Customers Bancorp (CUBI)
Branch-light commercial banking, specialty lending, and instant payments for businesses and consumers.
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Earns mainly from loans funded by deposits while providing treasury services and cubiX business payments. A branch-light, relationship-led model combines regional commercial banking with national specialty finance in a single regulated banking segment.
Owns Customers Bank, a branch-light commercial bank serving businesses and consumers through loans, deposits, treasury management, and payments. Local commercial and real estate banking is concentrated in the Northeast and Mid-Atlantic, while specialized lending, mortgage finance, equipment finance, SBA lending, and digital banking reach clients nationally.
Combines dedicated relationship managers with digital delivery, using specialty teams for fund finance, technology and venture, healthcare, financial institutions, municipal finance, and real estate specialty finance. The proprietary cubiX platform provides institutional clients with continuous API-based business payments and supports deposit gathering.
Operates as a single banking segment funded mainly by deposits. Results depend on credit underwriting, interest-rate and liquidity management, cybersecurity, and compliance; federal and Pennsylvania orders continue to govern digital-asset services, anti-money-laundering, sanctions, and board oversight.
Company facts
Target rangeAs of Sep 21, 2026
Latest analyst notes
| Date | Firm | Action | Prior | Current |
|---|---|---|---|---|
| Sep 8, 2026 | Morgan Stanley | Downgrade | Target: $88 | Target: $89 |
| Jul 27, 2026 | DA Davidson | Reiterate | Rating: —Target: $93 | Target: $100 |
| Jul 1, 2026 | Fundamental Research | Target | Target: — | Target: $94 |
| Jun 29, 2026 | Morgan Stanley | Reiterate | Rating: —Target: $90 | Target: $88 |
| Jun 26, 2026 | Piper Sandler | Reiterate | Rating: —Target: $86 | Target: $92 |
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $85.5M · Total debt $2.37B · Total assets $26.52B · Shareholders' equity $2.21B
- Revenue
- $344.7M
- Operating income
- $55.4M
- Net income
- $71.6M
No dividends on record.
| Institutions | ≈ 101.04% | 34.18M shares | |
|---|---|---|---|
| 303 holders · as of Jun 30, 2026 · largest filers plus last quarter's tail | |||
| Insiders | 11.41% | 3.86M shares | |
| 23 holders · as of Sep 17, 2026 | |||
| Adds to | 112.45% | ||
33.83M company shares as of Sep 22, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing
This quarter's institutional total failed a plausibility check; shown: the largest filers plus last quarter's remainder.
These groups come from separate filings that can overlap, so they add to 112.45%; nothing is left for Other.
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Date |
|---|---|---|---|
BlackRock, Inc.Institution | 14.40% | 4.87M | as of Jun 30, 2026 |
Wellington Management Group LLPInstitution | 11.93% | 4.04M | as of Jun 30, 2026 |
State Street CorpInstitution | 6.15% | 2.08M | as of Jun 30, 2026 |
Dimensional Fund Advisors LPInstitution | 5.95% | 2.01M | as of Jun 30, 2026 |
Hood River Capital Management LLCInstitution | 5.74% | 1.94M | as of Jun 30, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Aug 13, 2026 | Andrea R. Allon | director | −10,000 | $82.81 |
| Aug 3, 2026 | Jay S. Sidhu | director, officer: Chairman | −68,821 | $80.09 |
| Jul 30, 2026 | Jay S. Sidhu | director, officer: Chairman | −835 | $79.00 |
| Jul 29, 2026 | Jay S. Sidhu | director, officer: Chairman | −30,344 | $79.20 |
| May 29, 2026 | Lyle Cunningham | officer: Chief Banking Officer | −47,914 | $75.03 |
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Compare
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Customers Bancorp | $78.09 | −0.99% | $2.67B | 9.6 | 8.7 | 1.8 | +12.4% |
| The Bancorp | $50.94 | +1.32% | $2.09B | 9.5 | 7.4 | 2.8 | −24.0% |
| Pathward Financial | $75.14 | −1.01% | $1.60B | 9.5 | 8.0 | 2.0 | −3.1% |
| Axos Financial | $90.20 | −0.47% | $5.16B | 10.7 | 9.3 | 2.4 | +18.1% |
| Western Alliance | $77.86 | −1.01% | $8.59B | 8.8 | 7.5 | 1.7 | +17.7% |
| Texas Capital | $95.10 | +0.11% | $4.13B | 12.5 | 12.4 | 2.1 | +9.1% |
| Live Oak Bancshares | $37.99 | −0.08% | $1.76B | 13.4 | 10.5 | 1.6 | +10.0% |
| Valley National Bancorp | $13.27 | −1.01% | $7.43B | 11.2 | 9.4 | 2.5 | +13.3% |
| Median | 10.7 | 9.3 | 2.1 | +10.0% |