Popularity #3,087Ex-dividend in 5d · $0.43
GSBC · NASDAQ · Banks - Regional

Great Southern Bancorp (GSBC)

Runs a Springfield-rooted bank across Missouri and nearby regional markets.

$78.58
vs last close+0.16 (+0.20%)
Loading prices…

Great Southern Bancorp, Inc.GSBC
Financial sector

Operates Great Southern Bank, a single banking segment focused on real estate, construction, commercial business, and consumer lending funded by deposits and wholesale borrowings. Its footprint is concentrated in Missouri and nearby states, with commercial lending offices in larger U.S. metro markets.

Operates through Great Southern Bank, its sole reportable banking segment. The bank originates residential and commercial real estate loans, construction loans, commercial business loans, and consumer loans, then funds them through public deposits, brokered deposits, and Federal Home Loan Bank and other borrowings.

Rooted in Springfield, Missouri, the franchise serves customers primarily across Missouri, Iowa, Kansas, Minnesota, Nebraska, and Arkansas. Commercial lending offices extend the reach into larger metro markets including Atlanta, Charlotte, Chicago, Dallas, Denver, Omaha, and Phoenix.

Built from a 1923 savings-and-loan origin, the company expanded through charter changes and FDIC-assisted acquisitions. The business depends on local banking competition, deposit pricing and availability, and a loan book with heavy commercial real estate and multifamily exposure.

Company facts

CEOJoseph W. Turner
ListedDec 15, 1989
ExchangeNASDAQ
HeadquartersSpringfield, MO
CountryUnited States
Employees1,075
CIK0000854560
ISINUS3909051076

Market cap$854.2M
EPS (ttm)$6.00
P/E (ttm)13.07
ROE10.6%
P/B1.33
P/S2.68
Dividend yieldDiv yield2.19%
Beta0.44vs XLF 0.91

Price target$62.00−20.9%Average of 6 analysts
ConsensusHold5 of 6 analysts
Ratings

Target rangeAs of Sep 22, 2026

Latest analyst notes

No analyst notes in the last 24 months.

Next report
Oct 21, 26
in 28 days
EPS estimate
$1.39
Revenue estimate
$56.1M
Fiscal quarter
Q3 FY26

EPSReportedEstimate

Jan '25Apr '25Jul '25Oct '25Jan '26Apr '26Jul '26Oct '26
Reported$1.27$1.47$1.72$1.56$1.45$1.58$1.45Pending
Estimate$1.32$1.26$1.37$1.55$1.38$1.27$1.38$1.39
Surprise−3.8%+16.7%+25.5%+0.6%+5.1%+24.4%+5.1%

RevenueReportedEstimate

Jan '25Apr '25Jul '25Oct '25Jan '26Apr '26Jul '26Oct '26
Reported$56.5M$55.9M$59.2M$57.8M$56.4M$55.4M$56.9MPending
Estimate$55.5M$55.5M$55.6M$55.0M$55.0M$54.8M$55.3M$56.1M
Surprise+1.7%+0.7%+6.4%+5.1%+2.4%+1.1%+2.9%
Estimate$1.39
ReportedDue Oct 21, 2026
Estimate$56.1M
ReportedDue Oct 21, 2026
View details

Debt to equity79.70%
Current ratio23.80%

ProfitabilityRevenueNet incomeNet margin

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Revenue$90.8M$89.5M$87.1M$89.5M$86.5M$80.8M$71.2M$79.9M
Net income$16.5M$14.9M$17.2M$19.8M$17.8M$16.3M$17.5M$15.8M
Net margin18.2%16.7%19.7%22.1%20.5%20.2%24.6%19.8%

GrowthOperating income

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Operating income$20.1M$18.0M$21.5M$24.3M$22.1M$19.5M$13.5M$18.6M
YoY growth−0.6%+9.8%+29.5%+16.5%+9.9%+8.4%−36.9%−23.2%

Balance sheet, Jun 30, 2026Cash & short-term investments $97.2M · Total debt $511.2M · Total assets $5.52B · Shareholders' equity $641.6M

Revenue
$79.9M
Operating income
$18.6M
Net income
$15.8M
View details

Dividend yield
2.19%
Next ex-date
Sep 28, 26
in 5 days
Annual dividend
$1.72
per share
Schedule
Quarterly
4 payments a year

HistoryDividendAnnual yieldUpcoming

Dec '24Mar '25Jun '25Sep '25Dec '25Mar '26Jun '26Sep '26
Dividend$0.40$0.40$0.40$0.43$0.43$0.43$0.43$0.43
Annual yield2.68%2.89%2.72%2.67%2.67%2.70%2.20%2.19%
Ex-dateDec 30Mar 31Jun 30Sep 29Dec 29Mar 30Jun 29Sep 28
Payment dateJan 14Apr 14Jul 15Oct 14Jan 13Apr 14Jul 14Oct 14
View details

Institutions≈ 52.56%5.73M shares
154 holders · as of Jun 30, 2026 · largest filers plus last quarter's tail
Insiders12.75%1.39M shares
11 holders · as of Aug 20, 2026
Other≈ 34.69%3.78M shares
remainder

10.89M company shares as of Sep 23, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing

This quarter's institutional total failed a plausibility check; shown: the largest filers plus last quarter's remainder.

Top shareholders13F · 13D/G · Form 4

HolderStakeSharesDate
Earl A. Jr SteinertInsiderdirector
8.63%939,596filed May 26, 2026
BlackRock, Inc.Institution
7.10%773,168as of Jun 30, 2026
Dimensional Fund Advisors LPInstitution
6.42%699,360as of Jun 30, 2026
Vanguard Capital Management LLCInstitution
3.49%380,637as of Jun 30, 2026
State Street CorpInstitution
3.37%367,271as of Jun 30, 2026

Insider tradesForm 4

DateInsiderRoleSharesAvg price
Aug 17, 2026Julie A. Browndirector−851$81.00
May 26, 2026Earl A. Jr Steinertdirector−4,500$71.62
May 18, 2026William V. Turnerdirector−6,000$68.35
May 6, 2026Kevin L. Bakerother: Vice President of Subsidiary−2,800$69.96
May 1, 2026Mark A. Maplesother: Vice President of Subsidiary−2,387$68.96
View details

Compare

CompanyPriceChange
Great Southern Bancorp$78.58+0.20%$854.2M13.114.22.7−3.9%
Commerce Bancshares$55.80+0.21%$8.12B13.512.73.7+11.9%
UMB Financial$134.59+0.28%$10.19B11.210.22.2+22.9%
Simmons First National$23.16+2.93%$3.26B10.65.7+69,452.9%
Equity Bancshares$48.33−0.47%$998.7M27.79.62.6+42.3%
Southern Missouri Bancorp$71.64+0.26%$787.1M11.110.72.5+8.7%
Enterprise Financial Services$60.33−0.11%$2.19B12.010.72.2+30.9%
First Busey$29.85+0.45%$2.51B10.711.22.7−1.9%
Bank OZK$46.85−0.37%$5.13B7.88.21.9+1.8%
Median11.210.62.6+17.4%