TriCo Bancshares (TCBK)
Runs Tri Counties Bank for California consumers, small businesses, and commercial clients.
Something off on this page? Send us feedback.
Operates a California community-bank network through Tri Counties Bank, serving consumers, small businesses, and commercial clients with deposits, loans, treasury management, and wealth services. Revenue-producing activity is managed as one banking segment, with local relationships, California credit demand, deposit competition, and bank regulation shaping the model.
Operates through Tri Counties Bank, a California-chartered commercial bank based in Chico. The bank serves consumers, small businesses, and commercial clients with demand, savings, and time deposits; small-business, commercial, real-estate, and consumer loans; treasury management; safe deposit boxes at some branches; and wealth services through Tri Counties Advisors and Raymond James.
Runs as one reportable banking segment, concentrated in California communities and supported by branches, online and mobile banking, a nationwide surcharge-free ATM network, and phone bankers. Lending is tied to individuals and businesses in its California markets, with commercial real estate a major part of the loan book.
Relies on local relationships, personalized service, and community reputation against larger banks, credit unions, brokers, funds, and fintech lenders. Operations are supervised by the Federal Reserve, California DFPI, and FDIC, and growth near larger-bank thresholds adds consumer-regulatory dependence.
Company facts
Target rangeAs of Sep 22, 2026
Latest analyst notes
| Date | Firm | Action | Prior | Current |
|---|---|---|---|---|
| Jul 27, 2026 | DA Davidson | Reiterate | Rating: —Target: $66 | Target: $65 |
| Jul 14, 2026 | DA Davidson | Reiterate | Rating: —Target: $54 | Target: $66 |
| Jul 14, 2026 | Raymond James | Downgrade | ||
| Jul 14, 2026 | Piper Sandler | Downgrade | Target: $63 | Target: $61 |
| Jul 13, 2026 | Jefferies | Upgrade | Rating: — |
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $105.2M · Total debt $77.1M · Total assets $9.93B · Shareholders' equity $1.34B
- Revenue
- $137.5M
- Operating income
- $46.3M
- Net income
- $34.2M
HistoryDividendAnnual yield
| Institutions | ≈ 72.86% | 23.29M shares | |
|---|---|---|---|
| 215 holders · as of Jun 30, 2026 · largest filers plus last quarter's tail | |||
| Insiders | 5.50% | 1.76M shares | |
| 19 holders · as of Jun 29, 2026 | |||
| Other | ≈ 21.64% | 6.92M shares | |
| remainder | |||
31.97M company shares as of Sep 22, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing
This quarter's institutional total failed a plausibility check; shown: the largest filers plus last quarter's remainder.
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Date |
|---|---|---|---|
FMR LLCInstitution | 8.80% | 2.81M | as of Jun 30, 2026 |
BlackRock, Inc.Institution | 7.97% | 2.55M | as of Jun 30, 2026 |
Dimensional Fund Advisors LPInstitution | 5.41% | 1.73M | as of Jun 30, 2026 |
Franklin Resources IncInstitution | 5.19% | 1.66M | as of Jun 30, 2026 |
Vanguard Capital Management LLCInstitution | 3.93% | 1.26M | as of Jun 30, 2026 |
Insider tradesForm 4
No open-market trades in the last 12 months.
- CVB Financial
California business bank across deposits, CRE, and treasury
- Banc of California
Larger relationship business bank with California branch scale
- Westamerica Bancorp
Northern and Central California branch-bank deposit competitor
- Community West Bancshares
Central California community bank across real estate and ag lending
- Five Star Bancorp
Northern California business bank focused on CRE-heavy lending
- Sierra Bancorp
Central California branch bank with CRE, ag, and small-business lending
- Bank of Marin
Northern California community bank for business deposits and CRE
- Preferred Bank
California commercial bank concentrated in CRE and business banking
CompareAfter hours
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| TriCo Bancshares | $52.32 | −0.06% | $1.70B | 12.7 | 12.1 | 3.1 | +9.9% |
| CVB Financial | $22.16 | −0.05% | $3.22B | 14.8 | 12.0 | 4.6 | +42.0% |
| Banc of California | $18.19 | +0.48% | $2.81B | — | 9.5 | 1.6 | +4.7% |
| Westamerica Bancorp | $59.04 | 0.00% | $1.40B | 13.1 | 12.7 | 5.3 | −2.5% |
| Community West Bancshares | $25.74 | 0.00% | $546.2M | 14.0 | 9.6 | 2.8 | +38.2% |
| Five Star Bancorp | $44.17 | 0.00% | $1.07B | 13.1 | 12.6 | 3.8 | +25.1% |
| Sierra Bancorp | $40.01 | −0.05% | $523.2M | 11.7 | 11.0 | 2.6 | +5.4% |
| Bank of Marin | $28.00 | 0.00% | $454.9M | 6.9 | 12.1 | 2.3 | +73.1% |
| Preferred Bank | $106.29 | −0.06% | $1.26B | 9.7 | 9.9 | 2.5 | +4.0% |
| Median | 13.1 | 11.5 | 2.7 | +15.3% |