Bank OZK (OZK)
Provides branch banking alongside nationwide real-estate construction and RV and marine lending.
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Provides branch-based banking across nine states alongside nationwide specialty lending. Its core specialties include commercial-real-estate construction and development finance and dealer-network consumer loans for recreational vehicles and marine products.
Operates a multistate branch banking franchise while extending specialized lending nationwide. Its Real Estate Specialties Group, or RESG, finances commercial-real-estate construction and development, while its indirect lending division makes dealer-network consumer loans for RV and marine products.
The bank expanded beyond its Arkansas community-bank roots through acquisitions and later adopted the Bank OZK name as its presence broadened. Its branch network supports a nine-state footprint, while specialty lending serves major U.S. markets.
George Gleason remains chairman and chief executive. The business is shaped by its reliance on a branch-based deposit franchise and by concentration in RESG lending.
Company facts
Target rangeAs of Sep 21, 2026
Latest analyst notes
| Date | Firm | Action | Prior | Current |
|---|---|---|---|---|
| Sep 8, 2026 | Morgan Stanley | Downgrade | ||
| Sep 1, 2026 | Raymond James | Initiate | Rating: — | |
| Jul 22, 2026 | Piper Sandler | Reiterate | Rating: —Target: $62 | Target: $61 |
| Jul 6, 2026 | Wells Fargo | Reiterate | Rating: —Target: $50 | Target: $52 |
| Jul 6, 2026 | Cowen & Co. | Downgrade |
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $1.55B · Total debt $668.2M · Total assets $41.70B · Shareholders' equity $6.28B
- Revenue
- $672.9M
- Operating income
- $213.8M
- Net income
- $167.4M
HistoryDividendAnnual yield
| Institutions | ≥ 99.28% | 108.38M shares | |
|---|---|---|---|
| 544 holders · as of Jun 30, 2026 | |||
| Strategic holders | 9.62% | 10.50M shares | |
| 1 holder · as of Feb 3, 2023 | |||
| Adds to | 108.90% | ||
109.17M company shares as of Aug 21, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing
The share count is from the company's Apr 2017 quarterly report; nothing newer is on file here.
Institutional filings for OZRK (100% of the company) are not on file here, so the institutional figure is a floor.
These groups come from separate filings that can overlap, so they add to 108.90%; nothing is left for Other.
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Date |
|---|---|---|---|
BlackRock, Inc.Institution | 9.84% | 10.74M | as of Jun 30, 2026 |
BlackRock, Inc.Strategic | 9.62% | 10.50M | filed Feb 3, 2023 |
Dimensional Fund Advisors LPInstitution | 6.12% | 6.68M | as of Jun 30, 2026 |
State Street CorpInstitution | 5.57% | 6.08M | as of Jun 30, 2026 |
Vanguard Portfolio Management LLCInstitution | 4.76% | 5.20M | as of Jun 30, 2026 |
Insider tradesForm 4
Nothing filed in the last 12 months.
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- BankUnited
Florida-centered commercial bank with CRE and construction loans
Compare
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Bank OZK | $47.30 | −0.94% | $5.21B | 7.9 | 8.2 | 1.9 | +1.8% |
| Wells Fargo | $83.68 | −3.31% | $261.71B | 12.5 | 11.2 | 2.0 | +8.6% |
| JPMorgan Chase | $340.76 | −3.20% | $943.29B | 15.2 | 14.1 | 3.2 | +27.8% |
| Truist Financial | $48.13 | −1.79% | $61.05B | 11.6 | 10.2 | 2.0 | +6.5% |
| Regions Financial | $28.04 | −1.78% | $24.36B | 11.7 | 10.3 | 2.5 | +2.2% |
| BankUnited | $44.23 | −0.49% | $3.23B | 12.5 | 10.4 | 1.7 | +3.9% |
| Median | 12.5 | 10.4 | 2.0 | +6.5% |