EBMT · NASDAQ · Banks - Regional

Eagle Bancorp Montana (EBMT)

Provides loans and deposits through Opportunity Bank's Montana community-banking network.

$21.66
After hours−0.04 (−0.18%)
At close$21.70(−0.05%)
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Eagle Bancorp Montana, Inc.EBMT
Financial sector

Provides commercial and consumer loans, deposit services, and residential mortgages through Opportunity Bank of Montana, serving small businesses and individuals across the state. The bank holding company operates a Montana-focused branch network and owns all of its bank subsidiary.

Owns Opportunity Bank of Montana, a state-chartered commercial bank serving Montana small businesses and individuals. Its product mix spans commercial-business, commercial-real-estate, agricultural, residential-mortgage, second-mortgage and home-equity lending, alongside deposit services.

Services are delivered through a Montana-focused community-bank network formed by organic growth and acquisitions. The bank's footprint reaches market areas around the state, combining full-service branches with lending and deposit services.

Lending and deposit services are central to the bank subsidiary. It operates under a Montana state-chartered commercial-bank model, and the holding company directly owns all of the bank subsidiary.

Company facts

CEOLaura F. Clark
ListedApr 5, 2010
ExchangeNASDAQ
HeadquartersHelena, MT
CountryUnited States
Employees385
CIK0001478454
ISINUS26942G1004

Market cap$172.9M
EPS (ttm)$2.04
P/E (ttm)10.64
ROE8.4%
P/B0.8764
P/S1.74
Dividend yieldDiv yield2.68%
Beta0.26vs XLF 0.72

Price target$24.00+10.0%Average of 6 analysts
ConsensusHold4 of 6 analysts
Ratings

Target rangeAs of Sep 22, 2026

Latest analyst notes

DateFirmActionPriorCurrent
Apr 29, 2026DA DavidsonReiterate
Rating: Target: $23
Rating: NeutralTarget: $24
Jan 28, 2026DA DavidsonReiterate
Rating: Target: $18
Rating: NeutralTarget: $23

Next report
Oct 27, 26
estimated · in 35 days
EPS estimate
$0.55
Revenue estimate
$24.5M
Fiscal quarter
Q3 FY26

EPSReportedEstimate

Jan '25Apr '25Jul '25Oct '25Jan '26Apr '26Jul '26Oct '26
Reported$0.44$0.41$0.41$0.46$0.60$0.51$0.47Pending
Estimate$0.30$0.33$0.41$0.46$0.47$0.45$0.50$0.55
Surprise+46.7%+24.2%0.0%0.0%+27.7%+13.3%−5.4%

RevenueReportedEstimate

Jan '25Apr '25Jul '25Oct '25Jan '26Apr '26Jul '26Oct '26
Reported$21.4M$20.5M$22.6M$23.0M$24.3M$23.6M$24.2MPending
Estimate$20.6M$17.3M$21.9M$18.2M$23.5M$23.1M$23.6M$24.5M
Surprise+3.9%+18.7%+3.4%+26.5%+3.4%+2.4%+2.6%
Estimate$0.55
ReportedDue Oct 27, 2026
Estimate$24.5M
ReportedDue Oct 27, 2026
View details

Debt to equity49.00%

ProfitabilityRevenueNet incomeNet margin

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Revenue$31.4M$30.9M$29.7M$31.6M$32.2M$32.5M$31.1M$3.5M
Net income$2.7M$3.4M$3.2M$3.2M$3.6M$4.7M$4.0M$3.7M
Net margin8.6%11.1%10.9%10.2%11.3%14.6%12.8%107.6%

GrowthOperating income

Q3 FY24Q4 FY24Q1 FY25Q2 FY25Q3 FY25Q4 FY25Q1 FY26Q2 FY26
Operating income$3.2M$3.7M$3.9M$4.0M$5.0M$6.1M$5.1M−$5.1M
YoY growth+2.5%+100.2%+70.6%+82.8%+53.1%+65.3%+31.6%Turned loss

Balance sheet, Jun 30, 2026Cash & short-term investments $311.8M · Total debt $96.6M · Total assets $2.13B · Shareholders' equity $197.3M

Revenue
$3.5M
Operating income
−$5.1M
Net income
$3.7M
View details

Dividend yield
2.68%
Next ex-date
Nov 14, 26
estimated · in 53 days
Annual dividend
$0.58
per share
Schedule
Quarterly
4 payments a year

HistoryDividendAnnual yield

Nov '24Feb '25May '25Aug '25Nov '25Feb '26May '26Aug '26
Dividend$0.1425$0.1425$0.1425$0.145$0.145$0.145$0.145$0.1475
Annual yield3.40%3.34%3.26%3.46%3.48%2.56%2.68%2.49%
Ex-dateNov 15Feb 14May 16Aug 15Nov 14Feb 13May 15Aug 14
Payment dateDec 6Mar 7Jun 6Sep 5Dec 5Mar 6Jun 5Sep 4
View details

Institutions≈ 54.08%4.31M shares
105 holders · as of Jun 30, 2026 · largest filers plus last quarter's tail
Insiders5.94%473.1K shares
21 holders · as of May 12, 2026
Other≈ 39.98%3.19M shares
remainder

7.97M company shares as of Sep 22, 2026 · institutions as of Jun 30, 2026 · holders as of their latest filing

This quarter's institutional total failed a plausibility check; shown: the largest filers plus last quarter's remainder.

Top shareholders13F · 13D/G · Form 4

HolderStakeSharesDate
BlackRock, Inc.Institution
8.19%652,376as of Jun 30, 2026
Fourthstone LLCInstitution
6.93%551,952filed May 15, 2026
Manufacturers Life Insurance Company, theInstitution
4.97%395,656as of Jun 30, 2026
Vanguard Capital Management LLCInstitution
4.11%327,051as of Jun 30, 2026
Dimensional Fund Advisors LPInstitution
3.49%277,683as of Jun 30, 2026

Insider tradesForm 4

DateInsiderRoleSharesAvg price
May 8, 2026Kenneth M. Walshdirector−10,000$22.83
Feb 20, 2026Samuel Watersdirector−2,100$22.48
Feb 17, 2026Thomas J. Mccarveldirector−1,182$22.77
Feb 11, 2026Peter Joseph Johnsondirector−3,355$23.11
Feb 10, 2026Peter Joseph Johnsondirector−4,192$23.06
View details

CompareAfter hours

CompanyPriceChange
Eagle Bancorp Montana$21.66−0.18%$172.9M10.610.21.7+6.9%
Glacier Bancorp$44.160.00%$5.83B18.113.13.8+36.8%
First Interstate BancSystem$36.54−0.11%$3.58B11.313.23.8+6.3%
Wells Fargo$83.34+0.22%$261.71B12.511.12.0+8.6%
Median12.513.13.8+8.6%