Central Bancompany (CBC)
Provides regional banking, commercial payments, mortgages, and wealth management.
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Provides consumer and commercial banking, payments, mortgages, and wealth services through its full-service bank subsidiary. Revenue combines deposit-funded lending with payments, mortgage, service-charge, fiduciary, and brokerage fees, while majority voting control remains with a Cook-family Voting Trust.
Operates through Consumer Banking, Commercial Banking, and Wealth Management, centered on The Central Trust Bank. Consumer offerings combine deposits, digital banking, mortgages, home-equity and installment loans, and credit cards; commercial teams provide relationship banking, lending, treasury management, merchant services, and card programs to businesses and public-sector customers. Wealth platforms offer investment management, fiduciary and estate services, brokerage, and financial planning.
Uses local market leaders to make service, growth, and hiring decisions while supporting a branch network across Missouri, Kansas, Oklahoma, Colorado, and Florida. Customer deposits are the principal funding base, while interest income, payments, mortgage banking, service charges, and fiduciary and brokerage fees provide revenue. The holding company depends substantially on bank dividends, which remain subject to capital and retained-income rules.
Company facts
Target rangeAs of Sep 21, 2026
Latest analyst notes
| Date | Firm | Action | Prior | Current |
|---|---|---|---|---|
| Sep 8, 2026 | Morgan Stanley | Downgrade | Target: $35 | Target: $36 |
| Aug 5, 2026 | Morgan Stanley | Reiterate | Rating: —Target: $32 | Target: $35 |
| Aug 5, 2026 | Stephens & Co. | Downgrade | ||
| Jun 29, 2026 | Morgan Stanley | Reiterate | Rating: —Target: — | Target: $32 |
| May 4, 2026 | Neuberger Berman | Target | Target: — | Target: $29.50 |
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $769.3M · Total debt $913.1M · Total assets $20.29B · Shareholders' equity $3.87B
- Revenue
- $330.0M
- Operating income
- $147.5M
- Net income
- $113.8M
HistoryDividendAnnual yield
| Institutions | ≈ 14.58% | 34.96M shares | |
|---|---|---|---|
| 147 holders · as of Jun 30, 2026 · largest filers plus last quarter's tail | |||
| Strategic holders | 65.43% | 156.87M shares | |
| 1 holder · as of Nov 26, 2025 | |||
| Other | ≈ 19.99% | 47.93M shares | |
| remainder | |||
239.77M company shares as of Sep 22, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing
This quarter's institutional total failed a plausibility check; shown: the largest filers plus last quarter's remainder.
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Date |
|---|---|---|---|
Central Bancompany, Inc. Amended & Restated Voting Trust Agreement, dated March 5, 2025Strategic | 65.43% | 156.87M | filed Nov 26, 2025 |
The Central Trust BankInstitution | 19.60% | 46.99M | filed Dec 12, 2025 |
Central Trust CoInstitution | 3.15% | 7.55M | as of Jun 30, 2026 |
North Reef Capital Management LPInstitution | 1.92% | 4.60M | as of Jun 30, 2026 |
FMR LLCInstitution | 0.96% | 2.30M | as of Jun 30, 2026 |
Insider tradesForm 4
Nothing filed in the last 12 months.
- Commerce Bancshares
Broad Midwest rival in banking, payments, wealth, and brokerage.
- BOK Financial
Multistate rival across banking, payments, mortgage, and wealth.
- UMB Financial
Five-state commercial, personal, wealth, and institutional banking rival.
- Great Southern Bancorp
Missouri-Kansas retail and commercial lender with Denver overlap.
Compare
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Central Bancompany | $31.68 | −0.42% | $7.63B | 17.5 | 16.1 | 6.0 | — |
| Commerce Bancshares | $55.92 | −1.12% | $8.24B | 13.8 | 12.8 | 3.8 | +11.9% |
| BOK Financial | $132.03 | −0.83% | $8.09B | 12.5 | 12.7 | 2.4 | +4.8% |
| UMB Financial | $133.88 | +0.26% | $10.14B | 11.1 | 10.1 | 2.2 | +22.9% |
| Great Southern Bancorp | $78.40 | −0.20% | $855.7M | 13.1 | 14.2 | 2.7 | −3.9% |
| Median | 12.8 | 12.7 | 2.5 | +8.4% |