SIGI · NASDAQ · Insurance - Property & Casualty

Selective Insurance Group (SIGI)

Writes commercial, personal and excess-and-surplus insurance through independent agents and wholesale brokers.

$87.38
vs last close−0.30 (−0.34%)
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Selective Insurance Group, Inc.SIGI
Financial sector

Sells U.S. commercial, personal and excess-and-surplus property-and-casualty insurance, with revenue from premiums and investment income. Standard products reach customers through independent agents and E&S through wholesale brokers, making underwriting, claims, catastrophe exposure, reserves and distribution relationships central to results.

Writes property-and-casualty insurance across Standard Commercial Lines, Standard Personal Lines and E&S Lines, while managing an Investments segment whose portfolio is primarily fixed income. Commercial policies include general liability, commercial auto, workers’ compensation and property coverage; personal policies include auto, homeowners and flood; E&S serves commercial risks outside standard admitted markets.

Operates only in the United States, using independent retail agents for standard products and wholesale brokers for E&S. Field-based underwriters, claims specialists and risk-management staff work alongside distribution partners, supported by account-level pricing and portfolio tools. Results depend on risk selection and pricing, catastrophe losses, casualty reserve development and investment income. Insurance subsidiaries are regulated by states, and flood policies are written through the federal National Flood Insurance Program’s Write Your Own arrangement.

Company facts

CEOJohn Joseph Marchioni
ListedMar 17, 1980
ExchangeNASDAQ
HeadquartersBranchville, NJ
CountryUnited States
Employees2,800
CIK0000230557
ISINUS8163001071

Market cap$5.23B
EPS (ttm)$8.06
P/E (ttm)10.88
ROE13.9%
P/B1.43
P/S0.9565
Dividend yieldDiv yield1.96%
Beta−0.04vs XLF 0.82

Price target$100.00+14.1%Average of 16 analysts
ConsensusHold9 of 16 analysts
Ratings

Target rangeAs of Sep 22, 2026

Latest analyst notes

DateFirmActionPriorCurrent
Jul 28, 2026BMO CapitalDowngrade
Rating: Outperform
Rating: Market Perform
Jul 27, 2026RBC CapitalReiterate
Rating: Target: $110
Rating: OutperformTarget: $115
Jul 15, 2026Piper SandlerReiterate
Rating: Target: $93
Rating: NeutralTarget: $103
Jul 13, 2026RBC CapitalReiterate
Rating: Target: $95
Rating: OutperformTarget: $110
Jul 6, 2026Morgan StanleyReiterate
Rating: Target: $73
Rating: UnderweightTarget: $80

Next report
Oct 28, 26
in 35 days
EPS estimate
$1.80
Revenue estimate
$1.17B
Fiscal quarter
Q3 FY26

EPSReportedEstimate

Jan '25Apr '25Jul '25Oct '25Jan '26Apr '26Jul '26Oct '26
Reported$1.62$1.76$1.31$1.75$2.57$1.69$1.95Pending
Estimate$1.99$1.89$1.55$1.85$2.02$1.80$1.66$1.80
Surprise−18.6%−6.9%−15.5%−5.4%+27.2%−6.1%+17.5%

RevenueReportedEstimate

Jan '25Apr '25Jul '25Oct '25Jan '26Apr '26Jul '26Oct '26
Reported$1.26B$1.29B$1.33B$1.36B$1.13B$1.23B$1.22BPending
Estimate$1.27B$1.31B$1.35B$1.35B$1.14B$1.29B$1.30B$1.17B
Surprise−1.2%−1.7%−1.5%+0.8%−0.6%−5.1%−5.9%
Estimate$1.80
ReportedDue Oct 28, 2026
Estimate$1.17B
ReportedDue Oct 28, 2026
View details

Debt to equity24.60%
Current ratio21.80%

ProfitabilityRevenueNet incomeNet margin

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Revenue$1.24B$1.26B$1.29B$1.33B$1.36B$1.36B$1.35B$1.39B
Net income$92.3M$95.5M$109.9M$85.9M$115.3M$155.2M$97.7M$129.4M
Net margin7.4%7.6%8.6%6.5%8.5%11.4%7.2%9.3%

GrowthOperating income

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Operating income$116.5M$119.1M$138.9M$108.9M$145.7M$156.2M$124.2M$176.1M
YoY growth+3.5%−24.1%+35.4%Turned profit+25.1%+31.2%−10.6%+61.7%

Balance sheet, Jun 30, 2026Cash & short-term investments $379.4M · Total debt $901.0M · Total assets $15.62B · Shareholders' equity $3.66B

Revenue
$1.39B
Operating income
$176.1M
Net income
$129.4M
View details

Dividend yield
1.96%
Next ex-date
Nov 17, 26
estimated · in 55 days
Annual dividend
$1.72
per share
Schedule
Quarterly
4 payments a year

HistoryDividendAnnual yield

Nov '24Feb '25May '25Aug '25Nov '25Feb '26May '26Aug '26
Dividend$0.38$0.38$0.38$0.38$0.43$0.43$0.43$0.43
Annual yield1.45%1.78%1.68%1.98%2.00%1.87%1.89%1.87%
Ex-dateNov 15Feb 14May 15Aug 15Nov 14Feb 13May 15Aug 17
Payment dateDec 2Mar 3Jun 2Sep 2Dec 1Mar 2Jun 1Sep 1
View details

Institutions90.34%53.81M shares
377 holders · as of Jun 30, 2026
Insiders0.89%532.9K shares
21 holders · as of Sep 17, 2026
Other8.77%5.22M shares
remainder

59.57M company shares as of Sep 23, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing

Top shareholders13F · 13D/G · Form 4

HolderStakeSharesDate
BlackRock, Inc.Institution
13.06%7.78Mas of Jun 30, 2026
Vanguard Portfolio Management LLCInstitution
5.87%3.50Mas of Jun 30, 2026
AQR Capital Management LLCInstitution
5.62%3.35Mas of Jun 30, 2026
Vanguard Capital Management LLCInstitution
4.53%2.70Mas of Jun 30, 2026
State Street CorpInstitution
4.12%2.45Mas of Jun 30, 2026

Insider tradesForm 4

DateInsiderRoleSharesAvg price
Jul 28, 2026Michael H. Lanzaofficer: EVP and General Counsel−17,100$94.04
Feb 17, 2026Anthony D. Harnettofficer: SVP, Chief Accounting Officer−1,064$87.33
Feb 2, 2026Anthony D. Harnettofficer: SVP, Chief Accounting Officer−955$85.31
Feb 2, 2026Lisa R. Bacusdirector+600$84.81
Oct 24, 2025Patrick Sean Brennanofficer: EVP, Chief Financial Officer+2,700$76.17
View details

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Compare

CompanyPriceChange
Selective Insurance Group$87.38−0.34%$5.23B10.910.31.0−8.0%
Travelers$366.03+1.11%$75.51B9.712.21.5−4.8%
W. R. Berkley$68.46+0.42%$25.38B14.014.51.4+1.2%
Cincinnati Financial$164.94−0.54%$25.45B7.818.81.8−18.9%
The Hanover Insurance Group$220.78+1.09%$7.61B10.511.61.1+0.4%
C.N.A. Financial$47.95+1.01%$12.85B10.410.30.9+3.0%
Kinsale Capital Group$348.94−0.82%$8.01B14.316.64.0−3.7%
RLI$58.17+0.07%$5.33B12.221.62.7+16.0%
Median10.514.51.5+0.4%