Capital One (COF)
Credit-card bank operating Discover payment networks and Brex business-finance software.
$201.97
vs last close−2.95 (−1.44%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 12,816 | 13,132 | 13,091 | 13,267 | 13,798 | 13,809 | 13,405 | 16,410 | 19,823 | 19,614 | 19,317 | 19,861 |
| Cost of revenue | 5,734 | 6,483 | 6,372 | 7,643 | 6,266 | 6,261 | 5,774 | 15,263 | 7,073 | 8,363 | 8,154 | 2,989 |
| Gross profit | 7,082 | 6,649 | 6,719 | 5,624 | 7,532 | 7,548 | 7,631 | 1,147 | 12,750 | 11,251 | 11,163 | 16,872 |
| 4,860 | 5,717 | 5,137 | 4,973 | 5,314 | 6,089 | 5,902 | 7,076 | 8,368 | 9,152 | 8,464 | 9,528 | |
| 3,246 | 3,538 | 3,488 | 3,264 | 3,504 | 3,704 | 3,748 | 4,344 | 4,899 | 5,364 | 5,168 | 8,547 | |
| Selling & marketing | 972 | 1,254 | 1,010 | 1,064 | 1,113 | 1,375 | 1,202 | 1,345 | 1,403 | 1,934 | 1,497 | 1,661 |
| General & administrative | 2,274 | 2,284 | 2,478 | 2,200 | 2,391 | 2,329 | 2,546 | 2,999 | 3,496 | 3,430 | 3,671 | 6,886 |
| Other expenses | 1,614 | 2,179 | 1,649 | 1,709 | 1,810 | 2,385 | 2,154 | 2,732 | 3,469 | 3,788 | 3,296 | 981 |
| Operating income | 2,222 | 932 | 1,582 | 651 | 2,218 | 1,459 | 1,729 | −5,929 | 4,382 | 2,099 | 2,699 | 7,344 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | −3,526 | |
| Interest income | 10,873 | 11,145 | 11,177 | 11,280 | 11,860 | 11,717 | 11,418 | 13,828 | 16,763 | 16,687 | 16,231 | 0 |
| Interest expense | 3,450 | 3,626 | 3,689 | 3,734 | 3,784 | 3,619 | 3,405 | 3,833 | 4,359 | 4,221 | 4,086 | 4,011 |
| Income before tax | 2,222 | 932 | 1,582 | 651 | 2,218 | 1,459 | 1,729 | −5,929 | 4,382 | 2,099 | 2,699 | 3,818 |
| Income tax expense | 432 | 226 | 302 | 54 | 441 | 366 | 325 | −1,666 | 1,189 | 345 | 518 | 798 |
| Net income from continuing operations | 1,790 | 706 | 1,280 | 597 | 1,777 | 1,093 | 1,404 | −4,263 | 3,193 | 1,754 | 2,181 | 3,020 |
| Discontinued operations | 0 | 0 | 0 | 0 | 0 | 0 | 0 | −14 | −1 | 380 | −7 | 0 |
| Other adjustments | 0 | 0 | 0 | 0 | 0 | 3 | 0 | 0 | 0 | 0 | 0 | 0 |
| Net income | 1,790 | 706 | 1,280 | 597 | 1,777 | 1,096 | 1,404 | −4,277 | 3,192 | 2,134 | 2,174 | 3,020 |
| EPS, basic | $4.46 | $1.67 | $3.14 | $1.39 | $4.42 | $2.67 | $3.46 | −$8.58 | $4.83 | $3.26 | $3.34 | $4.73 |
| EPS, diluted | $4.45 | $1.67 | $3.13 | $1.38 | $4.41 | $2.67 | $3.45 | −$8.58 | $4.83 | $3.26 | $3.34 | $4.73 |
| Weighted average shares, basic | 383 | 382 | 382 | 383 | 383 | 382 | 383 | 506 | 639 | 631 | 623 | 621 |
| Weighted average shares, diluted | 383 | 383 | 383 | 384 | 384 | 383 | 384 | 506 | 640 | 632 | 623 | 621 |
| EBITDA | 3,074 | 1,730 | 2,388 | 1,462 | 3,024 | 2,273 | 2,541 | −4,918 | 6,214 | 3,704 | 4,209 | 7,851 |
| Depreciation & amortization | 852 | 798 | 806 | 811 | 806 | 814 | 812 | 1,011 | 1,832 | 1,605 | 1,510 | 507 |
| EBIT | 2,222 | 932 | 1,582 | 651 | 2,218 | 1,459 | 1,729 | −5,929 | 4,382 | 2,099 | 2,699 | 7,344 |