Kinsale Capital Group (KNSL)
Writes US excess-and-surplus coverage for hard-to-place property and liability risks.
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Writes commercial property and liability coverage, plus a smaller homeowners offering. Independent brokers distribute its US insurance, while a single Excess and Surplus Lines Insurance segment concentrates the business in that specialty model.
Commercial property and liability insurance are written through specialist underwriting divisions for hard-to-place risks in excess-and-surplus markets. These are property-and-casualty exposures that standard insurers may not accept. A smaller homeowners offering serves personal lines. Coverage is sold throughout the United States through independent brokers rather than directly to policyholders.
Proprietary technology supports underwriting and quote processing, while internal systems reduce administrative and policy-administration staffing needs. Experienced E&S teams apply discipline to risk selection and pricing. The single reportable Excess and Surplus Lines Insurance segment keeps the business concentrated in that property-and-casualty model as competitive conditions change.
Company facts
Target rangeAs of Sep 22, 2026
Latest analyst notes
| Date | Firm | Action | Prior | Current |
|---|---|---|---|---|
| Apr 27, 2026 | Wells Fargo | Downgrade | ||
| Apr 6, 2026 | Morgan Stanley | Downgrade | ||
| Mar 19, 2026 | Jefferies | Downgrade | ||
| Feb 25, 2026 | BMO Capital | Downgrade | ||
| Feb 13, 2026 | Jefferies | Target | Target: $420 | Target: $433 |
EPSReportedEstimate
RevenueReportedEstimate
Balance sheet, Jun 30, 2026Cash & short-term investments $210.5M · Total debt $224.5M · Total assets $6.43B · Shareholders' equity $2.04B
- Revenue
- $548.5M
- Operating income
- $223.1M
- Net income
- $175.9M
HistoryDividendAnnual yield
| Institutions | 95.79% | 21.82M shares | |
|---|---|---|---|
| 612 holders · as of Jun 30, 2026 | |||
| Insiders | 5.16% | 1.17M shares | |
| 17 holders · as of Jun 9, 2026 | |||
| Strategic holders | 10.08% | 2.30M shares | |
| 1 holder · as of Mar 9, 2022 | |||
| Adds to | 111.03% | ||
22.78M company shares as of Sep 23, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing
These groups come from separate filings that can overlap, so they add to 111.03%; nothing is left for Other.
Top shareholders13F · 13D/G · Form 4
| Holder | Stake | Shares | Date |
|---|---|---|---|
Bamco Inc /NY/Institution | 11.70% | 2.66M | as of Jun 30, 2026 |
BlackRock, Inc.Strategic | 10.08% | 2.30M | filed Mar 9, 2022 |
BlackRock, Inc.Institution | 8.94% | 2.04M | as of Jun 30, 2026 |
Capital World InvestorsInstitution | 5.62% | 1.28M | as of Jun 30, 2026 |
Vanguard Capital Management LLCInstitution | 4.34% | 988,542 | as of Jun 30, 2026 |
Insider tradesForm 4
| Date | Insider | Role | Shares | Avg price |
|---|---|---|---|---|
| Jun 8, 2026 | Christopher R. Tangard | officer: SVP, Chief Accounting Officer | +330 | $304.00 |
| May 26, 2026 | Salmaan K. Allibhai | officer: Chief Analytics & Tech Officer | −250 | $311.17 |
| May 5, 2026 | Michael P. Kehoe | director, officer: Chairman President and CEO | −22,576 | $302.66 |
| Feb 26, 2026 | Frederick L. Jr. Russell | director | −4,000 | $379.50 |
| Feb 26, 2026 | Robert V. III Hatcher | director | −150 | $379.68 |
- W. R. Berkley
Broad U.S. E&S underwriting for complex commercial risks
- RLI
Specialty E&S property and casualty underwriting nationwide
- American International Group
Lexington surplus-lines coverage for commercial businesses
- Chubb
Westchester E&S products for specialty commercial exposures
- Arch Capital Group
Specialty E&S casualty and property insurance capacity
Compare
| Company | Price | Change | |||||
|---|---|---|---|---|---|---|---|
| Kinsale Capital Group | $347.89 | −1.12% | $8.01B | 14.3 | 16.6 | 4.0 | −3.7% |
| W. R. Berkley | $68.28 | +0.15% | $25.38B | 14.0 | 14.4 | 1.4 | +1.2% |
| RLI | $57.81 | −0.55% | $5.33B | 12.2 | 21.4 | 2.7 | +16.0% |
| American International Group | $75.67 | +0.65% | $39.86B | 13.7 | 9.0 | 1.5 | +0.8% |
| Chubb | $336.83 | +0.32% | $129.54B | 11.8 | 12.1 | 2.1 | −1.3% |
| Arch Capital Group | $95.68 | +0.76% | $33.17B | 7.4 | 10.1 | 1.7 | −22.3% |
| Median | 12.2 | 12.1 | 1.7 | +0.8% |