Texas Capital (TCBI)
Commercial bank pairing Texas relationships with national mortgage finance and capital-markets services.
$94.47
After hours−0.08 (−0.08%)
At close$94.55(−0.47%)
In millions of USD, except per-share figures
| In millions | Q3 FY23Sep 2023 | Q4 FY23Dec 2023 | Q1 FY24Mar 2024 | Q2 FY24Jun 2024 | Q3 FY24Sep 2024 | Q4 FY24Dec 2024 | Q1 FY25Mar 2025 | Q2 FY25Jun 2025 | Q3 FY25Sep 2025 | Q4 FY25Dec 2025 | Q1 FY26Mar 2026 | Q2 FY26Jun 2026 |
|---|---|---|---|---|---|---|---|---|---|---|---|---|
| Revenue | 473 | 448 | 459 | 472 | 338 | 492 | 472 | 494 | 529 | 504 | 488 | 440 |
| Cost of revenue | 212 | 221 | 221 | 225 | 222 | 226 | 208 | 201 | 201 | 177 | 180 | 180 |
| Gross profit | 261 | 227 | 237 | 247 | 115 | 266 | 263 | 292 | 328 | 327 | 308 | 260 |
| 180 | 201 | 202 | 188 | 195 | 172 | 203 | 190 | 191 | 184 | 214 | 148 | |
| 121 | 139 | 143 | 130 | 132 | 107 | 142 | 129 | 128 | 114 | 149 | 144 | |
| Selling & marketing | 5 | 6 | 6 | 6 | 6 | 4 | 5 | 4 | 3 | 5 | 5 | 5 |
| General & administrative | 116 | 133 | 137 | 124 | 126 | 102 | 137 | 125 | 125 | 109 | 144 | 139 |
| Other expenses | 59 | 63 | 59 | 58 | 63 | 65 | 61 | 61 | 62 | 70 | 64 | 5 |
| Operating income | 81 | 25 | 35 | 59 | −80 | 94 | 60 | 102 | 138 | 143 | 94 | 112 |
| 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | 0 | −11 | 0 | 0 | |
| Interest income | 426 | 417 | 417 | 422 | 453 | 438 | 427 | 440 | 461 | 444 | 419 | 430 |
| Interest expense | 194 | 202 | 202 | 205 | 212 | 208 | 191 | 186 | 189 | 177 | 164 | 180 |
| Income before tax | 81 | 25 | 35 | 59 | −80 | 94 | 60 | 102 | 138 | 132 | 94 | 112 |
| Income tax expense | 19 | 5 | 9 | 17 | −19 | 22 | 13 | 25 | 33 | 32 | 21 | 27 |
| Net income from continuing operations | 62 | 20 | 26 | 42 | −61 | 71 | 47 | 77 | 105 | 101 | 74 | 85 |
| Net income | 62 | 20 | 26 | 42 | −61 | 71 | 47 | 77 | 105 | 101 | 74 | 85 |
| EPS, basic | $1.19 | $0.33 | $0.46 | $0.80 | −$1.42 | $1.44 | $0.93 | $1.59 | $2.21 | $2.14 | $1.58 | $1.79 |
| EPS, diluted | $1.18 | $0.33 | $0.46 | $0.80 | −$1.42 | $1.43 | $0.92 | $1.58 | $2.18 | $2.12 | $1.56 | $1.77 |
| Weighted average shares, basic | 48 | 48 | 47 | 47 | 46 | 46 | 46 | 46 | 46 | 45 | 45 | 45 |
| Weighted average shares, diluted | 49 | 48 | 48 | 47 | 47 | 47 | 47 | 46 | 46 | 45 | 45 | 45 |
| EBITDA | 92 | 35 | 46 | 73 | −66 | 109 | 70 | 117 | 150 | 159 | 107 | 125 |
| Depreciation & amortization | 11 | 10 | 11 | 14 | 14 | 15 | 9 | 14 | 13 | 16 | 13 | 13 |
| EBIT | 81 | 25 | 35 | 59 | −80 | 94 | 60 | 102 | 138 | 143 | 94 | 112 |
