Texas Capital (TCBI)
Commercial bank pairing Texas relationships with national mortgage finance and capital-markets services.
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Provides commercial and private banking, mortgage finance, treasury, wealth, and investment-banking services, earning mainly from loan and securities interest plus fees. Texas remains the core market, while specialized lines such as mortgage finance and Bask Bank reach clients and depositors nationwide.
Serves businesses, entrepreneurs, and individuals through commercial banking, mortgage finance, treasury solutions, private banking, wealth management, and investment banking. Lending spans commercial, mortgage warehouse, and commercial real estate credit; Texas Capital Securities adds advisory, underwriting, research, and sales and trading. Bask Bank gathers consumer deposits nationally through an online platform.
Combines relationship banking with specialized national businesses, allowing clients to use lending, payments, risk management, and capital-markets services on one platform. Texas remains the core market, centered on Austin, Dallas, Fort Worth, Houston, and San Antonio, while mortgage finance, homebuilder finance, corporate and investment banking, and Bask Bank extend nationally. Earnings depend heavily on net interest income and commercial credit quality. All divisions and subsidiaries are managed as one reportable segment; the state-chartered bank and registered broker-dealer operate under separate banking and securities regulators.
Company facts
Target rangeAs of Sep 22, 2026
Latest analyst notes
| Date | Firm | Action | Prior | Current |
|---|---|---|---|---|
| Aug 3, 2026 | Barclays | Upgrade | ||
| Jul 23, 2026 | Stephens | Reiterate | Rating: —Target: $114 | Target: $112 |
| Jul 1, 2026 | Fundamental Research | Target | Target: — | Target: $110 |
| Jun 30, 2026 | Citigroup | Upgrade | ||
| Apr 24, 2026 | RBC Capital | Reiterate | Rating: —Target: $110 | Target: $114 |
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $8.26B · Total debt $850.9M · Total assets $33.91B · Shareholders' equity $3.65B
- Revenue
- $439.9M
- Operating income
- $112.0M
- Net income
- $84.9M
HistoryDividendAnnual yield
| Institutions | ≈ 107.00% | 46.52M shares | |
|---|---|---|---|
| 378 holders · as of Jun 30, 2026 · largest filers plus last quarter's tail | |||
| Insiders | 2.45% | 1.06M shares | |
| 19 holders · as of Aug 20, 2026 | |||
| Adds to | 109.45% | ||
43.47M company shares as of Sep 22, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing
This quarter's institutional total failed a plausibility check; shown: the largest filers plus last quarter's remainder.
These groups come from separate filings that can overlap, so they add to 109.45%; nothing is left for Other.
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Date |
|---|---|---|---|
BlackRock, Inc.Institution | 12.88% | 5.60M | as of Jun 30, 2026 |
T. Rowe Price Investment Management, Inc.Institution | 7.79% | 3.39M | as of Jun 30, 2026 |
Dimensional Fund Advisors LPInstitution | 6.61% | 2.87M | as of Jun 30, 2026 |
AQR Capital Management LLCInstitution | 6.12% | 2.66M | as of Jun 30, 2026 |
North Reef Capital Management L.P.Institution | 5.93% | 2.58M | filed Apr 23, 2025 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Jul 24, 2026 | Ellen Detrich | officer: Controller | −2,045 | $100.03 |
| Jun 15, 2026 | John Matthew Scurlock | officer: Chief Financial Officer | +44 | $101.29 |
| Jun 9, 2026 | Anna M. Alvarado | officer: Chief Legal Officer | −3,500 | $100.95 |
| Jun 8, 2026 | Rob C. Holmes | officer: Chairman, President and CEO | −49,500 | $101.22 |
| Jun 5, 2026 | Rob C. Holmes | officer: Chairman, President and CEO | −49,100 | $101.88 |
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CompareAfter hours
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Texas Capital | $94.47 | −0.08% | $4.13B | 12.5 | 12.3 | 2.1 | +9.1% |
| Cullen/Frost Bankers | $156.02 | −0.03% | $9.87B | 15.0 | 13.7 | 3.7 | +9.4% |
| Zions Bancorporation | $63.76 | +0.12% | $9.48B | 8.3 | 9.7 | 1.8 | +4.8% |
| Stifel Financial | $73.18 | +0.03% | $11.48B | 8.9 | 10.5 | 1.7 | +13.2% |
| Western Alliance | $78.00 | +0.28% | $8.59B | 8.8 | 7.5 | 1.7 | +17.7% |
| Pinnacle Financial Partners | $94.80 | +0.18% | $14.57B | 11.9 | 8.8 | 3.0 | +145.2% |
| Piper Sandler | $72.74 | −0.03% | $4.99B | 17.1 | 14.6 | 2.4 | +22.2% |
| Median | 10.4 | 10.1 | 2.1 | +15.4% |