CWBC · NASDAQ · Banks - Regional

Community West Bancshares (CWBC)

Owns Community West Bank, a relationship lender across Central California.

$25.74
After-hours close0.00 (0.00%)
At close$25.74(−0.77%)
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Community West BancsharesCWBC
Financial sector

Operates through Community West Bank, taking deposits and making commercial, real estate, agribusiness, SBA, private-banking, and cash-management loans and services across Central California. Growth has come through local bank acquisitions, with the latest merger adding integration work to a franchise tied to regional deposits, credit quality, and real estate conditions.

Runs through Community West Bank, a California state-chartered bank with banking offices concentrated in Central California, from Greater Sacramento through the San Joaquin Valley and west to the Central Coast. The holding company reports one operating segment because the branch network sells banking products within the same domestic market.

Core work is relationship banking: deposits, commercial lending, real estate and agribusiness lending, SBA lending, private banking, and cash management. Local reputation, officer and director contacts, referrals, and personalized service are explicit competitive tools.

Acquisition integration shapes the current franchise after the Community West combination and the later United Security merger. Performance depends on Central California business activity, agriculture-linked local conditions, real estate collateral, deposit gathering, and regulated bank competition.

Company facts

CEOJames J. Kim
ListedApr 1, 2024
ExchangeNASDAQ
HeadquartersFresno, CA
CountryUnited States
Employees341
CIK0001127371
ISINUS2039371073

Market cap$546.2M
EPS (ttm)$1.85
P/E (ttm)14.03
ROE7.9%
P/B0.8985
P/S2.77
Dividend yieldDiv yield1.85%
Beta0.52vs XLF 0.73

Price target$30.50+18.2%Average of 4 analysts
ConsensusBuy3 of 4 analysts
Ratings

Target rangeAs of Sep 22, 2026

Latest analyst notes

DateFirmActionPriorCurrent
Apr 27, 2026Piper SandlerReiterate
Rating: Target: $19
Rating: OverweightTarget: $30.50
Jan 26, 2026DA DavidsonReiterate
Rating: Target: $26
Rating: BuyTarget: $29
Dec 19, 2025DA DavidsonReiterate
Rating: Target:
Rating: BuyTarget: $26

Next report
Oct 15, 26
estimated · in 23 days
EPS estimate
$0.56
Revenue estimate
$56.8M
Fiscal quarter
Q3 FY26

EPSReportedEstimate

Jan '25Apr '25Jul '25Oct '25Jan '26Apr '26Jul '26Oct '26
Reported$0.38$0.45$0.41$0.57$0.60$0.61$0.10Pending
Estimate$0.45$0.47$0.49$0.53$0.57$0.53$0.30$0.56
Surprise−15.6%−4.3%−16.3%+7.5%+5.3%+15.1%−67.1%

RevenueReportedEstimate

Jan '25Apr '25Jul '25Oct '25Jan '26Apr '26Jul '26Oct '26
Reported$33.4M$34.2M$35.7M$37.3M$38.3M$38.8M$49.3MPending
Estimate$34.4M$35.7M$36.8M$38.5M$38.4M$38.4M$55.6M$56.8M
Surprise−2.9%−4.3%−3.0%−3.2%−0.2%+1.0%−11.4%
Estimate$0.56
ReportedDue Oct 15, 2026
Estimate$56.8M
ReportedDue Oct 15, 2026
View details

Debt to equity41.20%
Current ratio14.80%

ProfitabilityRevenueNet incomeNet margin

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Revenue$45.6M$46.8M$47.1M$48.4M$49.2M$49.2M$50.1M$48.7M
Net income$3.4M$6.9M$8.3M$7.8M$10.9M$11.2M$11.5M$2.7M
Net margin7.4%14.7%17.6%16.2%22.1%22.7%22.9%5.5%

GrowthOperating income

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Operating income$4.2M$9.9M$11.4M$10.8M$15.1M$15.3M$15.7M$4.2M
YoY growth−51.0%+28.8%+136.7%Turned profit+262.4%+54.6%+38.3%−61.3%

Balance sheet, Jun 30, 2026Cash & short-term investments $643.4M · Total debt $250.3M · Total assets $5.03B · Shareholders' equity $607.8M

Revenue
$48.7M
Operating income
$4.2M
Net income
$2.7M
View details

Dividend yield
1.85%
Next ex-date
Nov 7, 26
estimated · in 46 days
Annual dividend
$0.48
per share
Schedule
Quarterly
4 payments a year

HistoryDividendAnnual yield

Nov '24Feb '25May '25Aug '25Oct '25Feb '26May '26Aug '26
Dividend$0.12$0.12$0.12$0.12$0.12$0.12$0.12$0.12
Annual yield2.43%2.49%2.67%2.56%2.27%1.89%2.00%1.90%
Ex-dateNov 8Feb 7May 2Aug 1Oct 31Feb 6May 8Aug 7
Payment dateNov 22Feb 21May 16Aug 15Nov 14Feb 20May 22Aug 21
View details

Institutions≈ 57.53%15.61M shares
149 holders · as of Jun 30, 2026 · largest filers plus last quarter's tail
Insiders8.66%2.35M shares
25 holders · as of Sep 1, 2026
Other≈ 33.81%9.17M shares
remainder

27.13M company shares as of Sep 23, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing

Two share counts disagree (27.13M in the company's Sep 23, 2026 report, 21.05M elsewhere); stakes use the report.

This quarter's institutional total failed a plausibility check; shown: the largest filers plus last quarter's remainder.

Top shareholders13F · 13D/G · Form 4

HolderStakeSharesDate
BlackRock, Inc.Institution
8.80%2.39Mas of Jun 30, 2026
Dimensional Fund Advisors LPInstitution
4.66%1.27Mas of Jun 30, 2026
Wellington Management Group LLPInstitution
4.19%1.14Mas of Jun 30, 2026
Vanguard Capital Management LLCInstitution
3.96%1.08Mas of Jun 30, 2026
State Street CorpInstitution
3.01%815,651as of Jun 30, 2026

Insider tradesForm 4

DateInsiderRoleSharesAvg price
Aug 31, 2026Shannon R. Livingstonofficer: EXECUTIVE VICE PRESIDENT+107$21.51
Aug 31, 2026Dawn M. Cagleofficer: EXECUTIVE VICE PRESIDENT+188$21.51
Aug 21, 2026James W. Lokeydirector+54$25.92
Aug 21, 2026Kirk Stovesanddirector+255$26.10
Aug 10, 2026Jagroop Gilldirector+4,770$24.88
View details

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Median12.912.13.6+7.7%