Donegal Group (DGICA)
Writes commercial and personal P&C policies through independent agents across regional U.S. markets.
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Writes commercial and personal property-and-casualty coverage through independent agents in a 21-state regional footprint. Commercial lines anchor the book, while public-company economics and voting control are shaped by pooling, reinsurance, and personnel arrangements with Donegal Mutual.
Writes property-and-casualty insurance through subsidiaries and affiliates that operate as Donegal Insurance Group. Commercial lines include commercial auto, commercial multi-peril and workers' compensation; personal lines center on private passenger auto and homeowners coverage.
Distribution runs exclusively through independent insurance agencies in Mid-Atlantic, Midwestern, Southern and Southwestern states. The model relies on agency relationships, consistent product offerings, base commissions, growth incentives and profit-sharing programs.
The public company sits under Donegal Mutual, which keeps voting control and employs the personnel serving the insurance subsidiaries. Underwriting results depend on the Atlantic States pooling arrangement, reinsurance with Donegal Mutual, rate and reserve adequacy, weather losses, loss-cost inflation and reinsurance availability.
Company facts
No analyst consensus on record.
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $492.6M · Total debt $35.0M · Total assets $2.48B · Shareholders' equity $666.1M
- Revenue
- $241.1M
- Operating income
- $27.5M
- Net income
- $22.3M
HistoryDividendAnnual yield
| Institutions | ≥ 37.00% | 13.73M shares | |
|---|---|---|---|
| 155 holders · as of Jun 30, 2026 | |||
| Other | ≤ 63.00% | 23.39M shares | |
| remainder | |||
37.12M company shares as of Sep 22, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing
Institutional filings for DGICB, DGICB (100% of the company) are not on file here, so the institutional figure is a floor.
This company has 2 share classes; every stake here is a share of the whole company.
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Date |
|---|---|---|---|
BlackRock, Inc.Institution | 5.84% | 2.17M B | as of Jun 30, 2026 |
Dimensional Fund Advisors LPInstitution | 4.87% | 1.81M B | as of Jun 30, 2026 |
Vanguard Capital Management LLCInstitution | 1.90% | 706,706 B | as of Jun 30, 2026 |
Geode Capital Management, LLCInstitution | 1.61% | 596,546 B | as of Jun 30, 2026 |
American Century Companies IncInstitution | 1.27% | 469,881 B | as of Jun 30, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Sep 11, 2026 | Jeffrey Dean Miller | officer: EVP & Chief Financial Officer | −21,000 | $19.23 |
| Sep 11, 2026 | Donegal Mutual Insurance Co | 10 percent owner | +54,725 | $19.23 |
| Sep 11, 2026 | Kevin Gerard Burke | director, officer: President & Chief Exec Officer | −24,000 | $19.23 |
| Sep 9, 2026 | David Benjamin Bawel | officer: SVP & CHIEF ACCOUNTING OFFICER | −8,326 | $19.28 |
| Sep 10, 2026 | Donegal Mutual Insurance Co | 10 percent owner | +10,000 | $19.13 |
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Compare
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Donegal Group | $18.67 | +0.36% | $685.3M | 9.4 | 9.9 | 0.7 | −8.4% |
| Cincinnati Financial | $166.55 | −0.18% | $25.61B | 7.9 | 19.0 | 1.8 | −18.9% |
| Selective Insurance Group | $87.89 | +0.13% | $5.23B | 10.9 | 10.3 | 1.0 | −8.0% |
| The Hanover Insurance Group | $220.04 | −1.42% | $7.77B | 10.7 | 11.5 | 1.2 | +0.4% |
| Erie Indemnity | $235.04 | −0.39% | $10.90B | 21.5 | — | 2.6 | +2.8% |
| Travelers | $362.97 | −2.20% | $77.41B | 9.9 | 12.1 | 1.6 | −4.8% |
| Progressive | $207.43 | −2.27% | $123.40B | 10.6 | 12.5 | 1.4 | +5.0% |
| United Fire Group | $54.01 | +1.07% | $1.37B | 9.9 | 12.0 | 0.9 | +5.2% |
| Median | 10.6 | 12.1 | 1.4 | +0.4% |