 | 10 | 16 | 15 | 16 | 18 | 6 | 18 | 26 | 31 | 16 | 15 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | −3 | 12 | 14 | |
| Interest income | 58 | 60 | 60 | 62 | 64 | 63 | 78 | 79 | 81 | 82 | 78 | 79 |
| Interest expense | 25 | 27 | 29 | 30 | 30 | 28 | 30 | 30 | 30 | 28 | 26 | 26 |
| Other non-operating income | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 12 | −14 |
| Income before tax | 12 | 10 | 16 | 15 | 16 | 18 | 6 | 18 | 26 | 28 | 28 | 29 |
| Income tax expense | 2 | 2 | 3 | 3 | 3 | 4 | −1 | 4 | 5 | 6 | 6 | 6 |
| Net income from continuing operations | 10 | 8 | 13 | 12 | 13 | 15 | 7 | 14 | 21 | 23 | 22 | 23 |
| Net income | 10 | 8 | 13 | 12 | 13 | 15 | 7 | 14 | 21 | 23 | 22 | 23 |
| EPS, basic | $0.67 | $0.58 | $0.91 | $0.82 | $0.90 | $1.01 | $0.43 | $0.83 | $1.25 | $1.34 | $1.29 | $1.36 |
| EPS, diluted | $0.67 | $0.58 | $0.91 | $0.81 | $0.90 | $1.00 | $0.43 | $0.83 | $1.25 | $1.33 | $1.29 | $1.35 |
| Weighted average shares, basic | 15 | 15 | 15 | 15 | 15 | 15 | 17 | 17 | 17 | 17 | 17 | 17 |
| Weighted average shares, diluted | 15 | 15 | 15 | 15 | 15 | 15 | 17 | 17 | 17 | 17 | 17 | 17 |
| EBITDA | 13 | 11 | 17 | 16 | 17 | 19 | 9 | 21 | 29 | 33 | 5 | 31 |
| Depreciation & amortization | 1 | 1 | 1 | 1 | 1 | 1 | 3 | 3 | 3 | 1 | 1 | 1 |
| EBIT | 12 | 10 | 16 | 15 | 16 | 18 | 6 | 18 | 26 | 31 | 4 | 29 |